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Retired expat out there who has been issued with a TIN number?
I got a TIN in CM in 2021. I knew I would probably never owe Thai tax so I wasn't worried about the TRD 'knowing' about me. I took my passport, certificate of residency and a bank book showing tax being withheld from my interest to the Chiang Mai Area Revenue Branch Office 1-2: https://maps.app.goo.gl/STtj8AuitbeZJFGV8 it took about 20 minutes from start to end. -
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My friend has an infection down there.
I have great reverance and respect for doctors offering suppositories as a first line approach. I only want to say that, from my expericence with women who had a vaginal smell problems, it never worked. It lasted maybe a week at best and then the smell came back. And then there was the white suppository residue to deal with during sex (big turn off for men.). I honestly have a heart for their sadness when they couldn't get the problem solved permanently. Perhaps they didn't go back and insist on a stronger treatment. -
11
BILD reveal Gaza hunger photos staged by Hamas/Turkish media
Why do you think some people can’t believe the obvious facts? it’s very strange. -
76
UK State Pension Payments to a Thai Spouse
This is a complex area, and the entitlement of your Thai wife to a "Widow's Pension" from the UK will depend on several factors, primarily related to the specific pension schemes you have and the current UK regulations regarding overseas residents and their dependents. Here's a breakdown of the two main types of pensions you mentioned: 1. UK Government State Pension Your wife may be entitled to a portion of your UK State Pension, but it depends on: * When you (and she) reached State Pension age: * If you reached State Pension age before 6 April 2016 (old State Pension rules): Your wife might be able to inherit a percentage of your basic State Pension and potentially some of your Additional State Pension (SERPS/S2P) based on your National Insurance contributions. * If you reached State Pension age on or after 6 April 2016 (new State Pension rules): The new State Pension is primarily based on an individual's own National Insurance record. It is generally not possible to inherit a State Pension from a spouse or civil partner under the new rules, unless certain conditions apply (e.g., if you deferred your State Pension). However, there might be provisions for those who have lived or worked in countries with social security agreements with the UK. * Your National Insurance (NI) Contributions: For your wife to potentially benefit, your NI contributions would need to meet certain thresholds. * Her Age and Marital Status: She would need to be over her State Pension age and not remarried or in a new civil partnership before reaching State Pension age. * Residence: While you live in Thailand, the UK State Pension can generally be paid anywhere in the world. However, certain benefits like Bereavement Support Payment (which replaced Widow's Pension for deaths on or after 6 April 2017) have specific residency requirements. Important Note on "Widow's Pension" and Bereavement Support Payment: The "Widow's Pension" was largely replaced by Bereavement Support Payment (BSP) for deaths that occurred on or after 6 April 2017. BSP is a short-term benefit paid for up to 18 months. Eligibility for BSP generally requires the claimant to have been living in the UK or a country that pays bereavement benefits at the time of their partner's death. Thailand is not currently listed as one of the countries outside the EEA/Switzerland that can claim BSP from the UK. 2. Occupational Pension Most occupational pension schemes provide for a survivor's pension for a spouse or civil partner, but the amount and conditions vary. You would need to contact the Pensions Department directly to understand the specific provisions of your scheme. They will be able to confirm: * If a survivor's pension is payable. * The percentage of your pension that would be paid to your wife. * Any conditions or requirements for her to claim it (e.g., proof of marriage, identity, etc.). * How payments would be made to her in Thailand. Key Actions You Should Take: * Contact the International Pension Centre (for State Pension): * This is the dedicated department for UK State Pension enquiries for people living abroad. They can advise on your wife's potential eligibility for any inherited State Pension benefits or Bereavement Support Payment based on your specific circumstances and NI record. * You can find their contact details on the GOV.UK website. * Get in touch with the Pension Body of the Company you worked for. * They can provide specific details about any survivor's benefits linked to your pension. It's crucial to understand the scheme rules that apply to your pension. * Review your Will and Estate Planning: * While not directly related to pension entitlement, living abroad with a foreign spouse means you should ensure your will is valid in both the UK and Thailand and clearly outlines your wishes regarding your assets. * Be aware of Inheritance Tax (IHT) implications. As a UK citizen, even if you live abroad, your worldwide estate (including assets in Thailand) could potentially be subject to UK IHT, depending on your domicile status. Spousal exemptions for IHT may apply, but it's important to understand the specifics for a non-UK domiciled spouse. Recent changes (from April 6, 2025) relate to long-term residency for IHT purposes. Seek legal advice on this. It's highly recommended to gather all your pension statements and relevant documents before contacting these bodies, as they will likely ask for specific details about your contributions and pension scheme. The above answer is a summary. It’s more or less what others have said. -
186
Crime Drunk Brit Attacks Bar Worker, Hurt by American Customer
Salute to that brave bar patron who saved a bar girl from the drunk aggressor. Good to see American sense of justice well demonstrated. -
18
UK M&S Apologises over transgender employee in the lingerie section
They probably can't do that due to UK employment laws. If a transgender applies for a job you basically have to give it to them. If you don't you'll be an open target for legal action.
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