Morning all, im currently on a non o visa based on retirement and have been here four years with extensions of stay, my current extension expires in may this year but I want to leave thailand and let the extension expire, then return on a 60 day tourist visa which I will then extend for 30 days, during that period I will apply for a non o based on marriage, my question is this…at what point does the 400k have to be in my Bangkok bank account as proof of funds, looking forward to any help, my immigration office is Khon Kaen.

Very first thing I recommend you to do is go open a new bank account at a different bank immediately. Do not use Bangkok Bank for marriage visas/extensions.

If you plan to apply for a non-O visa conversion inside of Thailand, you need to check that your immigration office allows this. If they do, ask them for their list of handouts of the requirements. Most immigration offices require the funds be in your bank for 2 full months at the time you apply for the visa. SOME immigration offices (Jomtien) require the money to be in your account for 3 months at the time of application to convert to non-O visa.

You will also need between 14-21 days left on your existing permission to stay. So that means you should get the requirements from your immigration office to know how early you have to apply after you get your 30-day extension. You cannot wait until the end of that 30 days to apply, or they will not even accept your application.

Finally, the reason I said you need to switch banks, is that Bangkok Bank will not give you the required bank letter if the funds have not been in your bank account for 4 months when you request the letter. In order to receive the letter, you will have to sign a document allowing them to freeze those funds in your bank account for 4 months from when you receive the letter. That means between the 2-3 months you need to apply for your extension, and the extra 4 months the bank will required, your funds will be stuck for 6-7 months.

No other bank does this, and that means for marriage you only need to meet the financial requirements for 3 or so months each year.

21 minutes ago, essex boys said:

....im currently on a non o visa based on retirement and have been here four years with extensions of stay, my current extension expires in may this year but I want to leave thailand and let the extension expire......

Why?

You can change from extension based on retirement to based on marriage without "starting over" With a new Non O.

What's the reason for this convoluted option.

BTW, you are not "on a non O visa"

You have an temporary permission of stay based on being 50+.

As mentioned you can change that to based on Marriage.

Your wife will need to attend immigration with you for application.

38 minutes ago, essex boys said:

Morning all, im currently on a non o visa based on retirement and have been here four years with extensions of stay, my current extension expires in may this year but I want to leave thailand and let the extension expire, then return on a 60 day tourist visa which I will then extend for 30 days, during that period I will apply for a non o based on marriage, my question is this…at what point does the 400k have to be in my Bangkok bank account as proof of funds, looking forward to any help, my immigration office is Khon Kaen.

From your name I would assume you are from the UK.

On the basis you have retirement extension I also assume you need to reduce the balance in the account to a level that would cause problems with renewal.

I would suggest if you need to leave Thailand then best option would be to get a new Non O marriage evisa in UK. It is fairly simple process and you can use funds in your Thai account, I have done it a few times. After the 90 days just do a marriage extension, comes with a small bonus of a 90 day report.

1 hour ago, essex boys said:

my current extension expires in may this year but I want to leave thailand and let the extension expire, then return on a 60 day tourist visa which I will then extend for 30 days, during that period I will apply for a non o based on marriage,

As @DrJack54 asked what is the reason you're wanting to exit thailand, let this current extension expire, come back on a tourist visa or visa exempt, apply for the 30 day extension and then a new Non-O visa based on marriage?

That's a lot of fooling around that you don't have to do. You can change the reason for your extension from one based on retirement to one based on marriage to a thai without much issue at the immigration office where you live when your current extension runs down.

The only reason I can think of anyone wanting to go thru that dog-n-pony show of getting OFF a current extension, coming back in and applying for a new 90 day Non-O visa would be if they used an agent to get their previous extension <- especially if the agent banked the funds for the retirement extension, because then you wouldn't have followed the seasoning requirement for the extension you're on :(

If you're hell-bent on following your plan, I'd say rather than exit/come back in and applying for the in country Non-O visa, instead go to Vientiane or Savannakhet and get the 90 day Non-O visa based on marriage from them THEN come back in on it and go for the year extension at the K/K immigration office once you have 30 days or less left on that 90 day stamp.

