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Chiang Mai: Thai caddy wants half a million baht after foreigner hit her in the eye with a ball

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9 hours ago, keith101 said:

The golf course should have insurance to cover accidents like this as this was an accident the player should not have to pay and he needs to sue the course to recover his money .

Obviously there is no such thing as Workman Compensation in Thailand.  Injured on the job and all. 

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  • The golf course should have insurance to cover accidents like this as this was an accident the player should not have to pay and he needs to sue the course to recover his money .

  • Payday time, if a Thai smacked her in head with a club would that be a 500 baht fine?    

  • New Immigration requirement…effective immediately.   All farang are now required to purchase a minimum of 30 million Baht golf liability insurance. Farang who actually play golf will be requ

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Actually one of the cheapest insurances there are, are for rare incidents like these. Shame on the course itself.
Mine cost like 500 baht a month and covers a million dollars.

7 hours ago, Proboscis said:

He would want to be even better than Tiger Woods to hit a caddy in the eye at a distance.

 

And she is not much of a caddy if she gets hit by a golf ball on a golf course. Caddies are always supposed to keep an eye out for both their own party and anyone following behind.

I don't think you play golf with that statement.  There are many cases where golfers and caddies risk being hit by a ball.  For example, maybe the tee shot went near some trees.  And the golfer can hit it on the green if he just misses the tree on one side.  Caddy steps behind golfer to watch the ball.  Golfer hits and hits the tree 10 feet in front of him.  Ball rebounds FAST AS <deleted>.  Boom, hit in the eye.

 

I know I had one instance on Rayong Green Valley where I was right of the fairway near out of bounds.  But I had a shot to the green 200 yards away.  About 20 feet in front of me was an OB stake made of concrete about 3 feet tall and 1" square.  Didn't even think about hitting that.  I hit, made solid contact, and hit that marker.  Ball came back so fast I didn't even see it.  Lucky me my follow through had my right arm in front of my face as it took the shot instead of me losing teeth.  Arm swelled up, I thought it was broken.  I instantly went into clubhouse and iced the arm and iced my self with vodka and cokes.  

 

Regarding this caddy getting paid I don't see the issue.  She has lost significant income and may not be able to caddy now if her vision is permanently damaged.  And please folks.  Do the math.  500,000 baht is only about $16,000.  It's hardly extortion.  

 

 

10 hours ago, keith101 said:

The golf course should have insurance to cover accidents like this as this was an accident the player should not have to pay and he needs to sue the course to recover his money .

I remember being a regular player in Chiangmai. We were all advised to have insurance. There is a special insurance which is quite cheap which insures the player for accidents. I don't think any golf clubs insure themselves for such accidents. I would say the Caddy has the right to sue and would probably win the case. The court will ask the player why wasn't he insured . But the amount awarded would probably cover the caddy's medical expenses in a government hospital which would be far less than the amount she's claiming

11 hours ago, smedly said:

exactly, unless he was deliberately targeting her or proven negligent there is no case to answer - it was an accident and should be covered by her employer - the golf course

 

golf balls can and do injure people - it's power for the course 

If he was aiming at her he would have never hit her ????️♀️

4 hours ago, Paradise Pete said:

 

It's pretty much the standard worldwide that golfers are responsible for their shots. Many courses even post signs saying so. Typically it involves breaking windows and such, but it includes injuries as well.

They can post what they like, doesnt make it legal. I have played in UK Oz, US. Break a window, hit someone etc you are automatically covered by the golf course insurance.

48 minutes ago, Sujo said:

They can post what they like, doesnt make it legal. I have played in UK Oz, US. Break a window, hit someone etc you are automatically covered by the golf course insurance.

I live on a house in the US.  I thought when I bought the house that I would be solely liable for the cost of any windows on my house that are broken.  Well, I played with a lawyer and he said that isn't always true.  In fact the person hitting the shot is probably liable for your deductible.  So, take it with a grain of salt.  Words from a lawyer whose name I can not recall.

