deVere has been contacting me regularly by phone to meet, talk about investment portofolios and pension schemes. I am currently 40.

I wonder if there is a substantial benefit in availing of these services, or would it be an additional financial burden for me. I am earning a medium salary, not too much, but I can live confortably.

I think there have been postings about these people on the forum before and I don't remember it being very complimentary.

I'd suggest you UTFSE and Google to find out more about them.

If you have been cold called by a so-called "financial/investment" company....I would strongly suggest you steer well away from them

I get this phone calls from various companies all the time (where they get the work number from who knows ?) trying to peddle their wares.....had one from the same guys this morning for about the 10th time...they become annoying and obviously dont understand..." i am not interested and even f8kc off" even though they are from the UK...

Lots written about them before. High fees and penalties for moving your money early or not saving enough.

If based in Thailand, ING and Aberdeen amongst others manage Long Term Funds ( LTF's) which have lower fees, good track records and provide good tax advantages.

Dunno where you are from, but if you Australia for instance then superannuationf funds there are probably a good alternative to investing yourself.

No, I will not be using deveres, I have already decided to get myself an LTF and RMF with the local thai banks, probably K-Bank...If anything, I can reduce my tax payments...

DO NOT use any financial advisors who cold call you. Thats basic common sense 101 but it amazes me how many people still do.

DO NOT use any financial advisors who cold call you.

Indeed. In fact never buy anything from anyone who cold calls you.

[quote name=Debothai'

I had them calling me many times last year , again no idea how they got the works number, but I agreed to a meeting to find out myself what it was all about. Found their fees expensive and they try to pressure you into saving more than is realistic. Took a few calls to persuade them I was not interested.

Like you decided to go with the LTF in Thailand cos of the tax breaks.

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No, I will not be using deveres, I have already decided to get myself an LTF and RMF with the local thai banks, probably K-Bank...If anything, I can reduce my tax payments...

Ii am not interested and even f8kc off" even though they are from the UK...

Impressive discipline. The UK part was tough.