I only ever buy cash on delivery, a friend of mine paid up front never received his order, trying to get the money refunded was a nightmare.
And I only order from LazMall vendors.
If they want my money I open the packaging, if it's what I ordered, I pay the courier.
oh yes these mythical people where investments only go up. Personally i prefer keeping 800k+ in case of medical emergency. BTW agents now charge circ 15k for financials not 8k
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