Future Uncertain for Retiree Bank Accounts in Thailand

[Upnotover]

5 minutes ago, lordgrinz said:

 

I've been using it for 7 years with my bank account, and it still works now, so balls in their court.

And it's their serve. 

 

You won't need to change your number but may need to change the name associated with it so it matches your account, easy enough to do.

[baansgr]

2 minutes ago, lordgrinz said:

 

I do.....and it's been working fine. 

Ok, if you say so, let us know how you get on...maybe you will be like the Scouser in Bangkok Bank last week f ing and blinding making a prat of himself but still had to go and change his (wife's) sim that he used last year 👍 

[lordgrinz]

1 minute ago, Upnotover said:

And it's their serve. 

 

You won't need to change your number but may need to change the name associated with it so it matches your account, easy enough to do.

 

I still think they don't have this figured out too well, what happens for family accounts with multiple SIM's? I mean as long they allow us to register each SIM to a different person, but stay on one family account, then so be it, otherwise?

[lordgrinz]

4 minutes ago, baansgr said:

Ok, if you say so, let us know how you get on...maybe you will be like the Scouser in Bangkok Bank last week f ing and blinding making a prat of himself but still had to go and change his (wife's) sim that he used last year 👍 

 

Ok, once again......My bank account is fine, my apps still work, and nobody at the bank has contacted me to change anything. I don't do banking with Bangkok Bank, so really don't care how they treat their customers.

[Upnotover]

29 minutes ago, lordgrinz said:

 

Ok, once again......My bank account is fine, my apps still work, and nobody at the bank has contacted me to change anything. I don't do banking with Bangkok Bank, so really don't care how they treat their customers.

Interestingly enough, a message has appeared today on my KBank app telling me my name doesn't match my phone.  And I've got until 30 April to sort it.  So I will check with True what name they have, ought not be hard (famous last words).  But regarding your earlier point about family SIMS they seem indeed to have thought about that - and at least Kasikorn have details of what to do in those cases.

[lordgrinz]

54 minutes ago, Upnotover said:

But regarding your earlier point about family SIMS they seem indeed to have thought about that - and at least Kasikorn have details of what to do in those cases.

 

I'm using SCB, but out of curiosity, what did Kasikorn tell you about family SIM's? 

[Upnotover]

1 minute ago, lordgrinz said:

 

I'm using SCB, but out of curiosity, what did Kasikorn tell you about family SIM's? 

[lordgrinz]

1 minute ago, Upnotover said:

 

The second part has me confused (SIM card ownership documents), if its a family account it would be under one name (in my case, my wifes name).

 

Also, so the following from SCB.....and if true, I've not received any warning as of yet, and they state it would happen before Feb 12th.

 

https://www.facebook.com/scb.thailand/posts/จากมาตรการยกระดับมาตรฐานความปลอดภัย-เพื่อให้ชื่อผู้ใช้งานโมบายแบงก์กิ้งตรงกับชื่/1058201459678973/

[Merrill]

On 2/19/2025 at 1:30 AM, smedly said:

speaking of Thai banks and charges, I used a QR payment from Bangkok bank the other day to pay for a 250baht bar bill (just to try it out) well it worked ok but I was charged 15baht for the pleasure, Thai people think cashless is something to brag about, they may need to think again if banks are going to charge like this for every transaction and it might be 15baht now  (which IMO should be free)  but when you have no option for cash these charges are going to go up because you will simply have no alternative, the banks really will have you by the $$$$$.  I am personally 100% against cashless - there is only one winner  and it ain't us. 

Correct no matter what the amount changed is  we will be charged for every transaction. It gets worse soon when we are all  cash less see what will happen when you say the wrong thing on Social media. We need to keep cash going as best we can or we will be doomed I tell you doomed. You won’t be able to give you lad pocket money without a charge 

[quake]

1 hour ago, Upnotover said:

Interestingly enough, a message has appeared today on my KBank app telling me my name doesn't match my phone.  And I've got until 30 April to sort it.  So I will check with True what name they have, ought not be hard (famous last words).  But regarding your earlier point about family SIMS they seem indeed to have thought about that - and at least Kasikorn have details of what to do in those cases.

