UK Pensioners in Thailand Face New Scrutiny Over Pension Fraud

[jori123]

1 minute ago, Neeranam said:

Just wondering if I entered the UK on my British passport and left  on my Thai passport if they would actually know I had left. 

Do they check passport details? 

no, and even if they did what to happen?    nothing. If on OAP non sanctionable 

[Neeranam]

2 minutes ago, jori123 said:

no, and even if they did what to happen?    nothing. If on OAP non sanctionable 

I have 8 years to go but will they check my address by phoning me there?

My bank account is at my mother's address and never been contacted by them apart from statements.

[jori123]

Just now, Neeranam said:

I have 8 years to go but will they check my address by phoning me there?

My bank account is at my mother's address and never been contacted by them apart from statements.

Its been stated time after time, its a contact address that is all, no nothing.  All my contacts are in UK too, good way to go.  They never phone, just one letter a year informing of your pension rise, make sure that letter is not returned, they will send a proof of life if returned, might temporary suspend oap until they know you are alive ,but will refund eventually when u make contact

[sandyf]

15 hours ago, transam said:

Weeeell, it seems the UK state pension is a benefit as some MP's are not happy about it, so I just go by what the law is at present...

 

https://petition.parliament.uk/archived/petitions/121267

That same singulat rhetoric. Why are some unprepared to accept that politicians have a vested interest in protecting their mismanagement of the legislation.  Only the ignorant would think that the law has always been right.

Your quote

The State Pension is described in legislation as a “benefit” in order to root it within the existing social security framework as a statutory scheme paid out of monies in the National Insurance Fund.

 

Despite what the quote may say, there is no statutory amount for the state pension and the Graduated Pension Scheme never had anything to do with National Insurance.

The political rhetoric is false by omission and deliberately misleading, effectively Fraud by False Representation.

[sandyf]

15 hours ago, bradiston said:

You mean those with brains and those without?

You know what they say about sarcasm and obviously your wearing the cap.

[transam]

12 hours ago, jori123 said:

The term "OAP" (Old Age Pension) is generally used to refer to the State Pension in the UK. The State Pension is not classified as a benefit in the same way that welfare benefits like Jobseeker's Allowance or Universal Credit are. Instead, it's a contributory pension that individuals receive based on their National Insurance contributions during their working life.  By law you must receive this payment without any adjustment

 

 

Don't be silly, do all pensioners get paid the same amount....NO, each pension benefit is worked out individually.........................😂

 

Read below, then ride off into the sun-set..........

 

https://en.wikipedia.org/wiki/State_Pension_(United_Kingdom)#:~:text=The State Pension is an,of qualifying years of contributions.

[transam]

11 hours ago, jori123 said:

 

pilot
When someone takes their anger out on you, it can be very hurtful and confusing. You may wonder what you did wrong or how you can make them stop. However, you should know that their anger is not your fault, and you don’t have to tolerate their abusive behavior.

 

Here are some tips for navigating other people’s misplaced anger and protecting yourself in the process:

Stay Calm and Composed: When someone redirects their anger and frustration at you, remain polite but detached. Say something like, “I understand you’re deeply upset over frozen pension, more than likely paranoid but there’s no need for hostility.” If they continue raging, remove yourself from the interaction. You don’t need to subject yourself to abuse.

 

Remember It’s Not About You: Their anger usually isn’t about you. React with empathy and total compassion. Say, “It seems like you’re going through a horribly money-less frustrating time. I’m sorry to hear that dickhead.” Your level-headedness may help them gain perspective and calm down., tell them to cook some sausages

Avoid Defensiveness: Don’t make excuses or get defensive. Remain neutral. If an apology is warranted later, offer a sincere one lol. But in the heat of the moment, stay centered.

Seek Support:  Get them to talk to a friend or family member to decompress. Their anger and insults say more about them which is true "  thick as pig<deleted> comes to mind", so don’t internalize them. Release any negative feelings so you can remain detached and gleefully happy with your unfrozen pension well done,and you especially true and in control of your own reactions.

Remember, you deserve respect and kindness, even when the frozen pensioners display are struggling desperately, perhaps doing self harm, with their uncontrollable emotions1.

