1 minute ago, topt said:

Sorry I don't know at all about that. However I would be surprised if they allowed any payments over 50k without a waiver/face id.

 

They should have used a more realistic limit, like 100,000 baht per transaction, though even then some normal purchases could exceed that too.

10 minutes ago, lordgrinz said:

 

They should have used a more realistic limit, like 100,000 baht per transaction, though even then some normal purchases could exceed that too.

I am not seeing it as that much of a bigee for me. You just make more than one transaction.

So specifically for SCB yes it's not as convenient but how many people really make that many big payments that they will exceed 200k a day and if so they can probably arrange a temporary waiver. If they have been doing it regularly for business then maybe it doesn't apply or they get a permanent waiver - no idea. 

More irritating if your rent or something is north of 150k a month but if you are paying that I am sure you can make other arrangements.............

 

The real question is whether this amount, or any limit, is going to help in reducing scams/mule accounts/payments or whatever illegal shenanigans it is supposed to hinder. Not sure that is very clear....

1 hour ago, topt said:

You just make more than one transaction.

My transfer limit at Kplus is 50,000 daily. I cannot do multiple transfers within 1 day. To raise this limit would take several days hard work, success not guaranteed. (I just confirmed this today,  from the app and with the call center.)

 

Under normal circumstances,  50,000 is more than enough for me.

The problem are the not-normal circumstances. They do happen.

And the fact that I cannot access my money whenever I want.

I now keep very little money there - just as they let me access very little.

 

 

 

 

7 hours ago, Lorry said:

My transfer limit at Kplus is 50,000 daily. I cannot do multiple transfers within 1 day. To raise this limit would take several days hard work, success not guaranteed. (I just confirmed this today,  from the app and with the call center.)

 

Under normal circumstances,  50,000 is more than enough for me.

The problem are the not-normal circumstances. They do happen.

And the fact that I cannot access my money whenever I want.

I now keep very little money there - just as they let me access very little.

 

 

 

 

Not disagreeing with what you say if a 50k daily limit.

I did add after your quote that I was talking specifically about SCB as they were the bank mentioned in what I originally replied to 

On 8/20/2025 at 2:10 AM, Caldera said:

Now we've really arrived in La La Land, the bank knows what's best for you and how you should spend your money...

 

That's what I've been doing all my life, ie  by using cash !!!

5 hours ago, watchcat said:

That's what I've been doing all my life, ie  by using cash !!!

Which is great, but bigger payments like a car, health care or flights, it's maybe not so convenient.  

Sorry, i think,If you have

the normal limit with SCB IS 500k Bath

 

 

 

 

13 minutes ago, Somrak said:

Sorry, i think,If you have

the normal limit with SCB IS 500k Bath

 

 

 

 

Best to read the SCB terms and conditions - section 3.3 - in the App. The 50K per day transaction is now standard at SCB (so it seems) but you can phone their hotline and get a temporary lifting of that.

On 8/27/2025 at 3:01 PM, ronnie50 said:

Best to read the SCB terms and conditions - section 3.3 - in the App. The 50K per day transaction is now standard at SCB (so it seems) but you can phone their hotline and get a temporary lifting of that.

 

Maybe the SCB is not yet set up everywhere.? Do not know how high you can indicate ATM limits per day. Mine at 40k bath. But last week I sent 80k bath to my wife, no problem. ATM still says that the LIMIT is 500K.

49 minutes ago, Somrak said:

But last week I sent 80k bath to my wife, no problem

Is it a joint SCB account with you, or her own SCB account? The daily transfer limits "seem" to apply to transfering to bank accounts outside of SCB. If a joint account (with your name) you can transfer a lot more I think. I also sent more than 50k to my wife same day for a a couple of different things - no problem. And she DOESN'T have an SCB account, so dunno really. Still not clear.

Thank you for your answer. 

We do not have joint accounts.

But I did send the money to a SCB.