LTR Health Insurance : Self-insurance with US$100,000 Bank Deposit

[JamesPhuket10]

12 minutes ago, MalcolmB said:

A lot of deep thinking on this thread.

 

I think that might be a mistake that many make, over thinking things from a western perspective, especially those who have been sadly brainwashed and conditioned by feminists .

 

With Thai females they think with their hearts, not their heads.

 

Best to keep it simple, don’t ask any complicated questions and to completely skip over any foreplay, it just confuses them. 

 

 

 

If that is what you believe of all Thai women then you are probably not capable of asking any complicated questions. 🤣

 

[Cameroni]

6 minutes ago, JamesPhuket10 said:

 

It worked with me and my wife in England, both my parents, my sister and her husband, and all of the other people I knew who were fit and able to work.

 

Now I know you must be joking.

 

 

 

The evidence does not support your generalisation, you are the exception if it is true what you are saying. This is how it normally works:

 

"Both saw him as the main earner and both considered that he controlled the

family finances. They had a joint account, into which his salary was paid, while

her salary was paid into her own account."

 

"We have a joint account into which his money goes and the household expenditure is made

from."

 

https://www.researchgate.net/publication/240260310_Couples_and_their_money_patterns_of_accounting_and_accountability_in_the_domestic_economy

[john donson]

retarted thailand where a farang girl married to a thai can get citizenship or at least PR very easy

 

equal gay marriages and all, great

 

what about some basic human rights, for farangs... right to work (no excluded jobs), buy a house in own name, land I mean included for the nit pickers, no 90 day prison game

[Confuscious]

38 minutes ago, JamesPhuket10 said:

 

I feel sorry for you, if that is your experience of women then you must have a terrible life. 

 

I know many Thai families where both the man and woman work and pay for things together. 

 

Maybe it is different in the North East though, I have never wanted to go there. 

 

No hang on, when I had a house built six years ago in Rayong the builders were a Thai family from Issan, the Thai woman and the husband both worked on building the house. 

 

Therefore the guarantee you have made above has become instantly invalid. 

 

You said, "This is how it works the world over."

 

I know for a fact most married people in the UK are in a situation where they both work, it has been that way ever since my parent's time and I am in my sixties. 

 

Yet another false claim. 

 

I will make a silly claim now, 100% of people are aliens. 

I see many Thai couples in my neighborhood climbing in the back of a pickup and go to a construction site together to try to build a future.

But strange enough, the woman stops working (and the whole family retire) as soon as a foreigner comes into the equation.

[novacova]

My wife says I’m heartless, my response is “it’s how I maintain sanity”. And no, she is not financially independent on me, she has her own money. Nothing is more blinding than an emotional quagmire and if guys want to lose their head and mindlessly jump into a money pit and crash and burn, then I’d suppose it’s well deserved.

[save the frogs]

where does CharlieH get his inspiration for these thread topics?

 

ChatGPT? Alcohol? Weed? A combination of all 3?

 

 

 

 

 

[novacova]

7 minutes ago, save the frogs said:

where does CharlieH get his inspiration for these thread topics?

 

ChatGPT? Alcohol? Weed? A combination of all 3?

 

 

 

 

 

Why don’t send him a pm and ask.

[save the frogs]

4 minutes ago, novacova said:

Why don’t send him a pm and ask.

because he wont reply.

did you notice he doesnt associate with the little people since he got his promotion?

[JamesPhuket10]

1 hour ago, Confuscious said:

I see many Thai couples in my neighborhood climbing in the back of a pickup and go to a construction site together to try to build a future.

But strange enough, the woman stops working (and the whole family retire) as soon as a foreigner comes into the equation.

 

In that case, you are only mixing with poor people and it must be a poor neighborhood you are living in re-climbing into a pickup truck.

 

You do not see the other half of Thailand where people live in nice houses like the Thais living in my area, Phuket, (99% Thai households) no one is climbing into the back of pickup trucks here, they are climbing into their nice new family cars.

