I am another that is happy with HL.co.uk products.
(Annuity rates are good just now, but what rate of indexing on an annuity will keep up with inflation? If an RPI indexed annuity was selected the indexing will move to CPIH in 2030ish)
I'm in the lucky position to have DB pensions that do what I think your looking for from annuities.
My HL Stocks and shares ISA is mainly in Investment trusts, which often have dividend cover which smooths the income stream. The ITs include some 'dividend heros'
[will continue, dinners ready]
Maybe nothing more than snarky comments from AN posters when you come back in May complaining that the school you had signed a contract with starting in June backed out because they found a cheaper Filipino teacher.
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