Many expats live in Thailand on less than 45,000 baht a month

[ravip]

2 minutes ago, Mister Fixit said:

Er, last time I used my fingers, 7,000 + 10,000 + 13,000 came to 30,000 baht, not 20k!  ???? 

 

3 minutes ago, Mister Fixit said:

Er, last time I used my fingers, 7,000 + 10,000 + 13,000 came to 30,000 baht, not 20k!  ???? 

Its a "fakser" !!!

????

[The manic]

On 10/4/2018 at 4:51 PM, observer90210 said:

Join the Immigration Police....good money to be made there by racketing the poor retired farangs in Thailand.

How do they do this? What does racketing mean?

[bkk6060]

8 hours ago, The manic said:

How do they do this? What does racketing mean?

Racketeering: an organized criminal act.  

[finnishmen]

i no understand how can waste money condo 7000 b have LOT, and how can waste LOT to food ? if have own condo/house go only 2000 b/ month elektric and water many year now, food max/month can go 4000-8000 b not can eat newer 10 000b / month, and hobby,ordens stuff at internet shop and other go about 4000 / month, i no understand how CAN waste money LOT ewerywere alltime ? how ? if u have old men pension you not need more you can live good and comfort all life. if u buy own car go lot 10-15 000/month u pay car but not need, bike only go 2000 b max / month if travel LOT. if you buiuld own house ecpet me do before go 50% to build and 50% living and can live all year 30-40 000b/ month building time good.and after house has ready living money drop 50% cheapen than buildtime, now live cheap and all have good no need anythink expensive newer last 3 year, only 10000b go onetime/year go far bkk embassy make pension salary papers and new visa next year.

[poanoi]

not sure how i can spend 45k regularly now that i no longer spend my evenings giving lady drinks ?

[Vacuum]

On 10/4/2018 at 4:13 PM, totally thaied up said:

About three weeks ago, I spent 10 days in hospital when things went very wrong. It cost my insurance a lot of money to keep me alive. If it was 50 years ago, I would have died at the age of 49. It was for me, the biggest wake-up call I have had and it made me realize how important your health is. I may not live a grand life, and I may not be earning big dollars, but as long as I can pay my insurance yearly, have 30,000 to 40,000 a month to spend on the basics and like one other poster noted, keep a rather large nest egg in Australia at the same level for the years ahead to come, I will be more than happy. I am very happy to be alive today. I am now living on borrowed time due to medical advancement, nothing else. How great is that?

 

Yes, at the age of 49 it's fine. Try the insurance thing when you're 65+.

[finnishmen]

14 minutes ago, poanoi said:

not sure how i can spend 45k regularly now that i no longer spend my evenings giving lady drinks ?

why ? waste money to ladys ???????? no newer need waste money, i no have waste money to woman many yaer womans have FREE alltime live europe or thailand or were live. who pay woman ???? idiot. i know own wife go lot money but if u have bachelor no go anythink to woman money. and can use lot more than marry 555555

Edited October 7, 2018 by finnishmen

[finnishmen]

2 minutes ago, Vacuum said:

 

Yes, at the age of 49 it's fine. Try the insurance thing when you're 65+.

select wife right no need insurance and no go lot money to hospital, i has this year hospital 2 time 14 day and ALL i has go 2000 b only. coverment pay my hospital bill, because i has smart and select wife who working at coverment office, all coverment worker have all family hospital FREE. only idiot marry bar lady and waste lot money. i have 49 i marry and now have 59

[poanoi]

4 minutes ago, finnishmen said:

why ? waste money to ladys ???????? no newer need waste money, i no have waste money to woman many yaer womans have FREE alltime live europe or thailand or were live. who pay woman ???? idiot. i know own wife go lot money but if u have bachelor no go anythink to woman money. and can use lot more than marry men 555555

i had a good time getting drunk, you as a finn should know that better than anyone

[poanoi]

1 minute ago, finnishmen said:

select wife right no need insurance and no go lot money to hospital, i has this year hospital 2 time 14 day and ALL i has go 2000 b only. coverment pay my hospital bill, because i has smart and select wife who working at coverment office, all coverment worker have all family hospital FREE. only idiot marry bar lady and waste lot money. i have 49 i marry and now have 59

i think the smartness didnt fully cover language skills,

if you got the time, perhaps you could pick up some english lessons, or simply read a lot of english text, like wikipedia

[suzannegoh]