In answer to your question; I don't believe that Khon Kaen requires you have the 400K baht seasoned when you initially apply for the 90 day Non-O visa from them. It's only when you go for the year extension that they require the funds be seasoned in your account for 2 months before you apply

5 hours ago, essex boys said:

at what point does the 400k have to be in my Bangkok bank account as proof of funds, looking forward to any help, my immigration office is Khon Kaen.

Samut Prakarn it's 2 months before application. Only for the last 2 years extension applications (not all of the other years of applications) the IO told the wife to keep the 400k in the account untouched until I received the extension in my passport. Assume KK may be similar.

43 minutes ago, Bredbury Blue said:

Samut Prakarn it's 2 months before application.

The thing is the OP is currently on extension retirement.

For his next extension based on marriage while yes he needs to show the 400k in bank account for two months prior he will also need to show financial compliance for all the months prior for retirement.

Perhaps the OP cannot show compliance and hence the reason to start over.

Only that or moving off an agent would necessitate a new Non O.

If @essex boys had posted since starting thread then things would be clear.

If for whatever reason you need the new Non O then best option (given that you deal with KK) would be to obtain the Non O in Laos.

Here is current thread of guy obtaining one now in Vientiane.

Hopefully he will do a report when approved.

https://aseannow.com/topic/1378342-proof-of-funds-non-o-laos-evisa/

Hi gents, thanks for the responses and suggestions, the reason I’m leaving Thailand is because I’m coming back in on my Irish passport and I want to use that instead of my uk passport but to do that I have to leave thailand…I have over 800k in my Bangkok bank account but I wanted to change or open another account where my 400k for marriage visa can sit and not be touched

On 1/12/2026 at 8:51 AM, essex boys said:

I want to leave thailand and let the extension expire, then return on a 60 day tourist visa which I will then extend for 30 days, during that period I will apply for a non o based on marriage,

Based on your previous post (changing passports) sounds like you'll have to leave Thailand.

I think it would make more sense to apply for marriage-based Non O while you're outside Thailand, rather than come in on a 60-day tourist. Before leaving Thailand, I would open an account with Kasikorn Bank and transfer 400k there.

That way, when you return, you'd have the proper visa without having to convert, and your 400k would be in place, everything ready for the marriage-based Extension of Stay.

3 minutes ago, Equatorial said:

Based on your previous post (changing passports) sounds like you'll have to leave Thailand.

I think it would make more sense to apply for marriage-based Non O while you're outside Thailand, rather than come in on a 60-day tourist.

Wouldn't come in visa exempt, then extend 60 days to visit wife being the way to go?

Hi all, once again many thanks for the helpful replies and advice.

Just to make things clearer, im going to go to Dubai for a week ( never been so looking forward to it) im going to enter Dubai on my Irish passport and then one week later enter Thailand on my Irish passport, the only stamps in my Irish passport will be from Dubai, I do not have any other stamps or visas in it as it’s new and not been used, im not sure if 1 week is enough time to allow me to apply for my non O…regarding the banking side, im going to keep 400k in my Bangkok bank account ( I’ve had this account about 6 years and my wise transfers are paid into it) I will very soon open another account with a different bank and put 400k in that account, so my Bangkok bank account will just be used to bank the money required to meet the marriage visa/ extension of stay requirements, and the other account will be for daily transactions.

5 minutes ago, essex boys said:

im not sure if 1 week is enough time to allow me to apply for my non O…

Haven't read report of eVisa process time in Dubai, however one week would be cutting it very fine.

@DrJack54 I have only booked for one week im afraid, so Heres my plan.

This week open a new bank account and deposit 400k, this will then be for daily living expenses, the remaining 400k will stay with Bangkok bank and this will be for my non O based on marriage and its subsequent extensions, I will leave Thailand on the last day that my current retirement extension expires in my uk passport, I will enter and exit dubai on my Irish passport, then enter Thailand on my Irish passport getting a 60 day tourist stamp, then extend that for 30 days, about a week later I will apply for my non O based on marriage, the reason I’m doing all this is because I want to try out the monthly income method (40k) monthly payments from abroad into my account, because I will be on my Irish 🇮🇪 passport I should be able to get the letter from the Irish 🇮🇪 embassy confirming my income for immigration, the 400k will always be there as back up in case something goes wrong.

