US Social Security Direct Deposit is late

[jimmyjam12]

Still waiting have Bangkok Bank maybe they will trickle in 

[Pib]

Ditto...wife just got hers at 10:23am...Bangkok Bank.

 

Everyone can breathe deep now....just a long holiday delay thingie.

[Galong]

1 minute ago, jimmyjam12 said:

Still waiting have Bangkok Bank maybe they will trickle in 

What time of the day does your transaction usually take place?  Looking back, mine are always within a couple of minutes of 10:30 am.   

I'm guessing you'll get it shortly. Hang in there. 

[jimmyjam12]

Yes got 10:45.  All is good 

[John Drake]

Just noticed a relatively recent change. I get my ssa through bangkok bank direct deposit. The last few times on my sms notification it said it was paid using Promptpay. Never saw that before.

[KhunLA]

12 minutes ago, Galong said:

What time of the day does your transaction usually take place?  Looking back, mine are always within a couple of minutes of 10:30 am.   

I'm guessing you'll get it shortly. Hang in there. 

10:32 today, and usually arrives between 0930-1130 hrs

[Pib]

6 minutes ago, John Drake said:

Just noticed a relatively recent change. I get my ssa through bangkok bank direct deposit. The last few times on my sms notification it said it was paid using Promptpay. Never saw that before.

What transaction coding is displayed on your acct?  International Transfer/FTT coding or something else?

[MamaSan]

'Just came in - whew!

[John Drake]

23 minutes ago, Pib said:

What transaction coding is displayed on your acct?  International Transfer/FTT coding or something else?

 

Just updated the book from the 3 June deposit. It says TPP. Used to say FTT. I have a SSA account that has no ATM card. I have to go to the bank and show my passport to do a transaction.

[Galong]

1 hour ago, John Drake said:

 

Just updated the book from the 3 June deposit. It says TPP. Used to say FTT. I have a SSA account that has no ATM card. I have to go to the bank and show my passport to do a transaction.

All of my Social Security codes are BTN (Baht Net), which is used when funds are sent via the Bank of Thailand.

I did my direct deposit through BKK Bank a bit over 3 years ago. I was assuming, due to so many people telling me, that I wasn't going to be able to get/move money unless I go in person. It turns out, my DD account works the same as my regular deposit account. I can easily move money around. I don't have a card, but I don't want a card. 

It's strange how the same bank with direct deposit can function differently... I assume the timing of setting up the account is the main factor. I just asked for a 'direct deposit account for my US Soc Sec'.  After much wailing and nashing of teeth the main branch in Phuket Town suddenly understood. It was as if they'd never done or heard of this type of account before. It wasn't a language issue. They didn't understand what their own bank offered... and several people got involved. 

But, at the end of the day, it works smoothly... sort of. 🙄

[connda]

Just showed up this morning.    Looks like we haven't been DOGE'ed yet. 

[connda]

I've seen some deposits not showing up until the 7th of the month.  it happens.  June tends to be one of those months.

[connda]

Just curious how many of you live SSA deposit to SSA deposit?  

[sharot724]

Mine was also on time as I am a fourth Wesnesday.

The Holiday has sbackaed up as I am delyed one day for my Bank Letters.

[Pib]

28 minutes ago, sharot724 said:

Mine was also on time as I am a fourth Wesnesday.

The Holiday has sbackaed up as I am delyed one day for my Bank Letters.

Sounds like you have your US address onfile with the SSA vs your Thailand address.   If having a US address onfile SSA follows a different payment schedule compared to the 3rd of the month for foreign addresses.

[KhunLA]

😎

[KhunLA]

41 minutes ago, connda said:

Just curious how many of you live SSA deposit to SSA deposit?  

Definitely not us.  Didn't touch last year's, and haven't needed to touch this year's ... yet. 

 

BUT ... only have ฿55k COH, ฿32k from ATM (company pension), since Jan. & ฿20k, of SSA, I kept, from 320k from my (SSA) bank account, ฿300k went to wife's bank last month.  So still have ~3k 🙄 from last year's excess (165k) pittance of a company pension, all of $357 a month 

 

Probably need to use SSA funds around Oct, if not sooner, since planning  a few O&A before that.  We live on ฿20k a month, and so far, our O&A hotels have been <฿1000 a night.  Don't think those prices will hold too much longer, as hotels have gone up.  Plus thinking about some pool time in the future stays, since not much new to see or do anywhere, as too much of, 'been there, done that', so need to self entertain at hotel.

 

The journey is usually better than the destination of late.  More new & interesting along the way, than the destination.

[Pib]

2 hours ago, John Drake said:

Just noticed a relatively recent change. I get my ssa through bangkok bank direct deposit. The last few times on my sms notification it said it was paid using Promptpay. Never saw that before.

 

1 hour ago, John Drake said:

 

Just updated the book from the 3 June deposit. It says TPP. Used to say FTT. I have a SSA account that has no ATM card. I have to go to the bank and show my passport to do a transaction.