18 minutes ago, finnishmen said:

i no understand how can waste money condo 7000 b have LOT, and how can waste LOT to food ? if have own condo/house go only 2000 b/ month elektric and water many year now, food max/month can go 4000-8000 b not can eat newer 10 000b / month, and hobby,ordens stuff at internet shop and other go about 4000 / month, i no understand how CAN waste money LOT ewerywere alltime ? how ? if u have old men pension you not need more you can live good and comfort all life. if u buy own car go lot 10-15 000/month u pay car but not need, bike only go 2000 b max / month if travel LOT. if you buiuld own house ecpet me do before go 50% to build and 50% living and can live all year 30-40 000b/ month building time good.and after house has ready living money drop 50% cheapen than buildtime, now live cheap and all have good no need anythink expensive newer last 3 year, only 10000b go onetime/year go far bkk embassy make pension salary papers and new visa next year.

Exactly. 

[finnishmen]

7 minutes ago, poanoi said:

i had a good time getting drunk, you as a finn should know that better than anyone

only idiot waste life sitting bar and drunk eweryday, i no drink i hate beer taste and drink and waste my life stupid "hobby" because life have lot more what can do and happy what have, all finns NOT have idiot drunkers but eglish men have more than finnish.

i NOT waste my time learn stupidy english i have LOT better hobby and work what i do. i no need english lot here.

Edited October 7, 2018 by finnishmen

[GarryP]

2 minutes ago, finnishmen said:

only idiot waste life sitting bar and drunk eweryday, i no drink i hate beer taste and drink and waste my life stupid "hobby" because life have lot more what can do and happy what have, all finns NOT have idiot drunkers but eglish men have more than finnish.

What hobbies do you have in Thailand? I am genuinely interested.

[finnishmen]

3 minutes ago, GarryP said:

What hobbies do you have in Thailand? I am genuinely interested.

build all what i like, elektric, code to arduino elektric,automation, chikken incubators,led systems,pump controllers,sunpower,etc,leather work,woodwork,metalwork,furnitures,3D printing,plan drawing mechanic,play game,relax,enjoy life, lot hobby and no waste money other stupid. i say before, parts and stuff go about 4-8000b /month my hobby, buy elektic components or metall or wood or new leather or other no need maak.

[Kieran00001]

On 8/5/2018 at 9:56 AM, silver sea said:

Quote from article:

“The good news is that the survey showed that expats may own their own rooms, houses and vehicles making the need for rent unnecessary.“

 

So for some ThaiVisa readers, rent is unnecessary, because they sleep in (or on) their own vehicle. Good news indeed!

 

A lot of foreigners rent their vehicles while they are in Thailand.

[Vacuum]

54 minutes ago, finnishmen said:

because i has smart and select wife who working at coverment office, all coverment worker have all family hospital FREE. only idiot marry bar lady

 

Well, I didn't. Good point about wife having a government employment though.

Edited October 7, 2018 by Vacuum

[Vacuum]

49 minutes ago, finnishmen said:

only idiot waste life sitting bar and drunk eweryday, i no drink i hate beer taste and drink and waste my life stupid "hobby" because life have lot more what can do and happy what have, all finns NOT have idiot drunkers but eglish men have more than finnish.

i NOT waste my time learn stupidy english i have LOT better hobby and work what i do. i no need english lot here.

 

Your Thai must be good then, or perhaps your wife have learned Finnish?

[xylophone]

1 hour ago, Vacuum said:

 

Yes, at the age of 49 it's fine. Try the insurance thing when you're 65+.

Currently paying just over 100k baht for mine, but realise that as time goes on it is a necessary "evil".

[ozmeldo]

I'm so busy at work I bet I only spend 20+ a month. That includes rent, utilities for central BKK flat and all monthly expenses. 2L scotch, imported steaks and one expensive sushi dinner for two pm. Wife pays for her incidentals. I often pick up things for her.

Does not include clothes, dental, medical services or holidays.

 

I'm so busy I really would have a hard time spending more. I guess we'd eat more sushi, live in a nicer place although the location here is great.

 

Being single or with kids is very expensive. Women many rent as girlfriends $$$

[bkk6060]

1 hour ago, ozmeldo said:

I'm so busy at work I bet I only spend 20+ a month. That includes rent, utilities for central BKK flat and all monthly expenses. 2L scotch, imported steaks and one expensive sushi dinner for two pm. Wife pays for her incidentals. I often pick up things for her.

Does not include clothes, dental, medical services or holidays.

 

I'm so busy I really would have a hard time spending more. I guess we'd eat more sushi, live in a nicer place although the location here is great.

