I think I totally stuffed myself!

[soi3eddie]

Sorry to hear of your difficulty. If I was in your situation I would get that bike fixed ASAP. Use your credit card/s. It is the only right thing to do.

 

Edited June 12 by soi3eddie

[chippendale]

24 minutes ago, simon43 said:

Excellent!  Another click-bait new member sob story to increase the page views.....

 

And an interesting story. What have you contributed recently apart from snide remarks?

[OneMoreFarang]

Some time ago when I was a little younger in a country far away I had often a couple of drinks and then drove my car back home after partying. Obviously, I knew that I wasn't 100% alert and I drove a little slower than usual.

But I never ever was so f#$#$ drunk that I would have totally smashed a biked by moving a car a few meters. Option 1, you had drunk so much that you were not even able to walk straight anymore. Then don't drive! Or this is just one of those BS stories. 

[MangoKorat]

17 hours ago, JK-Trilly said:

I already had a few drinks at that point and I accidentally plowed the back of her car right into her brother’s brand new Ducati sport motorcycle that was parked behind her car. 

If you damaged my bike p i s s e d up, paying for the damage to the bike would be the least of your worries.  Are you writing this from hospital?  Bikers normally get very, very upset when people damage their bikes.

[steven100]

well OP .....  you caused the problem,  you damaged the brothers bike and the car and the wall.

 

Credit cards,  borrow from mama or papa,  borrow against the property if you own it outright,  

 

whatever,  but you need to fix the bike ....   if it was your bike and someone did that you'd want it fixed asap.  

[FritsSikkink]

You should fix the bike before you fix the car.

[SAFETY FIRST]

17 hours ago, G Rex said:

Start a “Go Fund Me”?

Yeah, he fits the criteria. 

 

- No money,

- no insurance,

- no licence,

- driving under the influence. 

 

[Stevemercer]

It sounds like the bike is an old model. Assuming it was made overseas, then parts may be hard to get and will be expensive. Most of the damage will be comestic (e.g. to the fairing). Specialist Thai repairers can fix this, as well as the dented tank, for a reasonable price.

 

The owner will need to get you a quote broken down into the various components. Maybe you can pay for the repairs in accordance with priority to get the bike 'street worthy' again (assuming it is registered).

 

Most bikes can withstand (e.g. still run) being knocked over which most often results in bent handlebar levers, dented tank, dislodged/broken fairing and smashed lights. I would imagine 10,000 Baht would pay for most of the fixable repairs (fairing, petrol tank and levers etc) to get it on the road again - any new/replacement parts will be expensive (think European prices).

 

An itemised quote for repairs is the place to start. 

[kidneyw]

18 hours ago, JK-Trilly said:

I’m not really sure what to do next. 

Get a new girlfriend.

[Bangkok Barry]

 

Are you SURE the bike isn't insured? He might have smelt the possibility of a scam by getting money from you AND the insurance company. A friend of mine died here and his (all Thais are poor) wife asked my friend's daughter in London to pay the bills. The daughter asked for the bills and got them translated and they were in fact receipts for bills that had been paid by his insurance. Similar thing with the bike? As has been said, a bike of that value uninsured? Come on!

 

As for you not telling your GF to move the car herself, not refusing as you'd had a few and it was too dark for you to see properly? Risky, and you lost. 

[Lancelot01]

22 hours ago, JK-Trilly said:

 

 

So I went to a birthday party at my Thai girlfriend’s upcountry family home over the weekend. After we were there for a while, my GF asked me to move her car so that someone else could exit the compound with their car from the parking area at the front of the house. I already had a few drinks at that point and I accidentally plowed the back of her car right into her brother’s brand new Ducati sport motorcycle that was parked behind her car. 