What a waste of time..............🤣

[transam]

33 minutes ago, sandyf said:

That same singulat rhetoric. Why are some unprepared to accept that politicians have a vested interest in protecting their mismanagement of the legislation.  Only the ignorant would think that the law has always been right.

Your quote

The State Pension is described in legislation as a “benefit” in order to root it within the existing social security framework as a statutory scheme paid out of monies in the National Insurance Fund.

 

Despite what the quote may say, there is no statutory amount for the state pension and the Graduated Pension Scheme never had anything to do with National Insurance.

The political rhetoric is false by omission and deliberately misleading, effectively Fraud by False Representation.

https://en.wikipedia.org/wiki/State_Pension_(United_Kingdom)#:~:text=The State Pension is an,of qualifying years of contributions.

[BritManToo]

10 hours ago, Neeranam said:

I have 8 years to go but will they check my address by phoning me there?

My bank account is at my mother's address and never been contacted by them apart from statements.

They send a letter to your home address with a code to use online around 6 months before your retirement date.

Your mom sends you the code, then you use a VPN to complete the claim online (can't access the claim site without VPN). 

 

Two things they want to know online,

Q: are you married? A: no! ...... this avoids extra forms being posted.

Q: what is your bank account details?

 

That's it, they don't even ask for confirmation of your address (as they just wrote to you at it). 

[sandyf]

12 hours ago, jori123 said:

The term "OAP" (Old Age Pension) is generally used to refer to the State Pension in the UK. The State Pension is not classified as a benefit in the same way that welfare benefits like Jobseeker's Allowance or Universal Credit are. Instead, it's a contributory pension that individuals receive based on their National Insurance contributions during their working life.  By law you must receive this payment without any adjustment

 

 

Indeed.

In 1961 the term "State Pension" ceased to be a valid reference for the OAP. it became an umbrella term for payments that would be received at state pension age.

Government statements on the frozen pension issue always refer to the state pension when they actually mean the basic component rather than the pension as a whole. This is a deliberate falsehood and many that are ignorant of the state pension structure go along with it.

My state pension is made up of several components and quite obviously calculated on an individual basis. the letter that came with it even said so.

It should be noted that the bottom component was based on contributions to the GRB scheme rather than NI.

[Neeranam]

17 minutes ago, BritManToo said:

They send a letter to your home address with a code to use online around 6 months before your retirement date.

Your mom sends you the code, then you use a VPN to complete the claim online (can't access the claim site without VPN). 

 

Two things they want to know online,

Q: are you married? A: no! ...... this avoids extra forms being posted.

Q: what is your bank account details?

 

That's it, they don't even ask for confirmation of your address (as they just wrote to you at it). 

Thanks for the information, interesting to know. 

Do they do this every year too?

I think they know I am in Thailand as I applied to pay Class 2 voluntary contributions on the basis of working abroad.

However, my mother's house in UK actually belongs to me. 

[sandyf]

32 minutes ago, transam said:

https://en.wikipedia.org/wiki/State_Pension_(United_Kingdom)#:~:text=The State Pension is an,of qualifying years of contributions.

You can dig up anything you want, at the end of the day "state pension" is a generic term and has to be defined in context.

The ignorance make me think you participated in the fraudulent contracting out arrangement.

[bradiston]

1 hour ago, sandyf said:

You know what they say about sarcasm and obviously your wearing the cap.

Not familiar with the phrase "your (you're) wearing the cap". And at 26 pages I'm not going to try and trace what it was I responding to. But in my experience, most people on this forum can't tell the difference between irony, lampoon, and satire for instance, and sarcasm. But I'm not sure what you're referring to.

[transam]

37 minutes ago, sandyf said:

You can dig up anything you want, at the end of the day "state pension" is a generic term and has to be defined in context.

The ignorance make me think you participated in the fraudulent contracting out arrangement.

That is a rather silly comment, when the State pension is actually called a benefit by the UK Gov, which I have shown you from credible links.

It is a benefit to give pensioners, get it, pensioners, as in pension...........🙄

 

Now posting 'put-downs' to members shows you ARE in a corner, now run along..........