 

Being single or with kids is very expensive. Women many rent as girlfriends $$$

What is central to you?

Nothing in "central" that is decent is less then 20k rent.

Is your flat or studio I assume a motorbike ride down Soi from Oh Nuts?

[Bill Miller]

On 8/5/2018 at 11:48 AM, Muzarella said:

If you own your cars, and pay a Thai rent for your home, do not drink much, you do have health insurance, do not travel too much, your GF or wife do not need luxury maintenance, and do not have kids or relatives to take care, 25000 thb its is more than enough to have a good life in many small towns in Thailand. But for Bangkok, Hua Hin, Pattaya, Phuket, Chiang Mai, and few more.... multiply X 2. If you try the same life in Califiornia...multiply for 5.

  Cali? X 10, more like. ????
I suppose I am one of those "rich" expats, because I have more than the 65,000/month required for a retirement extension.
I have also been hospitalized three times in one year. Once for a stroke, and twice for cellulitis. A little tight for a bit, because insurance covers nothing but accidents or cancer.  Everything else is "pre-existing", so I am essentially self insured.
No probs there, as the co-pays alone would have bankrupted me in the US, even with my medicare. One hospitalization already did, about ten years ago, 
If I were healthier I could be content on 40,000. 7,000 covers rent and utilities, and I buy about 3,000 baht worth of food, and usually cook at "home". I spend on, or give to, my GF average about 30,000 baht. My choice. No buffaloes, but she does have a very sweet, and frail, 93 year old dad. My own parents have passed on, so I have no difficulty helping my new "dad", ????
Shank's mare or songtaews have daily transport covered. 
It's a wonderful life.
I wish my 75 rai in AZ was worth what it would be here, then I would have the $1,000,000 in assets back home mentioned earlier. As long as Mr. Trump does not manage to crash the entire US economy I should be OK for life here.

Edited October 7, 2018 by Bill Miller

[SheungWan]

Cheap travel, a lower cost of living and warmer weather, not to mention fun and games are reason enough for poorer individuals to settle themselves in Thailand. Around an estimated 25% at the tight end? Yes, OK.

[Bill Miller]

3 hours ago, Vacuum said:

 

Your Thai must be good then, or perhaps your wife have learned Finnish?

Well, we call it "Tinglish", with variations of spelling. Would that be "Tinnish", then?
Hope you find humor, and not insult in that. ????
I appreciate what our suomalaiset friend says. Not much of a boozer myself, though one or two beers a week are a treat for me.
I have been something of a hobbyist myself, but just cannot do some of it anymore. I have built a number of houses, barns, even a couple of small observatories. Health considerations keep me off of ladders anymore, never mind wielding a nail gun or framing hammer.
In the US I have, or had, a collection of antique clocks. Cannot see well nor perform fine manipulation any more: stroke. I think that probably works against playing with the ladies, too. 
I could use a government wife in the health care end, but will not give up my 51 YO darling for that concern. 

 

[Nyezhov]

5 hours ago, GarryP said:

What hobbies do you have in Thailand? I am genuinely interested.

Hockey! Salmiakki chef!

[watcharacters]

On 8/10/2018 at 10:24 AM, TechnikaIII said:

You are wrong. I have too much going on in Thailand, that you will someday perhaps find out about, if you visit museums and art galleries. 

 

You left out all the incredible Temples?

 

[zzaa09]

2 hours ago, watcharacters said:

 

You left out all the incredible Temples?

 

....and the exotic real home cooking - if anyone ever gets off the beaten path.

 

????

[Sir Dude]

45k a month isn't a lot, but if you are not frivolous and don't have too many bills then it's perfectly doable...even if you have a house payment of like 12-15k a month and are married/in a relationship and it would be even better if she earns too. Problem is, when you start having to send kids to school plus house plus car plus the in-laws etc. and the wife doesn't work. Personally, I think about 60k baht a month is the sweet spot, for the not rich types, if you want a fair level of existence and you are asking for an amount that you can live on OK here...but it can easily be done for less if you are happy to cut some corners and not be too worried about some things.

[Cletus]

12 hours ago, Bill Miller said:

As long as Mr. Trump does not manage to crash the entire US economy

?

Have you maybe heard the unemployment rate hit the lowest ever under Mr Trump?

[balo]

Are we not "Finnish" with this thread yet  .  Who's next . 

 

[ttrd]

11 minutes ago, balo said:

Are we not "Finnish" with this thread yet  .  Who's next . 

 

"Swedish"....