Jump to content
This Topic

UK Pensions and related info

CharlieH

By CharlieH
in UK & Europe Topics and Events

 Share

Recommended Posts

Mike Lister Ruby Member

Mike Lister

Posted
Posted
  On 1/28/2024 at 1:12 AM, NoshowJones said:

Very true, the only slight danger is if somebody gobs you in, then again they would need to know your full name and date of birth.

Expand  

Trivia....I think it is "dobs" you in, which is slang for date of birth and a way of identifying a person to the authorities.

  • Agree 1
  • Thumbs Up 1
  • Replies 1.3k
  • Created
  • Last Reply

Top Posters In This Topic

Popular Days

Top Posters In This Topic

Popular Days

Popular Posts

steve187
steve187

your posts are like shorthand, that only you understand.

theoldgit
theoldgit

Can we draw an end to this bickering now please.   The rules are quite clear in respect of the State Pension, if you reside in the UK, or a few other countries, your State Pension will be up

NoshowJones
NoshowJones

If people have contributed to their pension all their working life, they are entitled to the annual state pension increases, not to give them this is theft, no ifs or buts, the UK government are cheat

Posted Images

BobBKK Platinum Member

BobBKK

Posted
Posted
  On 1/27/2024 at 11:31 PM, Mike Lister said:

What could possibly go wrong!

 

You would need a mailing address in the PI to receive your proof of life certificate and the DWP might think it strange that yours was being signed by somebody in Thailand rather than somebody in the PI and was mailed from there. And then there's the cost of maintaining that mail drop, and the cost of travel to the PI to attend to various matters....open the bank account, open the mail drop, obtain a new ATM card when yours was eaten by a Thai ATM or lost when your wallet was nicked. Then of course there's the ex rate issue and the bank and ATM charges. I haven't done the math but it seems to me your plan would soon put you in negative territory and that you'd soon think the annual increase wasn't worth having.

Expand  

 

Strange reply. I go to the Philippines regularly and would obviously have a PI address as part of the setup. I have Filipino friends who would help with that, or I'd use an agent's business address. I think the 10% increase lately or even 3/4% annually FAR out strips the small cost of annual bank charges. If the card gets chewed I get a new one sent to my friends and sent to me.

I have many friends HERE in THAILAND who use friends and family addresses in the UK to get the rises - that is far more likely to be an issue imho.

I don't understand your comment "signed by somebody in Thailand rather than somebody in the PI and was mailed from there." - what does it mean?  it would be signed for in PI not here.

BobBKK Platinum Member

BobBKK

Posted
Posted
  On 1/27/2024 at 11:56 PM, BritManToo said:

2023 pension rise 10% = 800 GBP + 500gbp wf total 1300gbp.

2024 pension rise 8% = 800gbp plus 800 from 2023 plus 500gbp wf total 2100gbp.

 

So the increase is certainly worth having, not sure why you need the PI bank though, UK bank +WISE is good enough for disguising your real residence.

Mail drop maybe 200 pounds a year, making you a 1900gbp profit in 2024.

 

Easier to just remain apparently  living in the UK, use your last UK address, nobody checks you still live there and no proof of life forms.

Expand  


I have been here 15 years - no UK address?  I don't want to impose on friends or put them at risk - however small. However, MANY do it that way, but there is a risk.

vinny41 Platinum Member

vinny41

Posted
Posted
  On 1/27/2024 at 11:56 PM, BritManToo said:

2023 pension rise 10% = 800 GBP + 500gbp wf total 1300gbp.

2024 pension rise 8% = 800gbp plus 800 from 2023 plus 500gbp wf total 2100gbp.

 

So the increase is certainly worth having, not sure why you need the PI bank though, UK bank +WISE is good enough for disguising your real residence.

Mail drop maybe 200 pounds a year, making you a 1900gbp profit in 2024.

 

Easier to just remain apparently  living in the UK, use your last UK address, nobody checks you still live there and no proof of life forms.

