It 100% is worth it - provided you live long enough to take four years of pension. The payback period is just over three years - one of the best investments you can make.
No,
If you're lonely in Cardiff you will be lonely in Pattaya.
If you can't go to meet other age mates in Cardiff, you won't be happy in Pattaya.
You have to leave your comfort zone here or there.
Pattaya can offer only a glittering facade.
Sure, you can buy hours of false happiness. Here and there.
In the end it depends on yourself to socialize with other people and find peace.
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