 

Below Aseannow thread talks the change which apparently started in March 2025....a Bangkok Bank change to reflect how the funds get from the NY branch to your in-Thailand branch.    Since you are using the ACH method which is routed thru the Bangkok Bank NY branch it applies to such transfers.     But IDD method transfers are still showing Bahtnet/BTN since such transfers don't use ACH...use SWIFT/BahtNet instead.

 

See below Aseannow thread for more info....apparently it might throw a wrinkle into how people prove international transfers when renewing their retirement visa.

 

 

[sharot724]

1 minute ago, Pib said:

Sounds like you have your US address onfile with the SSA vs your Thailand address.   If having a US address onfile SSA follows a different payment schedule compared to the 3rd of the month for foreign addresses.

Yes. That is true and why I am paid on the fourth week. Due to my birthday being in the fourth week.

Also Back a few years ago the monthly deposit was returned to BBK holdings. The delay was caused because the US changed the law that required BKK NY to have my address in Thailand on record.

 

That turned out badly as once I took care of the add, the deposit  arrival was the first of the following month.

Denied and had to leave Thailand as Immigration said I was not in the 12 monthly compliance.

[scorecard]

On 6/4/2025 at 12:49 PM, Galong said:

I realize yesterday was the Queen's birthday, so the banks were closed. However, every other time this has happened, the SS direct deposit was paid by 10:30 am the next day. Bangkok Bank isn't showing mine yet.  Is anyone else's a bit late?

"My Social Security" shows that it was paid on the 3rd. I assume this is just BKK Bank being BKK Bank. 🤦

 

 

Not sure what days you're referring to re Thai banks being closed. Both Monday and Tuesday were Thai bank holidays. My Thai bank (K Bank) doesn't process any incoming international transfers (including pensions etc.), on Thai bank holidays. My Pension normally appears every 4th Monday. This week no processing Mon ad Tues, it did appear in my K bank account 09:30 am Wednesday 3 June. 

[sharot724]

7 minutes ago, Pib said:

 

 

Below Aseannow thread talks the change which apparently started in March 2025....a Bangkok Bank change to reflect how the funds get from the NY branch to your in-Thailand branch.    Since you are using the ACH method which is routed thru the Bangkok Bank NY branch it applies to such transfers.     But IDD method transfers are still showing Bahtnet/BTN since such transfers don't use ACH...use SWIFT/BahtNet instead.

 

See below Aseannow thread for more info....apparently it might throw a wrinkle into how people prove international transfers when renewing their retirement visa.

 

 

The Bank letter clearly states my deposits arrived all via foreign  account.

 

[1FinickyOne]

3 hours ago, Galong said:

GOT IT!!!!  🥳 It arrived at 10:29 am today (Thursday the 5th). 

Glory glory hallelujah - - glory glory Uncle Sam... his truth goes marching on

 

Or as the late great Alan Sherman sang: 

 

I'm singing you the ballad
Of a great man of the cloth
His name was Harry Lewis
And he worked for Irving Roth
He died while cutting velvet
On a hot July the 4th
But his cloth goes shining on

Glory, glory Harry Lewis
Glory, glory Harry Lewis
Glory, glory Harry Lewis
His cloth goes shining on

Oh Harry Lewis perished
In the service of his Lord
He was trampling through the warehouse
Where the drapes of Roth are stored
He had the finest funeral
The union could afford
And his cloth goes shining on

[Pib]

1 minute ago, sharot724 said:

The Bank letter clearly states my deposits arrived all via foreign  account.

 

When you say "bank letter" do you mean a Credit Advice doc (a.k.a., Advice of Credit) for one/multiple international  transfers or do you mean the separate letter many immigration offices want listing/verifying international transfers over the past 12 months?

[sharot724]

3 minutes ago, Pib said:

When you say "bank letter" do you mean a Credit Advice doc (a.k.a., Advice of Credit) for one/multiple international  transfers or do you mean the separate letter many immigration offices want listing/verifying international transfers over the past 12 months?

correct That I have the account in my name only

you mean the separate letter many immigration offices want listing/verifying international transfers over the past 12 months?

 

[John Drake]

1 hour ago, Pib said:

 

 

Below Aseannow thread talks the change which apparently started in March 2025....a Bangkok Bank change to reflect how the funds get from the NY branch to your in-Thailand branch.    Since you are using the ACH method which is routed thru the Bangkok Bank NY branch it applies to such transfers.     But IDD method transfers are still showing Bahtnet/BTN since such transfers don't use ACH...use SWIFT/BahtNet instead.

 

See below Aseannow thread for more info....apparently it might throw a wrinkle into how people prove international transfers when renewing their retirement visa.

 

 

 

Thanks for solving the mystery for me. Also explains why I'm getting my transfer so much more quickly. By the morning of the 3rd again this month. Used to be the 4th or even later.