 

There is only a bit of damage to the back of her car, luckily only the bumper cover is a bit scuffed, but when I crashed into his motorcycle it got smashed up pretty badly against the wall on the other side. Thus, there is damage to two sides of his bike. From the car hitting it and then from when the motorcycle hit the wall. And then the bike fell over when I pulled the car forward a bit after the accident. The damage from the car to the bike wasn't so bad but the wall really smashed up the bike on the other side and the fall presumably added to the damage of the petrol tank on the side of the bike that I crashed into as there were a couple of large stones on the ground that the bike landed on top of when it fell over. It was so dark that I couldn't really see all the damage I caused until we got some flashlights after the accident. 

 

Everyone in her family was really good about it, but I could see from the look in their eyes that they weren’t impressed at all with my little stunt. Now I’ve gotta get my GF’s car fixed, which isn't so bad, but the worst part is how to deal with the bike. It’s a lot of monetary damage and I don’t have the money right now to pay for all the imported Italian parts needed for the repair, however her brother obviously wants his expensive and new 998cc sport bike repaired ASAP, and I don't blame him fir how he feels. 

 

This isn’t looking good for me. Probably a big loss of face in the eyes of her family that I won’t be able to recover from. My girlfriend says she isn’t angry, but she hasn’t acted her same warm way towards me since the accident. So I don’t know how things are going to go with her in the future. We haven't had any intimacy together since the tragic event. 

 

At the moment though the biggest problem is how to pay for the damage to the car and motorcycle and make good on everything I did. I can now pay for the car repairs as I said, but I told them I would need a bit of time to transfer the money in for the bike repairs, although the truth is I don't have the cash readily available. I have a property overseas I could possibly sell, but my parents are living in the place right now and selling a property takes time anyway. Don't think I can qualify for a bank loan either at the moment. I’m not really sure what to do next. 

Nice wind up, you nearly caught me there. 

[john donson]

maybe the brother (cough cough) is her husband

[1sickpuppy]

23 hours ago, JK-Trilly said:

 

 

So I went to a birthday party at my Thai girlfriend’s upcountry family home over the weekend. After we were there for a while, my GF asked me to move her car so that someone else could exit the compound with their car from the parking area at the front of the house. I already had a few drinks at that point and I accidentally plowed the back of her car right into her brother’s brand new Ducati sport motorcycle that was parked behind her car. 

 

There is only a bit of damage to the back of her car, luckily only the bumper cover is a bit scuffed, but when I crashed into his motorcycle it got smashed up pretty badly against the wall on the other side. Thus, there is damage to two sides of his bike. From the car hitting it and then from when the motorcycle hit the wall. And then the bike fell over when I pulled the car forward a bit after the accident. The damage from the car to the bike wasn't so bad but the wall really smashed up the bike on the other side and the fall presumably added to the damage of the petrol tank on the side of the bike that I crashed into as there were a couple of large stones on the ground that the bike landed on top of when it fell over. It was so dark that I couldn't really see all the damage I caused until we got some flashlights after the accident. 

 

Everyone in her family was really good about it, but I could see from the look in their eyes that they weren’t impressed at all with my little stunt. Now I’ve gotta get my GF’s car fixed, which isn't so bad, but the worst part is how to deal with the bike. It’s a lot of monetary damage and I don’t have the money right now to pay for all the imported Italian parts needed for the repair, however her brother obviously wants his expensive and new 998cc sport bike repaired ASAP, and I don't blame him fir how he feels. 

 

This isn’t looking good for me. Probably a big loss of face in the eyes of her family that I won’t be able to recover from. My girlfriend says she isn’t angry, but she hasn’t acted her same warm way towards me since the accident. So I don’t know how things are going to go with her in the future. We haven't had any intimacy together since the tragic event. 

 

At the moment though the biggest problem is how to pay for the damage to the car and motorcycle and make good on everything I did. I can now pay for the car repairs as I said, but I told them I would need a bit of time to transfer the money in for the bike repairs, although the truth is I don't have the cash readily available. I have a property overseas I could possibly sell, but my parents are living in the place right now and selling a property takes time anyway. Don't think I can qualify for a bank loan either at the moment. I’m not really sure what to do next. 

Do a runner like they do ha ha, you wont regret it

[mstevens]

No Thai drivers licence and worse still, you got behind the wheel after you'd had a few drinks. Funny how these things happen....

