Kasikorn bank joint account

[anchadian]

My wife holds a single Kbank deposit account.

My question is, can she also hold a joint bank account with myself, either myself or my wife as first named holder? 

[Bill97]

Why not?

[Everyman]

1 hour ago, Bill97 said:

Why not?

 

If she isn’t Thai then she might find it difficult to open any sort of account right now. 

[anchadian]

Just now, Everyman said:

 

If she isn’t Thai then she might find it difficult to open any sort of account right now. 

She is Thai and having looked through the banks T&C, yes we can.

[petermik]

19 minutes ago, anchadian said:

She is Thai and having looked through the banks T&C, yes we can.

 

1 minute ago, Gottfrid said:

Awesome! Maybe try that before starting a topic about it next time 😉 

Awesome reply......mister s  m  art ass 

[anchadian]

1 hour ago, petermik said:

 

Awesome reply......mister s  m  art ass 

Exactly.

 

Some members need to grow up.

[sometime]

WE left K Bank because they wouldn't allow a joint names ATM card, that was a few years back

[JohnnyBD]

Just so you know,

UOB allowed us to have a joint THB acct with separate debit cards. We can access the joint acct using the app from either of our phones, and we have separate logins for web-based banking.

 

We also have a joint SCB acct with 1 debit card & a bank book. SCB wouldn't allow us to access the joint acct on either of our phones. I cancelled my THB acct, hoping they would let me put the joint acct on my phone, but they wouldn't allow it. We just consider it to be our ultra-safe savings acct, since it has no online access.

 

We never asked Kasikorn about a joint acct, but I'm pretty sure you can get one. I don't know if they will give you separate debit cards. Better to just go in the bank and ask.

[Gottfrid]

2 hours ago, petermik said:

 

Awesome reply......mister s  m  art ass 

Nah, not smart-ass. Only instinct told me that, actually. Didn´t even have to think.

But, thank you. It´s nice to know you loved it and thought it was awesome.

[Gottfrid]

1 hour ago, anchadian said:

Exactly.

 

Some members need to grow up.

You are perfectly right in that reply. Just a question about the specifics of some.

[GreasyFingers]

I have a Kasikorn account, the wife and I have a joint account, and the wife has her own account. Not sure why you would ask.

[scorecard]

On 6/14/2025 at 12:15 PM, Gottfrid said:

Awesome! Maybe try that before starting a topic about it next time 😉 

Has this answered the actual question?

 

Seems to me the question is can the foreigner open a joint account with the name of the foreigner named first and the wife named second in regard to the name of the account holder? I guess that means right now.

 

I have several joint savings accounts with K Bank, my name first then the name of my adult Thai son. But all were open 10 - 15 years ago, maybe the regulations have changed.

 

As you might expect both myself and my son had to be present with proof of ID to open the account and we were told that for any changes to be made to the account we would both need to be present with ID. 

[scorecard]

4 minutes ago, scorecard said:

Has this answered the actual question?

 

Seems to me the question is can the foreigner open a joint account with the name of the foreigner first and the wife named second in regard to the name of the account holder? I guess that means right now.

 

I have several joint savings accounts with K Bank, on every account my name first then the name of my adult Thai son. But all of these accounts were opened 10 - 15 years ago, long time ago, so maybe the regulations have changed.

 

As you might expect both myself and my son had to be present with proof of ID to open the account and we were told that for any changes to be made to the account we would both need to be present with ID. 

 

[scorecard]

On 6/14/2025 at 2:32 PM, JohnnyBD said:

Just so you know,

UOB allowed us to have a joint THB acct with separate debit cards. We can access the joint acct using the app from either of our phones, and we have separate logins for web-based banking.

 

We also have a joint SCB acct with 1 debit card & a bank book. SCB wouldn't allow us to access the joint acct on either of our phones. I cancelled my THB acct, hoping they would let me put the joint acct on my phone, but they wouldn't allow it. We just consider it to be our ultra-safe savings acct, since it has no online access.

 

We never asked Kasikorn about a joint acct, but I'm pretty sure you can get one. I don't know if they will give you separate debit cards. Better to just go in the bank and ask.

With K Bank, for a joint savings account, they issue ONE debit card only. 

[Colki]

I was advised by Bangkok Bank that I could not open a joint account with my Thai partner as we were not married. I did have an existing account with them.

 

I worked in a bank and no not in Thailand but what relavency does whose name is first make. Only regulation was either joint signature or either signature for withdrawals. Also affects what happens to the account if one of the party dies.

[scorecard]

On 6/14/2025 at 10:50 AM, Bill97 said:

Why not?

Well there's a specific and meaningful very informative post.

[scorecard]

2 hours ago, Colki said:

I was advised by Bangkok Bank that I could not open a joint account with my Thai partner as we were not married. I did have an existing account with them.

 

I worked in a bank and no not in Thailand but what relavency does whose name is first make. Only regulation was either joint signature or either signature for withdrawals. Also affects what happens to the account if one of the party dies.

 

"...Also affects what happens to the account if one of the party dies."

 

How does that work?

[JimGant]

2 hours ago, Colki said:

what relavency does whose name is first make

 

My name is first; Thai wife second. They withhold 15% tax on earned interest. Wife's individual accounts don't have withholding tax. My individual account does. Wonder if joint account had her name first, whether or not tax would be withheld...... No big deal, as it's just an additional amount added to a single line on Schedule 3 of US 1040 tax return, for a one for one tax credit.

[scorecard]

Just now, scorecard said:

 

"...Also affects what happens to the account if one of the party dies."

 

How does that work in Thailand?

 

[Colki]

I think scorecard you took line from my post....also affects what happens to the account if one of the parties dies.

 

 

As I stated have not worked in thai bank but in two other western countries.....

A joint account with both signatures to operate, on the death of one of the parties the account is frozen and goes to probate where usually half is included in the estate of the deceased BUT other party cannot access there portiion until resolved by probate.

 

A joint account with either signature is not affected by death of one party and the surviving party can continue to draw down on balance of account. Normally if declared the bank will close joint account and open account in name of survivor. Have heard here they require both signatures to close a joint account, surviving or either party could draw down to a minimal balance to circumvent this.

[GordonP]

Yes, my wife and I have sole accounts and a joint account with the same branch of KBank.