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Second renewal of Non O for Retirement banking requirements

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Hi

 

I have the second renewal of my Non O for Retirement coming up.

 

I dont think the requirements have changed since last year but would like to confirm -  is there a full list available?

 

Specifically I'd like to check if Phang Nga Immigration will require a 12 month Bank Statement for the 800k.

 

For the first renewal it was definitely 12 months, but I think for the second renewal it is back to the standard 3 months - but would appreciate it if someone can confirm which it is.

 

Thanking you in advance for the great help as always.

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  • I can't speak for Phang Nga, but most immigration offices require a 12 month bank statement, because they are not just checking if you have 800,000 in your account.  They are checking if you met your

  • BrandonJT
    BrandonJT

    TM30 is needed for almost everything at immigration. Normally here is how it works with TM30: If you bring it, they will not ask for it. If you don't bring it, they will ask for it.

  • Thanks very much everyone for the help. Much appreciated.

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5 minutes ago, Bodger2222 said:

Hi

 

I have the second renewal of my Non O for Retirement coming up.

 

I dont think the requirements have changed since last year but would like to confirm -  is there a full list available?

 

Specifically I'd like to check if Phang Nga Immigration will require a 12 month Bank Statement for the 800k.

 

For the first renewal it was definitely 12 months, but I think for the second renewal it is back to the standard 3 months - but would appreciate it if someone can confirm which it is.

 

Thanking you in advance for the great help as always.

I can't speak for Phang Nga, but most immigration offices require a 12 month bank statement, because they are not just checking if you have 800,000 in your account.  They are checking if you met your requirements for LAST YEAR'S extension.  Those requirements were that you must have keep the 800,000 in your account for 3 full months after your extension, and then never let your bank account drop below 400,000 baht.  The only way they can check that you met that requirement from last year is by checking the 12 month statement.

Once they check that you met last year's requirements, then they will check if you met the requirements for this year's extension application, which is having the 800,000 in the bank for 2 full months at the time you are applying.

  • Author

nice one thanks very much. Ill do the 12 months statement - just means going to the bank a couple of days earlier before my appointment.

 

My TM 30 is updated on the system but just wondering if you have to provide the document as one of the document requirements?

 

Im sure there is a link but I cant find it for the other docs required e.g. maps, photos of house indoors and out doors etc.

 

Would appreciate the list or a link so i dont have to keep checking things with you!

 

Thanks again

OP, obtain a TM30 print out. Immigration may require. 

For sure obtain 12 month bank statement + Bank Letter + update 

First two can be obtained days prior and do update on day of application. 

 

Wouldn't hurt to have photocopies of bank book Name/account # page and last 12 month pages. 

 

You state.. "Would appreciate the list or a link so i dont have to keep checking things with you!"

Each office has their own idiosyncrasies. 

4 hours ago, Bodger2222 said:

nice one thanks very much. Ill do the 12 months statement - just means going to the bank a couple of days earlier before my appointment.

 

My TM 30 is updated on the system but just wondering if you have to provide the document as one of the document requirements?

 

Im sure there is a link but I cant find it for the other docs required e.g. maps, photos of house indoors and out doors etc.

 

Would appreciate the list or a link so i dont have to keep checking things with you!

 

Thanks again

The bottom of the TM30 should be stapled in you passport, they may require a copy of a current lease agreement or prove of where you live

8 hours ago, BrandonJT said:

Once they check that you met last year's requirements, then they will check if you met the requirements for this year's extension application, which is having the 800,000 in the bank for 2 full months at the time you are applying.

How about 60,000+ THB monthly foreign deposit in SCB plus 750,000 THB already in the account. Does that qualify?

 

1 hour ago, DrJack54 said:

No

Thanks.

So, I'm really confused about the bank account plus monthly foreign deposits => 800,000 thing. I'm pretty sure I read that somewhere

 

On 12/22/2025 at 10:15 PM, Peabody said:

Thanks.

