Woman’s £400K Injury Claim Rejected After Footage Shows Her Playing Rugby

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A woman who sought more than £400,000 in compensation for an arm injury has had her claim dismissed after surveillance footage revealed her engaging in sports and handling strong dogs. Hazel Boyd, who runs a dog daycare business, claimed she had suffered a severe arm injury after being thrown from a horse while working as a stablehand. However, a High Court judge ruled that she was guilty of “dishonest exaggeration” after video evidence showed her playing rugby and football, as well as walking a large husky using her supposedly injured arm.  

 

 

Boyd stated that her injury occurred in 2020 when she was thrown from a three-year-old thoroughbred named Foxy while working for trainer Debbie Hughes at Ty’r Heol Farm in Llanelli. She alleged that the horse was dangerous and that the accident left her with a permanently disabled right arm, preventing her from continuing her riding career. Seeking damages, she claimed up to £368,000 in lost earnings, in addition to other compensation, despite having since established a dog daycare business.  

 

 

However, Hughes challenged the claim, arguing that Boyd had significantly exaggerated her disability. Social media posts and surveillance footage were presented in court, revealing Boyd participating in football and rugby training, as well as walking multiple dogs, including a strong husky, for extended periods. “A husky is a large dog,” barrister Georgina Crawford told the court, pointing out that Boyd was using her allegedly disabled arm to control the animal.  

 

The court was also shown images of Boyd playing rugby. Boyd, a former member of the Llantwit Fardre Pink Rhinos women’s rugby team, defended herself by claiming she had only participated in non-contact training to aid her recovery. “It shows me training, not playing rugby. There’s a difference. Training is non-contact; it’s tag,” she stated.  

 

 

Despite her arguments, Mr Justice Cotter ruled against Boyd, stating that she had failed to provide convincing evidence that Foxy had been spooked by a threat, rather than simply reacting to something on the gallop surface. He also found that she had deliberately exaggerated her symptoms and level of disability when consulting medical experts. However, he stopped short of declaring her actions as “fundamental dishonesty,” which would have resulted in her having to cover the defendant’s legal costs.  

 

Although Boyd’s claim was dismissed, personal injury claimants are generally protected from paying the defendant’s legal costs unless they are found to have acted fraudulently. As a result, despite the judge ruling that Boyd had “consciously exaggerated” her condition, she will not face additional financial penalties.

 

Based on a report by The Times  2025-03-05

 

 

[Olmate]

Previous life I worked in Melbourne as PI, insurance loss adjuster. This is a common mistake people make when trying to scam Insurers. A simple method we often employed was to discretly deflate a cars tyre on claimants vehicle, usually whilst shopping... then film them changing the tyre.! Worked well in.divorce cases too.❤️

[animalmagic]

1 hour ago, Olmate said:

Previous life I worked in Melbourne as PI, insurance loss adjuster. This is a common mistake people make when trying to scam Insurers. A simple method we often employed was to discretly deflate a cars tyre on claimants vehicle, usually whilst shopping... then film them changing the tyre.! Worked well in.divorce cases too.❤️

Very interesting, could have landed you in jail for 14 days in Victoria!

Deflating tyres could land you 14 days of imprisonment | CarExpert

[JonnyF]

1 hour ago, Olmate said:

Previous life I worked in Melbourne as PI, insurance loss adjuster. This is a common mistake people make when trying to scam Insurers. A simple method we often employed was to discretly deflate a cars tyre on claimants vehicle, usually whilst shopping... then film them changing the tyre.! Worked well in.divorce cases too.❤️

 

Nice.

 

What happens if they are genuinely injured? Just leave them there? A bit like throwing witches in the river. If they drown, they're innocent.

 

Insurance companies are some of the worst, immoral businesses out there. 

[Chomper Higgot]

10 minutes ago, JonnyF said:

 

Nice.

 

What happens if they are genuinely injured? Just leave them there? A bit like throwing witches in the river. If they drown, they're innocent.

 

Insurance companies are some of the worst, immoral businesses out there. 

I agree entirely.

 

Though it seems gum-shoeing comes a close second.

 

 

 

[AustinRacing]

6 hours ago, Olmate said:

Previous life I worked in Melbourne as PI, insurance loss adjuster. This is a common mistake people make when trying to scam Insurers. A simple method we often employed was to discretly deflate a cars tyre on claimants vehicle, usually whilst shopping... then film them changing the tyre.! Worked well in.divorce cases too.❤️

You seem proud of it. You weren’t investigating, were you?

[Nick Carter icp]

5 hours ago, JonnyF said:

 

Nice.

 

What happens if they are genuinely injured? Just leave them there? A bit like throwing witches in the river. If they drown, they're innocent.

 

Insurance companies are some of the worst, immoral businesses out there. 