 

I had a similar one last week.

I got a message saying my passport photo didn't match my name.

Can't see what the issue is.

 

[Lopburikid]

On 2/19/2025 at 8:42 AM, ravip said:

You mean to say, that all these Thai people, in their thousands, who we see buying food, fruits, etc at the small roadside vendors are also paying 15baht for each transaction?

 

I've never used QR payment in TH, so I don't know.

Most apps like Line, Grab, Panda, and others  take a percentage from the seller and charge the user a percentage for using the app.

[stoutfella]

14 hours ago, JensenZ said:

I'm in the other camp. I prefer using cards and other electronic payments including QR over cash. It doesn't hurt as much and I have a record. I don't know why people have problems with using cards. I hardly touch cash these days and haven't for many years.

Ever wondered what happens when the interweb goes down or somebody who has control over it decides they don't like how you spend your money and deicide to put s stop to it?

[DTL2014]

i'm looking at these payments systems now  - it's the service provider which charges a commission - the bar  might have implemented a payment system which charges 4 or 5% . just QR on its own is no fee.

[ravip]

3 hours ago, Lopburikid said:

Most apps like Line, Grab, Panda, and others  take a percentage from the seller and charge the user a percentage for using the app.

Actually, I was referring to charges that are imposed by Banks.

Yes, apps like Line, Grab, etc. charging a commission, is normal.

[smedly]

5 hours ago, Upnotover said:

Interestingly enough, a message has appeared today on my KBank app telling me my name doesn't match my phone.  And I've got until 30 April to sort it.  So I will check with True what name they have, ought not be hard (famous last words).  But regarding your earlier point about family SIMS they seem indeed to have thought about that - and at least Kasikorn have details of what to do in those cases.

I know a lot of people have their phones registered using their Thai partners name because it has benefits, we are treated differently for many things here 

[Etaoin Shrdlu]

16 hours ago, gamb00ler said:

You're definitely mistaken as to the reason for the 15 ฿ debit from your account.  To determine what triggered the debit, request a statement covering the day where a 15 ฿ fee was deducted.  On your statement the date and time of each transaction is given including the minute.  Find the entry for the fee deduction.  Then find another transaction that occurred at the same time as the fee debit.  This transaction is the one that triggered the fee.

 

You can request a statement using your bank's phone app.

Bangkok Bank debited 15 baht from my savings account on February 19. It was described as commission/annual fee. The only other transactions this month were incoming Social Security from SSA by direct deposit and one transfer to my SCB account using the BB app, both taking place on 3 February.

 

This seems to have started sometime last year, as I don't recall BB doing this in prior years.

[BigLek]

These changes wont do much to help anything.

[Upnotover]

32 minutes ago, smedly said:

I know a lot of people have their phones registered using their Thai partners name because it has benefits, we are treated differently for many things here 

"We"?  Maybe so, but you'll still have to sort out your bank.  Unless you only use your partners account for everything.

[scorecard]

7 hours ago, lordgrinz said:

 

The second part has me confused (SIM card ownership documents), if its a family account it would be under one name (in my case, my wifes name).

 

Also, so the following from SCB.....and if true, I've not received any warning as of yet, and they state it would happen before Feb 12th.

 

https://www.facebook.com/scb.thailand/posts/จากมาตรการยกระดับมาตรฐานความปลอดภัย-เพื่อให้ชื่อผู้ใช้งานโมบายแบงก์กิ้งตรงกับชื่/1058201459678973/

 

What is a family account?

[lordgrinz]

11 minutes ago, scorecard said:

 

What is a family account?

 

You've never heard of a cellphone family share plan? Obviously one account with multiple SIM's attached to that account. Plus I am sure businesses do the same, how exactly do they handle that situation?

[Hanuman2547]

I used to have a few Thai bank accounts but over the years I have closed them out.  Now I just keep one that I opened back in the 80's.  Glad I did as it seems opening accounts is much more difficult now.