So, I'm really confused about the bank account plus monthly foreign deposits => 800,000 thing. I'm pretty sure I read that somewhere

 

 

This may be immigration department location specific ?  I note for Phuket (according to the Phuket immigration volunteers site):  https://piv-phuket.com/retirement/


 

Quote

 

Combination of Bank Account and Income:   ( PHUKET SPECIFIC AS OF NOV 2020)


A combination of bank account balance and income can be used as long the total (Bank Balance and Income combined) is more than 800.000 Baht for at least 12 months prior the application date with the following papers,
* Letter issued within the last 6 months from your embassy verifying income. Note 4  (US, UK and Australia do NOT provide this letter, you will have to check with your own embassy)
* Copy of Thai bank book name page
* Copy of last 12 months of transactions in bank book (It is highly recommended to copy all used pages as this is often requested by the officers)


* Notes: The combination option can be used without the embassy income certificate, but the Thai bank account balance must be a minimum of 400,000 Baht for the whole year. The remaining balance to reach the 800,000 Baht must be proved by transfers from overseas to the Thai bank account monthly with proof of each monthly international transfer.   National Pension certificates from the UK, USA or Australia are NOT recognized as income proof WITHOUT a certificate from the respective embassy/consulate.   To show proof of overseas transfers you will need to provide a signed and stamped bank letter AND signed and stamped bank statement for the last 12 months AND a copy of the last 12 months of transactions in bank book. If you do not have 12 overseas transfers, you can contact the immigration office to discuss your options.

 

 

Of course Phuket Immigration volunteers simply do their very best to advise as to Phuket Immigration policy ... and there is always the risk their description does not 100% match how the Phuket IO implement the Thai immigration policy.

 

On 12/22/2025 at 1:21 PM, Bodger2222 said:

Thanks very much everyone for the help. Much appreciated.

Don't  forget to either withdraw deposit on day you are going to immigration 

19 minutes ago, kingstonkid said:

Don't  forget to either withdraw deposit on day you are going to immigration 


Before getting the bank letter and don't, when you withdraw, that you DON'T DIP UNDER THE 800.000 THB

On 12/22/2025 at 12:32 PM, Bodger2222 said:

Hi

 

I have the second renewal of my Non O for Retirement coming up.

 

I dont think the requirements have changed since last year but would like to confirm -  is there a full list available?

 

Specifically I'd like to check if Phang Nga Immigration will require a 12 month Bank Statement for the 800k.

 

For the first renewal it was definitely 12 months, but I think for the second renewal it is back to the standard 3 months - but would appreciate it if someone can confirm which it is.

 

Thanking you in advance for the great help as always.

Phang Nga does require a 12 month Bank statement.

1 hour ago, kingstonkid said:

Don't  forget to either withdraw deposit on day you are going to immigration 

 

Withdrawal not necessary at Phang Nga immigration when with Bangkok Bank. Just update your Bank book (update also possible at the ATM). Bangkok banks system prints a line in your Bank book even without a withdrawal.

1 hour ago, kingstonkid said:

Don't  forget to either withdraw deposit on day you are going to immigration 

Earlier this month I did my retirement extension here in Chiang Rai.  I did not do a deposit or withdrawal.  The day before I went in I got my bank statement and had my bank book updated.  It had the date of the update and the notation “B/F” on the line with my current balance which was acceptable.

18 minutes ago, statman78 said:

Earlier this month I did my retirement extension here in Chiang Rai.  I did not do a deposit or withdrawal.  The day before I went in I got my bank statement and had my bank book updated.  It had the date of the update and the notation “B/F” on the line with my current balance which was acceptable.


That is another thing that is different for each IO again, our IO wants the Bank Letter dated THE DAY you go to Immigration, the bank letter a day early is unfortunately NOT accepted. Deposit is also required because they want to see some movement on that day. 

44 minutes ago, MJCM said:


That is another thing that is different for each IO again, our IO wants the Bank Letter dated THE DAY you go to Immigration, the bank letter a day early is unfortunately NOT accepted. Deposit is also required because they want to see some movement on that day. 

Kind of weird as the bank statement and letter are valid for 7 days.

For the last few days between extension application and the issuance of the bank statement/letter they ask to update your bankbook, so they can confirm nothing untoward happened with your balance those days.