Expand  

I think you have forgotten about the Annual Canvass sent to the main householder each year

The Canvass Reform regulations were introduced for the 2020 Annual Canvass. Each year all elector details held on the electoral register are matched against the Department for Work and Pensions (DWP) records. Each elector is then  given a match status – either green (matched) or red (unmatched).

https://www.cheshireeast.gov.uk/council_and_democracy/voting_and_elections/voting/registering_to_vote.aspx

  • Heart-broken 1
  • Thanks 1
nausea Gold Member

nausea

Posted
Posted
  On 1/28/2024 at 3:50 AM, BobBKK said:


I have been here 15 years - no UK address?  I don't want to impose on friends or put them at risk - however small. However, MANY do it that way, but there is a risk.

Expand  

Agree, there is risk, and not just for family and friends who might get roped in. Just because something hasn't happened before doesn't mean it won't happen tomorrow (the problem of induction, to give it a fancy name). My own attitude is I can get by cos I have 2 pensions, and one of them is inflation linked, so it's just not worth the hassle. If I was totally dependent on my State pension I might take a different attitude, but more likely I'd just move to the Philippines.

  • Like 2
Mike Lister Ruby Member

Mike Lister

Posted
Posted
  On 1/28/2024 at 3:48 AM, BobBKK said:

 

Strange reply. I go to the Philippines regularly and would obviously have a PI address as part of the setup. I have Filipino friends who would help with that, or I'd use an agent's business address. I think the 10% increase lately or even 3/4% annually FAR out strips the small cost of annual bank charges. If the card gets chewed I get a new one sent to my friends and sent to me.

I have many friends HERE in THAILAND who use friends and family addresses in the UK to get the rises - that is far more likely to be an issue imho.

I don't understand your comment "signed by somebody in Thailand rather than somebody in the PI and was mailed from there." - what does it mean?  it would be signed for in PI not here.

Expand  

Ah, you didn't mention any of those things in your previous post, nor your relationship with and visits to the PI. That changes the picture significantly.

 

  • Thanks 1
  • Popular Post
BritManToo Star Member

BritManToo

Posted
  • Popular Post
Posted
  On 1/28/2024 at 4:07 AM, vinny41 said:

I think you have forgotten about the Annual Canvass sent to the main householder each year

The Canvass Reform regulations were introduced for the 2020 Annual Canvass. Each year all elector details held on the electoral register are matched against the Department for Work and Pensions (DWP) records. Each elector is then  given a match status – either green (matched) or red (unmatched).

https://www.cheshireeast.gov.uk/council_and_democracy/voting_and_elections/voting/registering_to_vote.aspx

Expand  

I haven't been on the electoral register for 15 years, still getting my pension rises and winter fuel payment.

A pal of mine hasn't been in the UK for 30 years, needed a UK address, I told him to use his last UK address and he subsequently passed the credit check.

 

They have no record, and don't care. There is no reason to fear your government, they are barely competent at best.

 

As for relatives,

I have no idea who lives at my given UK address, and don't really care.

  • Agree 2
  • Heart-broken 1
  • Thanks 1
  • Haha 4
vinny41 Platinum Member

vinny41

Posted
Posted
  On 1/28/2024 at 6:14 AM, BritManToo said:

I haven't been on the electoral register for 15 years, still getting my pension rises and winter fuel payment.

A pal of mine hasn't been in the UK for 30 years, needed a UK address, I told him to use his last UK address and he subsequently passed the credit check.

 

They have no record, and don't care. There is no reason to fear your government, they are barely competent at best.

 

As for relatives,

I have no idea who lives at my given UK address, and don't really care.

Expand  

Once the DWP can access your bank account these are the areas of fraud they are interested in

DWP analysis shows that the key areas where fraud is highest include:

  • Popular Post
BritManToo Star Member

BritManToo

Posted
  • Popular Post
Posted
  On 1/28/2024 at 7:23 AM, vinny41 said:

Once the DWP can access your bank account these are the areas of fraud they are interested in

DWP analysis shows that the key areas where fraud is highest include:

Expand  

My bank account shows no overseas payments, ever!

 

If my bank thought I lived outside the UK, they would close my account.

 

Ps. A few years back I saw a report suggesting the DWP had no recent address details for up to 40% of British pensioners.

