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Multiple banks told my wife if you get a loan to buy land, you cannot build a house on that land

jakow
in Real Estate, Housing, House and Land Ownership

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I may misunderstand the OP but the way I read it it sounds like they want to get a loan for the land but build a house on the land without borrowing anything for the house. In other words, they plan on using cash to build the house.

 

I too find it odd to flat-out deny building a house on land that has a loan but nothing really surprises me about Thailand.

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  • kingstonkid
    kingstonkid

    No offense to anyone but history has shown me that talking to a voice in a call center is the worst thing you can do.  For those that have never had the honour a call center employee is not allowed to

  • David B in Thailand
    David B in Thailand

    What is the name of the employee of Bangkok Bank who told your wife that? What branch. I can help, if you PM me or post what person and at what branch of Bangkok Bank said this. Loans are based on the

  • jakow
    jakow

    Yes, but we weren't talking about a construction loan. We were talking about a loan to purchase land. We didn't ask them about a loan to build a house on the land. They said we cannot build anything o

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