 

Additionally, there are banks who do not issue the statement on the same day (I thought Bangkok bank), so how would that work then?

39 minutes ago, pdebuck456 said:

Kind of weird as the bank statement and letter are valid for 7 days.

For the last few days between extension application and the issuance of the bank statement/letter they ask to update your bankbook, so they can confirm nothing untoward happened with your balance those days.

 

Additionally, there are banks who do not issue the statement on the same day (I thought Bangkok bank), so how would that work then?


I think you might be confusing with the 1 year statement.

Bangkok bank can issue up to a 6 month statement on the same day you get the bank letter. Only for the 1 year statement you have to wait 1 week to get it from Bangkok Bank as it (I assume) comes from the Head Office)

When I did my recent extension I was at Bangkok Bank at 10:30am (time they open) got the bank letter and the 6th month statement, and was before 12pm at Immigration and left immigration with my new extension at around 1pm.

IO only wanted the Bank Letter and not the 6 month statement. I think that was because I am using a Fixed Deposit account and not a savings account.

1 hour ago, MJCM said:

our IO wants the Bank Letter dated THE DAY you go to Immigration,

Where is this, please? 

2 minutes ago, Unamerican said:

Where is this, please? 

Buriram

Do not know out of what immi this is.

But i think some things are not true!

- No cash money

- 3.3. No 3 month 

- 8. photo of the redidence?

 

20251230_162755.gif

20251230_162755.gif

20251230_162755.gif

1 hour ago, Somrak said:

Do not know out of what immi this is.

But i think some things are not true!

- No cash money

- 3.3. No 3 month 

- 8. photo of the redidence?

 

 

 

 

No Cash Money? Where do you see that?


3.3 - that is the combo of money in the bank and monthly transfer, afaik you can combine those two but must total to be (at least) 800.000 THB. @DrJack54 knows more about this.

(In the picture it states under 3.3 that the documents that must be handed over to immigration has to follow the guidelines under 3.1 and 3.2, for example statement 1 year. *3.1*)

Photo of residence, that is necessary for Marriage, but apparently this IO wants it for Retirement as well

39 minutes ago, MJCM said:

Photo of residence, that is necessary for Marriage, but apparently this IO wants it for Retirement as well

Just me.... I would disregard the post you quoted. 

 

Re combo method: yes that's an option. 

As per usual there are few offices that don't accept that option even for based on retirement 

Last year I went to Chonburi immigration for my yearly extension using the 800,000 baht method. After completing all the requirements, I was told that an IO would need to come to verify my residence. I was simply handed a paper with the name of an IO officer and a phone number.This was the first time when doing this kind extension that they were coming to verify my residence. For a few years I did a marriage extension and went to the process of having to add photos of my residence and such. I had changed to the 800,000 method to avoid all the extra paperwork and simply things. I asked when the officer would come and the reply was that the IO officer would call me. A couple of days later the IO officer was at my condo residence asking to see me. It was mid morning and my phone was off. The security guard knock on my door and told me that immigration was downstairs. I went down and the IO officer was irate that I didn't answer my phone. Good thing I was home and didn't go out to the store or something. So, they do not call and schedule a time to verify residence. They just show up when whenever they please. I was actually irate myself but didn't show it. Just played dumb and said "sorry". TIT. Just another example of immigration hassles we expats have to grin and bear. I guess immigration doesn't do the logical thing and text me with a date and approximate time in advance. Just saying.

1 hour ago, bronzedude said:

So, they do not call and schedule a time to verify residence. They just show up when whenever they please. I was actually irate myself but didn't show it. Just played dumb and said "sorry". TIT. Just another example of immigration hassles we expats have to grin and bear. I guess immigration doesn't do the logical thing and text me with a date and approximate time in advance. Just saying.

I suspect this depends on the immigration department. Years back when I was on a Type-OA and later a Type-O, Phuket immigration indicated they would drop by my condo, but they never set a date in advance. They stated they would phone prior to showing up. The few times they phoned, I was out of province.