  • Thumbs Up 1
  • Haha 2
vinny41 Platinum Member

vinny41

Posted
Posted
  On 1/28/2024 at 7:28 AM, BritManToo said:

My bank account shows no overseas payments, ever!

 

If my bank thought I lived outside the UK, they would close my account.

 

Ps. A few years back I saw a report suggesting the DWP had no recent address details for up to 40% of British pensioners.

Expand  

When they have access to your bank account it will flag up no council tax payments no utility bill payments. no atm withdrawals, no shopping bills

  • Haha 1
BritManToo Star Member

BritManToo

Posted
Posted
  On 1/28/2024 at 7:41 AM, vinny41 said:

When they have access to your bank account it will flag up no council tax payments no utility bill payments. no atm withdrawals, no shopping bills

Expand  

Did someone pass a law making it compulsory to only have one bank account, and pay all bills separately through it while I wasn't looking?

 

Do you think some pensioners may withdraw all their pension as cash once a month and just pay cash for everything?

 

Have you ever met any old folk that live with their children or in private care homes?

  • Love It 1
  • Haha 1
BobBKK Platinum Member

BobBKK

Posted
Posted
  On 1/28/2024 at 5:07 AM, Mike Lister said:

Ah, you didn't mention any of those things in your previous post, nor your relationship with and visits to the PI. That changes the picture significantly.

 

Expand  

 
Ya, sorry - the most frustrating thing is I had an account at Metrobank for years and shut it last year when I sold my condo in PI - God, do I regret doing that haha

  • Thumbs Up 1
  • Popular Post
Madgee Advanced Member

Madgee

Posted
  • Popular Post
Posted

I can understand why people feel aggrieved about pensions being frozen and commit fraud by declaring a UK resident address, up to them. 

Openly admitting to taking the heating allowance.... Scumbags. 

  • Agree 3
  • Haha 1
BobBKK Platinum Member

BobBKK

Posted
Posted
  On 1/28/2024 at 8:57 AM, fulhamboy said:

I about to own up to five years of pension increase while in thailand ?

Anybody done this ?

 

Expand  

 

Sorry say that again?  you are about to voluntarily declare you lived here for the last 5 years?

proton Star Member

proton

Posted
Posted
  On 1/28/2024 at 8:00 AM, BritManToo said:

Did someone pass a law making it compulsory to only have one bank account, and pay all bills separately through it while I wasn't looking?

 

Do you think some pensioners may withdraw all their pension as cash once a month and just pay cash for everything?

 

Have you ever met any old folk that live with their children or in private care homes?

Expand  

 

Banks and esp HMRC send letters about increases and tax codes, I wonder if this is to catch people when letters might be returned not at this address? They could send emails, they do it even when paperless contact is chosen, bit risky.

proton Star Member

proton

Posted
Posted
  On 1/28/2024 at 9:04 AM, Madgee said:

I can understand why people feel aggrieved about pensions being frozen and commit fraud by declaring a UK resident address, up to them. 

Openly admitting to taking the heating allowance.... Scumbags. 

Expand  

 

Pales into insignificance when you consider what illegal immigrants get, over a million quid a day just spent on free hotels.

  • Heart-broken 1
  • Thanks 2
BritManToo Star Member

BritManToo

Posted
Posted
  On 1/28/2024 at 9:27 AM, hotandsticky said:

 

 

You are still not scaring me....................

Expand  

Me neither .........

Worst case scenario, I get jail time in the UK, free health care, free dental care, free accomodation, and free food.

 

Doesn't sound that bad to me, better than a old person's care home.

  • Like 1
  • Haha 1
Guest
This topic is now closed to further replies.
 Share
Go to topic listing

  • Recently Browsing   0 members

    • No registered users viewing this page.


ASEANNOW

ASEANNOW (formerly Thai Visa) Thailand's oldest and most popular forum for expats and foreigners.

Sign up today and have your say

MORE INFO

POPULAR AREAS

CONTACT US

219/59 Asoke Towers, 15th Floor, Soi Sukhumvit 21, Watthana, Bangkok 10110
(+66) 99 196 1100
support@aseannow.com

×
×
  • Create New...
↑