[Ralf001]

Congrats on your purchase of a damahed Ducati !

[OneMoreFarang]

15 hours ago, Stevemercer said:

I would imagine 10,000 Baht would pay for most of the fixable repairs (fairing, petrol tank and levers etc)

 

I don't think anybody who owns a Ducati wants to get it fixed for cheap by Somchai with Chinese parts.

[Sandboxer]

14 hours ago, john donson said:

maybe the brother (cough cough) is her husband

 

Husband is working overseas. That's her village bf.

[MangoKorat]

20 hours ago, Stevemercer said:

It sounds like the bike is an old model. Assuming it was made overseas, then parts may be hard to get and will be expensive. Most of the damage will be comestic (e.g. to the fairing). Specialist Thai repairers can fix this, as well as the dented tank, for a reasonable price.

He says its new, I wouldn't accept repaired parts on a virtually new bike.

[richard_smith237]

Simple points which really needed mentioning in the Op.

 

1) Does the Brand new Ducati have Insurance ?

2) Does the Car have insurance ?

 

If neither have insurance why should the Op be on the hook for others not being responsible for the things they own?...  Yes, he made a completely idiotic mistake.... but thats what insurance is for in the first place.

 

 

22 hours ago, Sandboxer said:

From the way he wrote it, it sounds like the insurance company already knows who drove the car and subsequently denied coverage?!

 

If thats the case, all parties involved were dumb....   It would have been extremely easy for them to just state that the licensed Wife drove had the accident. 

 

Additionally, the Op's home country license (if in English) should be valid for use in Thailand... i.e. IF the Op is from the UK and has a UK licence, then that is also valid in Thailand.

 

 

 

[richard_smith237]

13 hours ago, mstevens said:

No Thai drivers licence and worse still, you got behind the wheel after you'd had a few drinks. Funny how these things happen....

 

Not having a Thai DL should not be an issue if he has a DL from his home country (in English)...

 

As far as moving the car while drunk - Yes, very silly, but its not the 'horrendous crime' some are making it out to be, its not as if he took a joy ride into the city while hammered.

 

 

[jonclark]

Mate - the car is insured no matter who drives it. Insurance is not based on a single named driver - its based on the car. How long have you been dating your GF and how did you meet - no reply needed. If yo have been dating her less than a year and you met her in an 'entertainment venue', my advice is that she is trying to scam you. This relationship will end up going south - I would suggest you leave dodge. I guess her brother must have a well paid job to afford a Ducati - wonder how he got the money - maybe the previous boyfriend. 

[Sandboxer]

3 minutes ago, richard_smith237 said:

Additionally, the Op's home country license (if in English) should be valid for use in Thailand... i.e. IF the Op is from the UK and has a UK licence, then that is also valid in Thailand.

 

 

Yes, provided he has not been here more than 3 months. Insurance companies can (and generally will, unless there's an oversight which is rare) void claims in this case.

 

Same is true even if someone is driving on home country license+IDP, even though the IDP itself is valid for 1 year (Thailand simply invalidates this validity with its own stipulation).

[Sandboxer]

3 minutes ago, jonclark said:

Mate - the car is insured no matter who drives it.

 

NOT if the operator is not eligible to drive.

 

You are welcome to try this. Have a 10 year old village child drive your car into a wall and see what the adjuster says (right after recovering from his laughing fit).

[OneMoreFarang]

1 hour ago, richard_smith237 said:

1) Does the Brand new Ducati have Insurance ?

2) Does the Car have insurance ?

 

If neither have insurance why should the Op be on the hook for others not being responsible for the things they own?...  Yes, he made a completely idiotic mistake.... but thats what insurance is for in the first place.

 

I have just the necessary government insurance for my bikes. I take care of them. If I crash a bike and it is damaged, then I pay for the damage.

 

But if someone else damages my bike, why should I pay for that? That rule is for all belongings. If you damage my home, i.e. smash a window, you pay. If you splash a bucket of paint over my clothes, you pay. And if you damage my bike, you pay. It's that simple. 

