webfact Posted June 20, 2023 Share Posted June 20, 2023 The husband of an Aussie mum of three left in a coma after an accidental fall in Thailand announced that there has been an improvement to his wife’s condition but added she is still in a critical condition. Kylee Enwright has been in a coma for more than three weeks following a fall that caused her to hit her head in Khao Lak, southern Thailand. The 48 year old mother from Singleton, New South Wales, lost consciousness and suffered head and ear bleeding due to the incident. The Aussie mum had stepped off a wooden deck and unexpectedly plunged about a metre to the ground below. This seemingly innocuous misstep led to a severe head injury, necessitating emergency brain surgery to remove a portion of her skull. After the accident, she was swiftly transported to a nearby medical centre, where her wounds were stitched, and she was intubated for assistance with breathing. Following this, Enwright was admitted to a larger hospital in Phuket, where she underwent brain surgery for six hours. Subsequently, she was placed in an induced coma for medical purposes. by Bob Scott Pictures courtesy of GoFundMe/Facebook Full story: https://thethaiger.com/hot-news/expats/a-ray-of-hope-for-aussie-mum-in-a-coma-after-life-threatening-tumble-in-thailand-video -- © Copyright Thaiger 2023-06-21 - Cigna offers a range of visa-compliant plans that meet the minimum requirement of medical treatment, including COVID-19, up to THB 3m. For more information on all expat health insurance plans click here. The most versatile and flexible rental investment and holiday home solution in Thailand - click for more information. 10 Link to comment Share on other sites More sharing options...
Popular Post harleyclarkey Posted June 20, 2023 Popular Post Share Posted June 20, 2023 (edited) Full sympathies to you, Kylee. It goes to show you that you don't have to fall far to be critically injured, or even die. It does appear that she is getting excellent treatment. Here's to her full and speedy recovery. ps...I fell heavily a couple of months back on a sloping wet ffootpath.My head missed a concrete window sill by centimetres. There for the grace of God go I. Edited June 20, 2023 by harleyclarkey Add name 12 1 11 Link to comment Share on other sites More sharing options...
Popular Post scubascuba3 Posted June 20, 2023 Popular Post Share Posted June 20, 2023 Insurers maintained their reputation by denying the claim, apparently due to alcohol. It's getting to the point where insurance is worthless 20 2 3 1 9 10 1 Link to comment Share on other sites More sharing options...
Popular Post Lacessit Posted June 20, 2023 Popular Post Share Posted June 20, 2023 I believe there is a "good faith" clause in most insurance policies, although it appears said clause only applies to the insured. Unless the insurer has factual evidence Kylee was intoxicated, which begs the question about the confidentiality of patient data. IMO another demonstration of what scumbags they are. 6 1 2 1 6 7 Link to comment Share on other sites More sharing options...
Popular Post Jonathan Swift Posted June 20, 2023 Popular Post Share Posted June 20, 2023 1 hour ago, harleyclarkey said: Full sympathies to you, Kylee. It goes to show you that you don't have to fall far to be critically injured, or even die. It does appear that she is getting excellent treatment. Here's to her full and speedy recovery. ps...I fell heavily a couple of months back on a sloping wet ffootpath.My head missed a concrete window sill by centimetres. There for the grace of God go I. The head is a vulnerable place, as you know, all it takes is a hit on a hard surface or even a punch. Glad you were fortunate in your accident. When walking in Thailand I constantly remind myself to be aware of my surroundings, especially those tiled sidewalks when they are wet with unexpected puddles. 3 5 Link to comment Share on other sites More sharing options...
Popular Post kennw Posted June 20, 2023 Popular Post Share Posted June 20, 2023 25 minutes ago, scubascuba3 said: Insurers maintained their reputation by denying the claim, apparently due to alcohol. It's getting to the point where insurance is worthless Give news of the insurers denial as much publicity as possible in the hope that shameing them may get TAT involved. The scumbags will do anything to avoid paying. 8 1 1 2 3 Link to comment Share on other sites More sharing options...
Popular Post BritManToo Posted June 20, 2023 Popular Post Share Posted June 20, 2023 Shocking ........ didn't look like that much of a fall. Hard to see what use insurance is anymore, if they'll refuse a claim like that. 5 1 4 1 Link to comment Share on other sites More sharing options...
Popular Post hotchilli Posted June 20, 2023 Popular Post Share Posted June 20, 2023 Name and shame the insurance company. Once they are publicly known I hope they lose thousands of customers. 9 1 1 1 5 1 Link to comment Share on other sites More sharing options...