 

   They should have insurance , so call the insurance company to come and fix it 

[oxo1947]

6 hours ago, Olmate said:

Worked well in.divorce cases too.❤️

 

Sorry I couldn't quite relate that part of your post-----why would being able to change  a tyre help in a divorce case .

[JonnyF]

2 minutes ago, Nick Carter icp said:

 

   They should have insurance , so call the insurance company to come and fix it 

 

A silly comment.

 

In the unlikely event there is no excess on the policy, it probably wouldn't be worth losing your no claims bonus for.

 

Not to mention the inconvenience. Let's hope they weren't on their way to an urgent appointment. 

[Watawattana]

6 hours ago, Olmate said:

Previous life I worked in Melbourne as PI, insurance loss adjuster. This is a common mistake people make when trying to scam Insurers. A simple method we often employed was to discretly deflate a cars tyre on claimants vehicle, usually whilst shopping... then film them changing the tyre.! Worked well in.divorce cases too.❤️

Wow.  Freely admitting to a criminal act on this forum.  I hope some of those who you did this to are on this forum, see your post and report you to the police.  Madness.

 

https://ngm.com.au/malicious-damage/#:~:text=To cause damage means to,window or deflating a tyre.

[Olmate]

18 hours ago, AustinRacing said:

You seem proud of it. You weren’t investigating, were you?

Was that you in Oz up someones missus? Long way to go for a yankee boy! 😂

[Olmate]

18 hours ago, oxo1947 said:

 

Sorry I couldn't quite relate that part of your post-----why would being able to change  a tyre help in a divorce case .

Bit slow oxo?   Video of 'The cheating wife' helping bumbling lover change flat tyre outside 'ST' hotel would be one scenario.! 

[Olmate]

17 hours ago, Watawattana said:

Wow.  Freely admitting to a criminal act on this forum.  I hope some of those who you did this to are on this forum, see your post and report you to the police.  Madness.

 

https://ngm.com.au/malicious-damage/#:~:text=To cause damage means to,window or deflating a tyre.

Watta wowser.. (for want of a better description) big "W" 😭

[oxo1947]

11 minutes ago, Olmate said:

Bit slow oxo?   Video of 'The cheating wife' helping bumbling lover change flat tyre outside 'ST' hotel would be one scenario.! 

 

I'm a little slow Olmate-?--- you worked in Australia, A country where for the last half century, have had --No Fault Divorce-- it would not mater 

if you stood in the room and took a video of your wife in bed with her lover.

 

Your telling people on here  that it aided in helping with a divorce--- Can we just leave out the  fantasy's of people changing Tyres outside of short time rooms ---at least in the last 50 years

Or is the whole Gum shoe thing part of a fantasy as well--------

 

 

for the last 50 years---Australia has 'no fault' divorce. This means that when granting a divorce, the Court does not consider the reason/s the marriage ended. 

Neither spouse needs to prove that the other did (or did not) do something which caused the breakdown of the marriage.

 

https://www.fcfcoa.gov.au/fl/divorce/divorce-overview

[Olmate]

34 minutes ago, oxo1947 said:

 

I'm a little slow Olmate-?--- you worked in Australia, A country where for the last half century, have had --No Fault Divorce-- it would not mater 

if you stood in the room and took a video of your wife in bed with her lover.

 

Your telling people on here  that it aided in helping with a divorce--- Can we just leave out the  fantasy's of people changing Tyres outside of short time rooms ---at least in the last 50 years

Or is the whole Gum shoe thing part of a fantasy as well--------

 

 

for the last 50 years---Australia has 'no fault' divorce. This means that when granting a divorce, the Court does not consider the reason/s the marriage ended. 

Neither spouse needs to prove that the other did (or did not) do something which caused the breakdown of the marriage.

 

https://www.fcfcoa.gov.au/fl/divorce/divorce-overview

 

On 3/5/2025 at 7:17 AM, Olmate said:

Previous life I worked in Melbourne as PI, insurance loss adjuster. This is a common mistake people make when trying to scam Insurers. A simple method we often employed was to discretly deflate a cars tyre on claimants vehicle, usually whilst shopping... then film them changing the tyre.! Worked well in.divorce cases too.❤️

 The first few words of my reply should settle your concern with my "fantasyworld" oxo. How old r we then? 🫠😆

[oxo1947]

15 minutes ago, Olmate said:

The first few words of my reply should settle your concern with my "fantasyworld" oxo. How old r we then?

 

 

Obviously not as old as you Olmate if in fact you were "Gumshoeing " around Melbourne half a century ago..........

[FritsSikkink]

20 hours ago, Nick Carter icp said:

 

   They should have insurance , so call the insurance company to come and fix it 

So claim insurance and pay more premium because another insurer damages your car.

[Olmate]

1 hour ago, oxo1947 said:

 

 

Obviously not as old as you Olmate if in fact you were "Gumshoeing " around Melbourne half a century ago..........

Whats  the 1947, your dads birthday??