Then on my last occasion (on a Type-O) when they stated they would check on my residence, they did so by the "Line" social media app with a video chat. They set up a specific time the in the next couple of days when they would phone me. The phoned me, started a video chat, had me walk to the front door of my condo unit, and pause there while they did a screen shot (on their phone) of my face with my condo door #.

Then they had me walk to the condo complex entrance, where they had me stand by the condo entrance sign, and again do a screen shot with my face and the condo entrance sign.

That worked pretty good, it was relatively quick, and was far less disruptive than hosting them in my condo.

Again, I suspect it depends on the immigration department, and further I suspect the policy changes from year to year.

On 12/24/2025 at 4:25 PM, oldcpu said:

National Pension certificates from the UK, USA or Australia are NOT recognized as income proof WITHOUT a certificate from the respective embassy/consulate.

So that would appear to rule out the combination method for British retirees living in Phuket in practice. The Embassy would almost certainly direct them to follow a cumbersome 3-step legalisation process instead:

https://www.gov.uk/guidance/documents-for-british-people-abroad#legalising-uk-documents

Can't speak for the USA or Australia, though.

EDIT: And presumably this certification requirement will also apply to Canadian, Norwegian and Swedish retirees living in Phuket?

2 hours ago, OJAS said:

So that would appear to rule out the combination method for British retirees living in Phuket in practice. The Embassy would almost certainly direct them to follow a cumbersome 3-step legalisation process instead:

https://www.gov.uk/guidance/documents-for-british-people-abroad#legalising-uk-documents

Can't speak for the USA or Australia, though.

Rule out the combination method in practicse? I don't think so, as long as one is trying not to use a embassy certificate which is no longer available from the embassy and as long as one has regular foreign bank deposits to a Thai bank that meet the requirement..

Again, the Phuket immigration volunteer site notes the following as acceptable for a combination without an embassy income certificate:

* Notes: The combination option can be used without the embassy income certificate, but the Thai bank account balance must be a minimum of 400,000 Baht for the whole year. The remaining balance to reach the 800,000 Baht must be proved by transfers from overseas to the Thai bank account monthly with proof of each monthly international transfer. 

The above quote is from the Phuket immigration volunteer web site.

2 hours ago, OJAS said:

EDIT: And presumably this certification requirement will also apply to Canadian, Norwegian and Swedish retirees living in Phuket?

Yes. Presumeably. I have never thou used such in my case when I was on the type-O nor type-OA. I used the 800k THB in a Thai bank method.

On 12/22/2025 at 12:57 PM, DrJack54 said:

OP, obtain a TM30 print out. Immigration may require. 

For sure obtain 12 month bank statement + Bank Letter + update 

First two can be obtained days prior and do update on day of application. 

 

Wouldn't hurt to have photocopies of bank book Name/account # page and last 12 month pages. 

 

You state.. "Would appreciate the list or a link so i dont have to keep checking things with you!"

Each office has their own idiosyncrasies. 

Just when I thought I was good to go, re: 2nd renewal. I have the property owner papers as well as my lease. I did not think the TM 30 was necessary, in fact last time they did not want it at CW. The owner has been very helpfull, I really don't want to bother her again with a request for TM30,.oiiiii

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17 minutes ago, Des1 said:

Just when I thought I was good to go, re: 2nd renewal. I have the property owner papers as well as my lease. I did not think the TM 30 was necessary, in fact last time they did not want it at CW. The owner has been very helpfull, I really don't want to bother her again with a request for TM30,.oiiiii

TM30 is needed for almost everything at immigration.

Normally here is how it works with TM30: If you bring it, they will not ask for it. If you don't bring it, they will ask for it.

36 minutes ago, Des1 said:

I have the property owner papers as well as my lease. I did not think the TM 30 was necessary, in fact last time they did not want it at CW.

I deal with CW.

For my first 10 or so years they never wanted TM30 for extension renewal.

Then bang one year they wanted it.

I haven't change address.

So every year I provide Lease + TM30.

The fact that they take the TM30 does not mean it's essential.

Suggest you obtain one.

"Take kitchen sink" is my way of thinking

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