 

So that explains where you are getting your one-sided information from. 

 

If I went to England and only ever went into pubs and nowhere else I would probably arrive at a false conclusion and think every English person drinks daily and no one works.  

[JamesPhuket10]

1 hour ago, john donson said:

retarted thailand where a farang girl married to a thai can get citizenship or at least PR very easy

 

equal gay marriages and all, great

 

what about some basic human rights, for farangs... right to work (no excluded jobs), buy a house in own name, land I mean included for the nit pickers, no 90 day prison game

 

You said, "retarted thailand....."

 

More like "retarded West".

 

Hundreds of thousands of people put one foot on English soil and say the word "Asylum" and they are handed a nice free hotel room for the next year or two, how retarded is that. 

 

Or allowing stupid farangs to marry and bring low-life bar girls into England, many wait out five years to become British while stealing all the farang's money and then move on to the next one.

 

I have heard many sob stories of this happening, it does make me laugh though. 

 

I don't mind filling in an online form for the 90-day reporting in Thailand, I can spare three minutes to do that. 

 

 

Edited yesterday at 02:23 PM by JamesPhuket10

[JamesPhuket10]

1 hour ago, Cameroni said:

 

The evidence does not support your generalisation, you are the exception if it is true what you are saying. This is how it normally works:

 

"Both saw him as the main earner and both considered that he controlled the

family finances. They had a joint account, into which his salary was paid, while

her salary was paid into her own account."

 

"We have a joint account into which his money goes and the household expenditure is made

from."

 

https://www.researchgate.net/publication/240260310_Couples_and_their_money_patterns_of_accounting_and_accountability_in_the_domestic_economy

 

From the article, you have extracted a couple of lines that support your view and have ignored all of the rest which does not support your view. 

 

Plus what about the real-life experiences of yourself and the people around you?

[Cameroni]

9 minutes ago, JamesPhuket10 said:

 

From the article, you have extracted a couple of lines that support your view and have ignored all of the rest which does not support your view. 

 

Plus what about the real-life experiences of yourself and the people around you?

 

It's quite interesting, when I was a Cayman lawyer earning 6 figures I got my then wife a job as a secretary. She earned 60,000 dollars on top of my salary. Do you think she paid for the rent, food or necessities? No. All saved for her.

 

I had a female lawyer colleague, who had a handyman husband, I have to assume she paid the very expensive rent and food costs at the time.

 

I would say in the lower economic stratas where both have to work they have to pool it all together, but where the man earns more, or the sole income, he would pay for everything. Or if the woman does, then she would. That's my experience. I've never met these people who supposedly do everything half half and split costs exactly and have serious doubts they exist.

[Confuscious]

2 hours ago, JamesPhuket10 said:

In that case, you are only mixing with poor people and it must be a poor neighborhood you are living in re-climbing into a pickup truck.

Nothing to do withthe neighborhood.
In Korat (Nakhon Ratchasima) they are rebuilding the Mittraphap Rd., tunneling the road between The Mall and the Macro, and a lot of workers are day-workers. Travelling back and forth on the bed of a pickup.
There are in Korat "High Class" settlements like the ones in Phuket or anywhere in Thailand.
But these are not for the common Thai people.
Shows your attitude, supremacy, towards the "common" Thai people.

[black tabby12345]

Old foreign men honey trapped for fortune by younger  women in the destination country.

A kind of pretty common happenings in Sout East Asia.

Same tales are also often heard from the Philippines as well.

Foreign males(often middle to old age) were left penniless after giving away so much of own money.

When the fund runs out, tossed away by the younger local females.

As stated below:

 

 

 

Edited 20 hours ago by black tabby12345

[freedomnow]

I would...

 

RUIN

 

ME

 

BABY !

