Insurance

[Mosha]

In Thailand how much can i expect to save %age wise if I just have 2 or 3 named drivers?

[IMHO]

Named drivers does not have a huge impact on policy costs - maybe 3-5%. What does give you a big reduction in policy costs is opting for a deductible for accidents that you cause - I've managed discounts up to 90% of the deductible amount (i.e. a 5,000 Baht deductible resulting in a 4,500 Baht discount).

[Mosha]

OK Thanks for that

[JAS21]

OK Thanks for that

Be advised if someone nicks your car and you have named drivers... a big problem if he has an accident no insurance!!!! as it's only insured whilst being driven by named drivers.

[Felt 35]

OK Thanks for that

Be advised if someone nicks your car and you have named drivers... a big problem if he has an accident no insurance!!!! as it's only insured whilst being driven by named drivers.

How can that be if the car have a "First class insurance" include theft?

[stevenl]

OK Thanks for that

Be advised if someone nicks your car and you have named drivers... a big problem if he has an accident no insurance!!!! as it's only insured whilst being driven by named drivers.

Did you get that from the policy conditions or first hand experience?

[Ace of Pop]

Im amazed its so cheap here, just get the best,and feel secure when you get bashed.

[transam]

Think l got 3000bht off for me and the mrs driving. This year, first class, 11,000bht on 2007 Vigo 4x4.

[Ace of Pop]

Think l got 3000bht off for me and the mrs driving. This year, first class, 11,000bht on 2007 Vigo 4x4.

Mine will be 24.K. on the Honda.

[IMHO]

OK Thanks for that

Be advised if someone nicks your car and you have named drivers... a big problem if he has an accident no insurance!!!! as it's only insured whilst being driven by named drivers.

Not so - if your car is stolen, there's no expectation that would you be able to foresee the name of the perp - any scenario here is covered under the theft section of your policy.

That said, a named policy does take on a high risk when it comes to servicing your car, as it's quite common for techs and admin staff to move your car about and take joy rides in it.

[JAS21]

OK Thanks for that

Be advised if someone nicks your car and you have named drivers... a big problem if he has an accident no insurance!!!! as it's only insured whilst being driven by named drivers.

Not so - if your car is stolen, there's no expectation that would you be able to foresee the name of the perp - any scenario here is covered under the theft section of your policy.

That said, a named policy does take on a high risk when it comes to servicing your car, as it's quite common for techs and admin staff to move your car about and take joy rides in it.

Ah ... so my wife doesn't know everything in the world then!!!

[Crossy]

Ah ... so my wife doesn't know everything in the world then!!!

How much are you going to pay me NOT to forward this gem to your little lady?

[JAS21]

Ah ... so my wife doesn't know everything in the world then!!!

How much are you going to pay me NOT to forward this gem to your little lady?

Mr David ... I look forward to you mentioning it in passing ... she will have an answer ... mis-understanding!!

[IMHO]

OK Thanks for that

Be advised if someone nicks your car and you have named drivers... a big problem if he has an accident no insurance!!!! as it's only insured whilst being driven by named drivers.

Not so - if your car is stolen, there's no expectation that would you be able to foresee the name of the perp - any scenario here is covered under the theft section of your policy.

That said, a named policy does take on a high risk when it comes to servicing your car, as it's quite common for techs and admin staff to move your car about and take joy rides in it.

Ah ... so my wife doesn't know everything in the world then!!!

LOL, Mine has several degrees, but as a general fountain of knowledge.. hrmm

[AAInsuranceBrokers]

1^st Class – Named driver(s)

Should you have your vehicle stolen the insurance would be responsible for damage to the vehicle and it is they who would (attempt) to recoup the cost from the thief. However do note (depending on the insurance company) there may be a deductible you would have to pay e.g. 6,000 Baht from AXA

[Ace of Pop]

1^st Class – Named driver(s)

Should you have your vehicle stolen the insurance would be responsible for damage to the vehicle and it is they who would (attempt) to recoup the cost from the thief. However do note (depending on the insurance company) there may be a deductible you would have to pay e.g. 6,000 Baht from AXA

6000 is a ballpark price for most claims..no matter who you are with.

[stevenl]

1^st Class – Named driver(s)

Should you have your vehicle stolen the insurance would be responsible for damage to the vehicle and it is they who would (attempt) to recoup the cost from the thief. However do note (depending on the insurance company) there may be a deductible you would have to pay e.g. 6,000 Baht from AXA

6000 is a ballpark price for most claims..no matter who you are with.

Depends on the insurance company, so yes, it does matter who you are with.

[Ace of Pop]

1^st Class – Named driver(s)

Should you have your vehicle stolen the insurance would be responsible for damage to the vehicle and it is they who would (attempt) to recoup the cost from the thief. However do note (depending on the insurance company) there may be a deductible you would have to pay e.g. 6,000 Baht from AXA

6000 is a ballpark price for most claims..no matter who you are with.

Depends on the insurance company, so yes, it does matter who you are with.

I said Ballpark,did i not.

[transam]

Mine is 3000bht.

[Ace of Pop]

Mine is 3000bht.

Shleams about ,{(Burp} right for your ride. No Ride, so just drinking , "Lil ole Leo Drinker Me...

[BlackPuddingBertha]

Think l got 3000bht off for me and the mrs driving. This year, first class, 11,000bht on 2007 Vigo 4x4.

I'd like to know which company/broker that is from.

[transam]

Think l got 3000bht off for me and the mrs driving. This year, first class, 11,000bht on 2007 Vigo 4x4.

I'd like to know which company/broker that is from.

AA insurance. Thailand.

[BlackPuddingBertha]

AA insurance. Thailand.

OK. Thanks.

I found them very detached from reality when I spoke to them a while ago, but maybe they deserve a second chance. They certainly cant be worse than a certain other expat idiot broker who posts on here.

[transam]

AA insurance. Thailand.

OK. Thanks.

I found them very detached from reality when I spoke to them a while ago, but maybe they deserve a second chance. They certainly cant be worse than a certain other expat idiot broker who posts on here.

Just use their Internet form and see what happens.

[Tywais]

It was 6000 Baht less if I were the only named driver.