What are the requirements exactly for credit cards?

[NanLaew]

On 9/11/2024 at 11:15 PM, verylostdog said:

My confusion mainly came from the fact that I read somewhere a credit score is only generated once you take a loan or a credit card out.

 

That's how I got a Thai credit score. Bought a vehicle on finance in my name and honored the commitment. Before the final payment, traded it in for a newer one on finance.

 

Of course the finance company wanted a work permit as part of their approval but the excellent dealership sales lady "worked with me" on this and by everyone agreeing to my making a bigger cash deposit, the WP requirement was waived. Buying a car, especially a smaller, cheaper one, may be a faster way to getting a credit score and a credit card but be prepared for many 'cannot' and bureaucratic inflexibility driven by a lack of knowledge of what can and can't be done.