[digbeth]

I see lots of mutually beneficial relationship, many old codgers who might not be able to afford caregivers back home can dangle promise of western countries citizenship or inheritance and have the thai wife be caregiver

[scubascuba3]

Problem is guys are often vulnerable, lonely, maybe previous breakup, they will fall for any patter the thai girls say

[NoshowJones]

12 hours ago, save the frogs said:

where does CharlieH get his inspiration for these thread topics?

 

ChatGPT? Alcohol? Weed? A combination of all 3?

 

 

 

 

 

What a load of nonsense. This topic must be a great help to anyone considering moving to Thailand.

My own advice would be, make sure your intended has a full time job as you must make it clear you will not be helping her parents, brothers or sisters etc financially. If you are unnattractive or overweight forget it altogether unless you are really wealthy and have good pensions every month.

Edited 14 hours ago by NoshowJones

[itsari]

12 hours ago, save the frogs said:

because he wont reply.

did you notice he doesnt associate with the little people since he got his promotion?

Yes, I have noticed that. 

Before I was accused of a few misdemeaners in an arrogant manner. 

Thankfully all quiet on the western front now.

[Yagoda]

Just do short times, 2500 baht or less. Far cheaper and you can still walk around unwashed and unshaven and fart as much as you want, smoke loads of weed, watch porn and football 24/7, never get bitched at, eat what you want when you want (2am? Pint of Ice Cream and Oreos? In bed while watching football? Priceless), go where ever you want when you want, buy what you want.

 

Most married folks as old as me dont seem very happy. 

[GinBoy2]

So my take on this is substantially younger woman, older man, total recipe for disaster and car wreak emotionally and financially.

And a point about that. When things go south when you're younger, you're working and more importantly you have time to recover.

Things go south when you're 60+, you just don't the resources and more importantly the time to recover the loses.

 

Now we get on to thing where I both struggle and laugh..

 

Thai women 'know' how to treat a man. Now me and Mrs G are 55/65 so we're up there and sex isn't what it used to be, but still good, but that aside.

 

She's a pretty Westernized woman having grown up in Chicago. But cooking, she will fight hammer and tongs about NOT letting me cook. Maybe there is something in the DNA about her getting pleasure out of cooking for me.

 

On other aspects of recreating the 1950's, she's pretty OK letting me do the laundry lol

[Felton Jarvis]

On 10/9/2024 at 2:47 PM, harryviking said:

LOL! Many old farts should keep their "thing" in the trousers and stop believing in "Santa"! They are fools who believe they achieve love and happiness! SUCKERS!! I am one of those old farts, and I am happy as can be ALONE but with just friends around me.

What a sad outlook on aging and your fellow expats. Many of us know exactly what we are doing, and if past a certain age, do not have any problem keeping the "thing" within trousers. I am being treated well. Once that changes, then changes will be made.

[SoCal1990]

On 10/9/2024 at 10:06 AM, CharlieH said:

No wonder this bloke has difficulty finding a girlfriend. Who can play the double bass with mangled fingers like that???

[JamesPhuket10]

23 hours ago, Cameroni said:

 

It's quite interesting, when I was a Cayman lawyer earning 6 figures I got my then wife a job as a secretary. She earned 60,000 dollars on top of my salary. Do you think she paid for the rent, food or necessities? No. All saved for her.

 

I had a female lawyer colleague, who had a handyman husband, I have to assume she paid the very expensive rent and food costs at the time.

 

I would say in the lower economic stratas where both have to work they have to pool it all together, but where the man earns more, or the sole income, he would pay for everything. Or if the woman does, then she would. That's my experience. I've never met these people who supposedly do everything half half and split costs exactly and have serious doubts they exist.

 

You said, "It's quite interesting, when I was a Cayman lawyer earning 6 figures I got my then wife a job as a secretary. She earned 60,000 dollars on top of my salary. Do you think she paid for the rent, food or necessities? No. All saved for her."

 

Sorry, I can't account for dim people, if guys can only retain a woman if they pay for them then it is not my fault.