[OneMoreFarang]

1 hour ago, jonclark said:

Mate - the car is insured no matter who drives it. Insurance is not based on a single named driver - its based on the car. How long have you been dating your GF and how did you meet - no reply needed. If yo have been dating her less than a year and you met her in an 'entertainment venue', my advice is that she is trying to scam you. This relationship will end up going south - I would suggest you leave dodge. I guess her brother must have a well paid job to afford a Ducati - wonder how he got the money - maybe the previous boyfriend. 

So, if you own a car or a bike and someone else damages it, then you feel responsible to pay for the damage yourself which someone else did? Really? 

[jonclark]

9 minutes ago, OneMoreFarang said:

So, if you own a car or a bike and someone else damages it, then you feel responsible to pay for the damage yourself which someone else did? Really? 

No the insurance can pay for it???

[richard_smith237]

16 minutes ago, OneMoreFarang said:

2 hours ago, richard_smith237 said:

1) Does the Brand new Ducati have Insurance ?

2) Does the Car have insurance ?

 

If neither have insurance why should the Op be on the hook for others not being responsible for the things they own?...  Yes, he made a completely idiotic mistake.... but thats what insurance is for in the first place.

 

I have just the necessary government insurance for my bikes. I take care of them. If I crash a bike and it is damaged, then I pay for the damage.

 

But if someone else damages my bike, why should I pay for that? That rule is for all belongings. If you damage my home, i.e. smash a window, you pay. If you splash a bucket of paint over my clothes, you pay. And if you damage my bike, you pay. It's that simple. 

 

Your bike is not a 600,000 baht brand new Ducati.

When I had my BMW it was fully insured - now I have a scooter, it just has the Por Ror Bor. 

 

In 'theory' the 'car driver' damaged the Bike, so the car's insurance should be on the hook... IF the car is insured in the first place - the issue here in Thailand is that many vehicles go uninsured. 

 

I do agree - if someone damages someone else's stuff they should pay, but when vehicles are involved there is a legal requirement for them to be insured - the insurance should pay.

 

 

 

 

 

 

[OneMoreFarang]

2 minutes ago, jonclark said:

No the insurance can pay for it???

Who's insurance?

If you crash my bike then I want the money from you. If you have an insurance which pays for you, fine. If not, then you should pay.

I don't see a reason to pay for an insurance so that someone else can crash my bike.

[richard_smith237]

2 hours ago, Sandboxer said:

 

Yes, provided he has not been here more than 3 months. Insurance companies can (and generally will, unless there's an oversight which is rare) void claims in this case.

 

Same is true even if someone is driving on home country license+IDP, even though the IDP itself is valid for 1 year (Thailand simply invalidates this validity with its own stipulation).

 

Agreed... lots of debate on such issues but your comments are exactly as I understand it.

 

That said, insurance rarely check how long someone has been here for when making a claim using a foreign licence. 

 

Additionally - its not hard for them to tell the insurance the wife was driving....    

... I'm not sure why the 'guy' is being put on the hook for the costs unless neither vehicle is insured in which case the owners, particularly the car owner is somewhat accountable for not having insurance. 

 

[jonclark]

15 hours ago, OneMoreFarang said:

Who's insurance?

If you crash my bike then I want the money from you. If you have an insurance which pays for you, fine. If not, then you should pay.

I don't see a reason to pay for an insurance so that someone else can crash my bike.

Yes, if I crashed my bike into yours without insurance then yes what you say is true, because we are strangers.

 

However, the OP states this is not the case in his situation. He accidentally crashed his girlfriend's car into her brother's bike. There is a clear relationship. In this instance, the most logical and sane solution is to have the insurance pay for it. Making up hypotheticals that are not part of the OP initial query only muddies the water. If my father-in-law (for example) accidentally reversed my wife's car into my bike. I could be a total arse and demand he pays for the repairs. Or I could be rational and make an insurance claim that minimizes stress and undue financial pressure. Your choice.