11 minutes ago, essex boys said:

enter Thailand on my Irish passport getting a 60 day tourist stamp, then extend that for 30 days, about a week later I will apply for my non O based on marriage,

Don't follow.

You're going to Dubai and will obtain a Non O (marriage) eVisa in Dubai?

How will you then enter Thailand visa exempt.

You will enter with the Non O and be given a 90 day stamp.

Note: The bank account that you use for the 12 month extension would require passport # etc of the Irish passport.

Edit: Earlier you posted....

"I do not have any other stamps or visas in it as it’s new and not been used, im not sure if 1 week is enough time to allow me to apply for my non O…"

Perhaps you are not obtaining the Non O eVisa while in Dubai, hence the comments re enter Thailand visa exempt.

19 minutes ago, DrJack54 said:

Don't follow.

You're going to Dubai and will obtain a Non O (marriage) eVisa in Dubai?

No, he's only in Dubai for 1 week.

1 minute ago, Liquorice said:

No, he's only in Dubai for 1 week.

Yep penny dropped.

Made edit to my post prior to seeing your post.

In fact Dubai is irrelevant. Along with time spent there.

3 hours ago, essex boys said:

regarding the banking side, im going to keep 400k in my Bangkok bank account ( I’ve had this account about 6 years and my wise transfers are paid into it) I will very soon open another account with a different bank and put 400k in that account, so my Bangkok bank account will just be used to bank the money required to meet the marriage visa/ extension of stay requirements, and the other account will be for daily transactions.

You're making it more difficult than it needs to be.

As you already have transfer details to transfer from your overseas bank to Wise, then to your Bangkok account, use your Bangkok bank account for living expenses, open a new account with say Kasikorn, preferably a Fixed term deposit account and deposit 400K in that for Immigration use.

A word of caution, having visited Bangkok bank twice within the last two weeks, on both occasions I was required to sign copies of my passport data page and my 1 year extension. They are checking you have a valid Non Imm O visa and/or a 1 year extension of stay.

I assume if they are made aware you only had Tourist status, they may freeze or close the account.

If you enter VE, as you have the required funds, I'd immediately apply for the Non O, and forget the 30-day extension.

56 minutes ago, essex boys said:

This week open a new bank account and deposit 400k, this will then be for daily living expenses, the remaining 400k will stay with Bangkok bank and this will be for my non O based on marriage and its subsequent extensions,

You are planning to apply for Non O + subsequent 12 month extension using your Irish pp.

Immigration will require bank letter, statement etc from a bank account that has details that match passport.

You will not be able to open a Thai bank account with the Irish pp and it's visa, exempt stamp.

Nor will you be able to use the BBL account for immigration that has details matching your USA pp.

In hindsight perhaps better option would have been a trip to Vientiane (since you're located KK) to obtain a Non O marriage eVisa enter Thailand with the Irish pp and with the Non O you will be able to open new bank account.

4 hours ago, DrJack54 said:

Haven't read report of eVisa process time in Dubai, however one week would be cutting it very fine.

Don't think he'd qualify even if he did.

Details of required documents for the Royal Thai Consulate-General, Dubai:

- Applicants must have a valid passport with at least 6 months of validity from the date of entry.

- Upload a recent passport-size photograph that meets the specified guidelines mentioned on the official Thai e-visa website.

- Document indicating current location is evidence to verify your current stay in the UAE, so you are required to submit one of the following documents as proof:

Valid UAE Residence Visa (for those working, studying, or as a family member of a UAE citizen) or

Valid UAE’s Resident Identity card

- Travel booking confirmation must be confirmed round trip ticket(s) from the UAE. The Itinerary ticket(s) must be issued from the airlines only. Please note that agency bookings or email bookings will not be accepted.

https://dubai.thaiembassy.org/en/content/e-visa?cate=5d663d7d15e39c3a380001d0

@DrJack54 oh, that’s a spanner in the works right there…I didn’t think about not having a bank account with my Irish passport details….bugger it!