 

I can give you my contrasting story though.

 

During the 1990's and 2000's I was earning about £140,000 as a freelance software engineer a year through European contracts and one USA contract,  it was mostly tax-free seeing as I set up the company in the British Virgin Isles.

 

My then-wife had a 150-seat Thai restaurant in an expensive area in England from 1994 and for the next 27 years, the takings were £12,000 a week, and the profit margin was high. 

 

I think after salaries and other costs, tax etc she made a profit of about £150,000 a year, our two kids went to private school all of their lives.

 

We pooled our money and bought a few houses over the years, they are now worth millions of pounds, and we retired early.

 

So that is one example of a male and female pooling their resources, therefore, your claim that women either expect not to work or keep all of the money themselves is not the case, it might just be happening to people like you. 

 

 

 

 

 

[JamesPhuket10]

22 hours ago, Confuscious said:

Nothing to do withthe neighborhood.
In Korat (Nakhon Ratchasima) they are rebuilding the Mittraphap Rd., tunneling the road between The Mall and the Macro, and a lot of workers are day-workers. Travelling back and forth on the bed of a pickup.
There are in Korat "High Class" settlements like the ones in Phuket or anywhere in Thailand.
But these are not for the common Thai people.
Shows your attitude, supremacy, towards the "common" Thai people.

 

It has everything to do with the neighborhood where people live, well-off people will not be the poor ones jumping into the back of a pickup truck. 

 

I have no supremacy towards the "common" people but Thai people certainly do have an attitude toward them, there is a huge class system here but if you are living in an area where your neighbours jump into the back of pickup trucks then you will not be aware of that. 

 

For example, I would not have a clue what happens in a very rich area like Knightsbridge in London as I do not have a spare 20 million pounds to spend on a house there. 

Edited 1 hour ago by JamesPhuket10
typo

[JamesPhuket10]

5 hours ago, GinBoy2 said:

So my take on this is substantially younger woman, older man, total recipe for disaster and car wreak emotionally and financially.

And a point about that. When things go south when you're younger, you're working and more importantly you have time to recover.

Things go south when you're 60+, you just don't the resources and more importantly the time to recover the loses.

 

Now we get on to thing where I both struggle and laugh..

 

Thai women 'know' how to treat a man. Now me and Mrs G are 55/65 so we're up there and sex isn't what it used to be, but still good, but that aside.

 

She's a pretty Westernized woman having grown up in Chicago. But cooking, she will fight hammer and tongs about NOT letting me cook. Maybe there is something in the DNA about her getting pleasure out of cooking for me.

 

On other aspects of recreating the 1950's, she's pretty OK letting me do the laundry lol

 

I agree with you on your ".....recipe for disaster....." comment as it is not natural for a young woman to fancy a much older man, he will remind the girls of her dad I bet.

 

Some guys genuinely think Thai women are different and they do fancy old men, no young woman in the world would fancy a substantially older man, but they convince themselves or are convinced it is true. 

 

Regarding housework etc, you need a lesson on skulduggery. 😄

 

You wash up to start with but then do not do a good job, you break a plate or two accidentally on purpose, and you are then banned from washing up, same with the laundry, mess up a few times. 

 

Cleaning, do a half-hearted job.

 

Cooking, no one would eat my food.

 

But I must admit, I never cook or clean or wash up, etc as it is all done without me even noticing, oh except for cooking that is, I take note when the missus is cooking. 👍

[1FinickyOne]

On the other hand:

 

What we have here is an age old issue. For millennia men have been searching for a fountain of youth...

 

An older man comes here and finds a younger attractive female. When he is with her, he feels like he is 20 again. Is there anything else that can make him feel more vibrant and young than having a lovely  girlfriend who loves him so much - real or not. He has discovered the fountain of youth...

 

Can you put a price tag on this miracle? Is there anything else in the world that can accomplish this miracle?