Popular Post simon43 Posted June 20, 2023 Popular Post Share Posted June 20, 2023 8 minutes ago, hotchilli said: Name and shame the insurance company. Once they are publicly known I hope they lose thousands of customers. The name of the insurance company is clearly stated in the video 2 1 1 Link to comment Share on other sites More sharing options...
Popular Post richard_smith237 Posted June 20, 2023 Popular Post Share Posted June 20, 2023 Lots of complaints about this insurance company here… lots of accusations of calling the company ‘scammers’… I’m inclined to agree. https://www.comparetravelinsurance.com.au/travel-insurance-companies/cover-more 4 3 3 Link to comment Share on other sites More sharing options...
Popular Post AhFarangJa Posted June 21, 2023 Popular Post Share Posted June 21, 2023 49 minutes ago, hotchilli said: Name and shame the insurance company. Once they are publicly known I hope they lose thousands of customers. COVERMORE INSURANCE......mentioned in the video................can we spread it around or is that against Forum rules, Apologies if it is. 3 3 Link to comment Share on other sites More sharing options...
AhFarangJa Posted June 21, 2023 Share Posted June 21, 2023 29 minutes ago, richard_smith237 said: Lots of complaints about this insurance company here… lots of accusations of calling the company ‘scammers’… I’m inclined to agree. https://www.comparetravelinsurance.com.au/travel-insurance-companies/cover-more Thanks Richard. I posted before I saw your post... 1 Link to comment Share on other sites More sharing options...
Ralf001 Posted June 21, 2023 Share Posted June 21, 2023 Well thats a twist.... A convict descendent gofundme instead of the usual soap dodger ones !! 3 2 1 Link to comment Share on other sites More sharing options...
NorthernRyland Posted June 21, 2023 Share Posted June 21, 2023 1 hour ago, scubascuba3 said: Insurers maintained their reputation by denying the claim, apparently due to alcohol. It's getting to the point where insurance is worthless getting? 1 Link to comment Share on other sites More sharing options...
Ironmike Posted June 21, 2023 Share Posted June 21, 2023 Travel insurance is just a scam that looks for every way possible to not pay up when needed, of course people will have a drink on holidays and why shouldn't they,,, put up the name of the insurance company and Boycott it 1 1 1 Link to comment Share on other sites More sharing options...
IndomitableSpirit Posted June 21, 2023 Share Posted June 21, 2023 More like CoverNone???? 1 1 Link to comment Share on other sites More sharing options...
thailand49 Posted June 21, 2023 Share Posted June 21, 2023 1 hour ago, richard_smith237 said: Lots of complaints about this insurance company here… lots of accusations of calling the company ‘scammers’… I’m inclined to agree. https://www.comparetravelinsurance.com.au/travel-insurance-companies/cover-more I hope the officials fine the same faith the sooner the better. Link to comment Share on other sites More sharing options...
superal Posted June 21, 2023 Share Posted June 21, 2023 2 hours ago, Jonathan Swift said: The head is a vulnerable place, as you know, all it takes is a hit on a hard surface or even a punch. Glad you were fortunate in your accident. When walking in Thailand I constantly remind myself to be aware of my surroundings, especially those tiled sidewalks when they are wet with unexpected puddles. Agree and also holes in the tiled walkways plus steep kerbs and then navigating the vendors wares that occupy most of the pavement . Thailand should take a leaf out of some European promenades that are spacious and well maintained . 1 Link to comment Share on other sites More sharing options...
Gaccha Posted June 21, 2023 Share Posted June 21, 2023 2 hours ago, Lacessit said: I believe there is a "good faith" clause in most insurance policies The doctrine of utmost good faith is about the disclosures at the point of the agreement, not over disputes when an event arises. The doctrine requires that the prospective insured (insuree) provides all relevant information that it could be imagined the reasonable insurer would want to know. A lot of insured people think that the agreement is solid if they kept things quiet. But with this doctrine, the insurance company can go back to the original moment of signing and void the agreement. This is not that situation. Link to comment Share on other sites More sharing options...
wadsy Posted June 21, 2023 Share Posted June 21, 2023 $200,000 USD is over $300,000 AUD. Sounds suspiciously like the hospitals having a lend of them dollar wise. Even my Thai wife thought it seemed excessive medical bill. Nearly 7,000,000 baht! Link to comment Share on other sites More sharing options...
Popular Post hioctane Posted June 21, 2023 Popular Post Share Posted June 21, 2023 Lots of travel insurance have intoxication exclusions. Read the fine print! Usually if intoxication directly causes the accident (such as alcohol leads you slip), they can and will deny your claim. I am guessing they made this exclusion because lots of people tend to drink heavily during vacation. 1 1 1 Link to comment Share on other sites More sharing options...