I’ve just had a look at the royal Thai embassy in vientien and they are directing applications online with Thai government, but of course im using an Apple iPad so trying to fill in the form online just doesn’t work, they seem to prefer android based tablets or phones…and they are quoting 5-10 days to get the visa emailed to me, I really didn’t fancy staying in Laos that long, not only that but I would have to fly into Laos as im leaving Thailand on a uk passport and entering Laos on an Irish passport

@ Liquorice, thanks also for your input and advice, looks like applying in Dubai is out as I don’t meet their criteria as you Have stated…

37 minutes ago, DrJack54 said:

You will not be able to open a Thai bank account with the Irish pp and it's visa, exempt stamp.

He stated he's intending to open a new bank account using his existing UK passport and extension, prior to visiting Dubai.

On rentry to Thailand with his Irish passport he would have to visit the banks to change details and that could be a real issue as he would only have a VE stamp in it.

Vientiane as you stated, applying for a Non O based on Thai spouse in his Irish passport and entering with that is the way to go > then just inform the banks of his new passport details.

8 minutes ago, essex boys said:

and they are quoting 5-10 days to get the visa emailed to me, I really didn’t fancy staying in Laos that long, not only that but I would have to fly into Laos as im leaving Thailand on a uk passport and entering Laos on an Irish passport

Recent reports state receiving the e-visa after 3 days in Savannahket and Vientiane.

Apply day one > receive email to pay at Embassy day 2, receive e-visa day 3.

@Liquorice , I have just been on the Thai embassy in Vientiane information page, it looks like I don’t have to show proof of funds in a bank account, so this might be what I need to do, as has been stated I can’t open a bank account before I get the non O visa

16 minutes ago, essex boys said:

@Liquorice , I have just been on the Thai embassy in Vientiane information page, it looks like I don’t have to show proof of funds in a bank account, so this might be what I need to do, as has been stated I can’t open a bank account before I get the non O visa

They may not list the financial requirements, but for the Non O based on Thai spouse, I can assure you it is 400K THB or equivalent in any bank account.

You stated you already had a Thai bank account and sufficient funds to meet the requirements.
Use Irish passport, then inform Thai bank of new passport details.

23 minutes ago, essex boys said:

@Liquorice , I have just been on the Thai embassy in Vientiane information page, it looks like I don’t have to show proof of funds in a bank account, so this might be what I need to do, as has been stated I can’t open a bank account before I get the non O visa

From the e-visa site through which you'll apply.

https://www.thaievisa.go.th/visa/non-immigrant-o

To stay with Thai family residing in Thailand (more than 60 days)

Required Document

( Please check relevant embassy/
consulate-general website for specific
required documents)

1. Biodata page of Passport or Travel Document

2. Photograph taken within the last six months

3. Document indicating current location

4. Financial evidence showing monthly income of no less than 40,000 THB or having the current balance of 400,000 THB (e.g., bank statements for the last three months, sponsor letter)

5. Personal details of a family in Thailand (e.g., ID card, passport and the visa page or stay permit in Thailand)

6. Proof of relationship to a family in Thailand (e.g., a copy of marriage certificate/birth certificate/certificate of adoption)

25 minutes ago, essex boys said:

@Liquorice , I have just been on the Thai embassy in Vientiane information page, it looks like I don’t have to show proof of funds in a bank account, so this might be what I need to do, as has been stated I can’t open a bank account before I get the non O visa

You are applying for an e-visa through the e-visa site. On there the requirement is clear;

"Financial evidence showing monthly income of no less than 40,000 THB or having the current balance of 400,000 THB (e.g., bank statements for the last three months, sponsor letter)"

I better go to spec savers I missed all of that regarding the financial requirements…

Slightly off topic, however seems that one main desire is to have letter from Irish embassy in order to use income method.

Just pointing out that by way of example I'm on income method for extension retirement.

Being Oz I don't have embassy letter available.

You can switch from funds in bank by running both methods in concert of a year.

Frankly don't understand all the fuss to change to living in Thailand using the Irish pp.

My marriage certificate was issued using my Irish passport, I don’t want to cause issues further down the line.

I did think that maybe I could come back in to Thailand using my irish passport get my 60 day visa waiver stamp, then go to immigration and apply for my non o based on marriage, I would have thought that if they want to see 400k as proof of funds I could just show them my Bangkok bank account balance? …