Health Insurance For Short Visits

[Mr Red]

I and my wife are planning to visit the magic kingdom (LOS) about once-twice a year, but I know that my Blue Cross won't cover us over there. Thought about the travel insurance. but does anyone have any better suggestions?

[Gary A]

Before I moved over here I used to buy the travel insurance. If I remember correctly it cost about $145 for a month or more of coverage. They always asked for my approximate travel dates. Fortunately I never had to test the insurance but it did give me some piece of mind.

I and my wife are planning to visit the magic kingdom (LOS) about once-twice a year, but I know that my Blue Cross won't cover us over there. Thought about the travel insurance. but does anyone have any better suggestions?

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[dr_Pat_Pong]

Insurers and/or travel agents at home can fix it easily

[Sporting Dog]

I bought insurance in Aust...easily got from travel agents etc., easily extended (I extended the original 1 month about 10 times for a total of five months stay).

Personally I agree with the dictum "If you can't afford travel insurance, you can't afford to travel." I used the hospital system in BKK (Bumrungrad) a few times...I've only just got back to Oz so I'll see how I go getting some money back.

During my time in BKK met a couple of people who'd had accidents...the most dangerous thing in BKK are the footpaths...broken ankle/cracked elbow/facial abrasions were what I came across.

[BIG SPUDS]

My bank automatically covers me. dont need to tell them just go. Upto 60 days per visit. Costs about £100 when not free for the year.

[waldwolf]

Mr. Red - In addition to "local" medical coverage, you might want to look into Medical Evacuation Insurance which would cover the cost for you (and your wife) to be flown back to the USA, to the hospital of your choice, at no charge, in the event you become critically ill and would perfer to be treated at your local (US) hospital. This insurance is quite reasonable and can be purchased to cover travel from 7 to 365 days.

The following are two, highly recommended by Travel Professionals:

MedJet Assist

TravelGuard

(A note of caution. While there are similar services, many will only fly you to the medical facility of their choice, not your choice. Be sure to read the small print and ask questions.)

Have an enjoyable and healthy trip.

(PS - Need someone to carry your luggage? )

[Mr Red]

Thanks for the info --

(PS - Need someone to carry your luggage?  )

Waldwolf -- matter of fact as long as you asked, if you don't expect a bit tip, I'm sure I could use a bag toter!

[Rinrada]

Be a bit careful with the "free"bank travel insurance deals.

These look good at the time but you may find that thay are exactly what they say..travel insur.ie they cover you from your house to the airport and to your destination and back but NOT the bit in between.

Get sick while you are there and you got to check for you "holiday or trip cover."

I got my latest deal through a bank (Co-Op -Smile-Nor Union)and for both K.W and me it works out at £72 a year with travel/trip period up to 60 days worldwide which includes ski-bungy -etc.....fat chance and also covers inside UK travel as well.

£5.M med cover Min plus lost travel docs,delays,legal etc.

Also before you go make sure you read the thing and hold on to the cotact number with reference.

and unfortunately...

should anything happen call them ASAP....cause if you delay they (some of them)will try and wriggle out of it..... sods

[BIG SPUDS]

Yeah its ok , i had to use it last year when i "misplaced" a few items of luggage on my return flight, also when i got sick and had to get treated at the hospital.

Edited April 4, 2005 by BIG SPUDS