FritsSikkink Posted June 21, 2023 Share Posted June 21, 2023 4 hours ago, scubascuba3 said: Insurers maintained their reputation by denying the claim, apparently due to alcohol. It's getting to the point where insurance is worthless Because they drank 10 Long Island Ice tea's which equals 22.5 shots before they went to dinner. 1 Link to comment Share on other sites More sharing options...
Mickeymaus Posted June 21, 2023 Share Posted June 21, 2023 The same might happen for instance if you have a car accident while under the influence of alcohol. So nothing really special if the insurance does not pay. 2 Link to comment Share on other sites More sharing options...
Lacessit Posted June 21, 2023 Share Posted June 21, 2023 2 hours ago, Gaccha said: The doctrine of utmost good faith is about the disclosures at the point of the agreement, not over disputes when an event arises. The doctrine requires that the prospective insured (insuree) provides all relevant information that it could be imagined the reasonable insurer would want to know. A lot of insured people think that the agreement is solid if they kept things quiet. But with this doctrine, the insurance company can go back to the original moment of signing and void the agreement. This is not that situation. Unless the policy specified the traveler could not drink alcohol while insured, I'd say there was a lack of good faith by the insurer. 1 Link to comment Share on other sites More sharing options...
Chongalulu Posted June 21, 2023 Share Posted June 21, 2023 12 minutes ago, Lacessit said: Unless the policy specified the traveler could not drink alcohol while insured, I'd say there was a lack of good faith by the insurer. They will always have a clause stating intoxication which will roughly follow the drink driving limit as a guage. So a glass of wine would not be relevant. There also has to be a potential contributory factor,so if say she was sitting at a roadside cafe well over the limit and a car smashed into it there would be no question of it being contributory . Falling down while well drunk however... 1 Link to comment Share on other sites More sharing options...
Chongalulu Posted June 21, 2023 Share Posted June 21, 2023 4 hours ago, richard_smith237 said: Lots of complaints about this insurance company here… lots of accusations of calling the company ‘scammers’… I’m inclined to agree. https://www.comparetravelinsurance.com.au/travel-insurance-companies/cover-more That actually sounds like more of a broker/agent rather than the actual underwriters. If so,You buy the policy through them but it's only in the event of a claim do you actually come into direct contact with the actual underwriters claims department Link to comment Share on other sites More sharing options...
Pouatchee Posted June 21, 2023 Share Posted June 21, 2023 5 hours ago, hotchilli said: Name and shame the insurance company. Once they are publicly known I hope they lose thousands of customers. I totally agree... however,i think this falls into the wishful thinking category. Poor girl. i have nothing but sympathy for her. many years ago i fell on my head, got a concussion, and ended up deaf in one ear with tinnitus that is actually quite loud sometimes making it difficult to hear what others say because of said tinnitus. a couple of months ago i fell off a ladder only about a meter off the ground. ended up in the emergency room in terrible pain. i truly feel for her. life is not an action movie where one survives a major explosion without having shrapnel embedded in ones body as hollywood would have us believe. this also makes me think of all the tough people out there wanting a fight. one wrong punch will also land you in a coma, or worst, death. we, humans, are truly terrible to each other. I hope this woman comes out ok. if she doesnt have a gofundme, she deserves one. i usually look down on gofundme pages, but this case deserves one and ????deserves help 2 Link to comment Share on other sites More sharing options...
BritManToo Posted June 21, 2023 Share Posted June 21, 2023 5 minutes ago, Pouatchee said: this also makes me think of all the tough people out there wanting a fight. one wrong punch will also land you in a coma, or worst, death. we, humans, are truly terrible to each other. Would point out men can usually take a few punches to the head, whereas women usually can't. 1 Link to comment Share on other sites More sharing options...
Pouatchee Posted June 21, 2023 Share Posted June 21, 2023 1 minute ago, BritManToo said: Would point out men can usually take a few punches to the head, whereas women usually can't. agreed. but men should save that superhuman skill for when it is necessary such as breaking down a door with ones head on a house on fire to save a baby????, not bar stool fights. unfortunately 1 Link to comment Share on other sites More sharing options...
Popular Post Neeranam Posted June 21, 2023 Popular Post Share Posted June 21, 2023 6 hours ago, kennw said: Give news of the insurers denial as much publicity as possible in the hope that shameing them may get TAT involved. The scumbags will do anything to avoid paying. Should insurance companies pay for people who do something when drunk? 1 2 Link to comment Share on other sites More sharing options...
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