Prepaid Visa card?

[Don Chance]

Has anyone used this card from SCB ?

 

What i am wondering is can it be used internationally and in case of emergency get cash from a local bank or get a replacement card?  I have contact them via email but haven't heard back.

The T&C does not say.

[MJCM]

Re Cash

 

https://www.scb.co.th/content/dam/scb/personal-banking/terms-conditions/prepaid-cards/scbm/tc-scb-m-visa-en.pdf

 

The Card does not require a PIN or password when used for payment of goods and/or services and cannot be used for withdrawal via Automatic Teller Machines (ATMs) and/or any channels unless otherwise prescribed by the Bank.

 

re internationally 

https://www.scb.co.th/content/dam/scb/personal-banking/product-sales-sheet/prepaid-cards/scb-m-prepaid-en.pdf

 

Fees for transactions made in foreign currencies or overseas
 Payment of goods and services in foreign currencies will be charged in Thai baht based on Visa’s exchange rates and inclusive of foreign exchange risk charge by a maximum of 2.5% of the transaction amount.

 

[NativeBob]

Complete rubbish. 

[welsh wizard]

One evening after a little drink in the UK.

I was online and made some purchases on eBay, the card I used for payment was my Kasikorn card. 

I didn't find this out until about a week later, but payments went through no problem.

[Don Chance]

How about mastercard with Bangkok Bank? Is it easy to get?

 

I need a solution because my prepaid card has expired and they won't send a replacement to Thailand.

So i am bit worried about something going wrong and not having a back up. I have 2 atm cards and $400 in amex checks. A few Ether.

 

I guess i could transfer funds from my account to a local bank if need be?

 

I think i better buy about another $1000 in TC's. Is the best solution.

Edited February 7, 2023 by Don Chance

[Liverpool Lou]

1 hour ago, Don Chance said:

What i am wondering is can it be used internationally and in case of emergency get cash from a local bank or get a replacement card?  I have contact them via email but haven't heard back.

The T&C does not say.

The Product Information does...

https://www.scb.co.th/content/dam/scb/personal-banking/product-sales-sheet/prepaid-cards/scb-m-prepaid-en.pdf

 

The answer to your first question is "Yes"; the answer to your second is almost certainly "No".

[Liverpool Lou]

59 minutes ago, NativeBob said:

Complete rubbish. 

There's really no need for you to be so hard on yourself.

[Liverpool Lou]

48 minutes ago, welsh wizard said:

One evening after a little drink in the UK.

I was online and made some purchases on eBay, the card I used for payment was my Kasikorn card. 

I didn't find this out until about a week later, but payments went through no problem.

So what?

[MRToMRT]

Just as easy to get a standard SCB account as its issued with a debit card (mastercard) that only lets you draw if theres funds in the account. I have used mine all over the world to pay and get cash no problem. The app shows you all the details of your balance and usage. I presume all Thai banks has something similar.

[Crossy]

2 hours ago, Don Chance said:

I think i better buy about another $1000 in TC's. Is the best solution.

 

I'm amazed anyone still uses T/Cs in the 21st century, last time I used them was in the mid 90's, have you actually tried to cash them here?

 

Open a local account and get a Visa or MasterCard ATM/debit card. Of course, this assumes you can transfer from your home bank to a Thai bank without having to visit your home branch.

[couchpotato]

2 hours ago, Don Chance said:

How about mastercard with Bangkok Bank? Is it easy to get?

 

I need a solution because my prepaid card has expired and they won't send a replacement to Thailand.

So i am bit worried about something going wrong and not having a back up. I have 2 atm cards and $400 in amex checks. A few Ether.

 

I guess i could transfer funds from my account to a local bank if need be?

 

I think i better buy about another $1000 in TC's. Is the best solution.

I would think most bank staff under 35 years old wouldn't even know what a TC was, (so ancient).

[richard_smith237]

3 hours ago, Don Chance said:

Has anyone used this card from SCB ?

 

What i am wondering is can it be used internationally and in case of emergency get cash from a local bank or get a replacement card?  I have contact them via email but haven't heard back.

The T&C does not say.

Yes…. I have this exact card (MCard) and use it all over…  Europe, Middle East, Japan… no issues at all.  
 

I’ve never withdrawn cash with it though. 
& Emergency cash, I’ve no idea. 

 

Standard Thai ATM cards (I.e. SCB & BKK bank savings accounts) can be used to withdraw cash overseas. 

Edited February 7, 2023 by richard_smith237

[Don Chance]

Crossy

 

 

 

 

 

 MRToMRT

As for TC's they are still widely accepted all over the world.,

If they are lost or stolen they will give them right back to you.

Same with a CC, if it is lost or stolen you can just go to a bank and they will give you a cash advance.  This is why i ask if the Bangkok Bank MC provides this service. That is the whole point.  I can use paypal to pay for flight these days and most other things. i don't really need a CC for other than safety.

 

My bank will send me a new atm card but it take 2-3 weeks (ridiculous.) So i need to have enough cash to last me in case that happens.

 

 

 

Edited February 7, 2023 by Don Chance

[MRToMRT]

35 minutes ago, Don Chance said:

My bank will send me a new atm card but it take 2-3 weeks (ridiculous.) So i need to have enough cash to last me in case that happens.

Ask for a HIP card, issued on the spot in the bank as it does not show your name so no need for it to be specially printed.