 

Also the course is in no way liable.  

19 hours ago, keith101 said:

The golf course should have insurance to cover accidents like this as this was an accident the player should not have to pay and he needs to sue the course to recover his money .

This is Thailand, screwing foreigners is normal.

18 hours ago, pixelaoffy said:

Oh the falang is toast ! He's guilty in the racist country 

If the golfer is from France would he be French Toast???   Thank you...I'll be here all week..quarantined....

Was she looking at her phone at the time?

 

Does the 30 bt thai ins not cover this?

 

If he yelled "Durian" would that get caddies attn?

 

If the golfer was chinese would she even be alive after complaining, or golfer given a membership?

 

Suppose its true when they say its all fun and games until someone loses and eye....mai sabai...

On 7/14/2020 at 11:18 AM, smedly said:

exactly, unless he was deliberately targeting her or proven negligent there is no case to answer - it was an accident and should be covered by her employer - the golf course

 

golf balls can and do injure people - it's power for the course 

I would easily beat that case in court - I've been deliberately targeting the greens and fairways for years without effect, how could I be so accurate as to hit my caddy in the head?

The answer is to buy personal accident insurance.

16 hours ago, Bangkokhatter said:

Happened to me once playing a course in Bangkok with a fellow expat and a couple of Thai Army officers.

Hit an iron off the fairway, great connection, only for the ball to hit a tree, it rebounded back and hit my caddied in the face, blood everywhere.

Asked the two Thai guys for some advice and both said Caddie should of been looking and to pay nothing.

Finished the round(replacement caddie) and the starter approached me as i was about to drive off, could not understand much but got the jist of it and gave him 500 Baht. 

Turned out caddie had 2 front teeth knocked out, but that was the last i heard about the incident and been back numerous times.

the caddie now wants 500,000  

On 7/14/2020 at 8:26 PM, CALSinCM said:

Obviously there is no such thing as Workman Compensation in Thailand.  Injured on the job and all. 

If she is officially employed, they have Social Security Insurance Cover for accidents and injuries. 

29 minutes ago, LoliLoso said:

If she is officially employed, they have Social Security Insurance Cover for accidents and injuries. 

Interesting.  I did not know that.

 

 

On 7/14/2020 at 4:18 PM, smedly said:

exactly, unless he was deliberately targeting her or proven negligent there is no case to answer - it was an accident and should be covered by her employer - the golf course

 

golf balls can and do injure people - it's power for the course 

It's always the farang's fault, because they can pay. Same as they only stop farangs without helmets on m'bikes and allow Thais to pass by.

On 7/14/2020 at 3:37 PM, canopus1969 said:

Nonsense nothing to do with the golf course, it is up to the golf player to have his Golf Insurance policy in place for these types of accident

Agreed, however I can imagine the insurance company saying you as a player in Thailand should call out the Thai word for Fore!! no the falang word hence you were negligent. Read the fine print in your policy.

 

why does the course not have employee insurance ?

and just when Thailand needs to attract all the tourism it can get
lets let every golf tourist know there is a now a chance of being sued by the course staff while playing on Thai courses????‍♂️
 

On 7/14/2020 at 6:27 AM, holy cow cm said:

This is soooooooo BS ludicrous. It is a golf course for Christ Sakes and she works at the golf course. Sort of like being at a fire dept and getting wet. 

Why is it ridiculous? Because a financially well-endowed long-nosed foreigner comes here to enjoy the sun and fun hits a local in the eye causing long-term ocular issues, then decides he shouldn't be responsible for what HE caused in the first place? He plays golf and he has two perfectly functioning eyes, wide enough to view, estimate and decide the golf ball's aiming point and obstacles! As usual, foreigners bickering about how or why they should be held responsible for their cross-eyed incapacity for driving a ball from point A to point B in a responsible manner! Then they make a brouhaha about they should not be responsible for the damage caused and instead be allowed to continue playing and wreaking havoc as if nothing happened. It's about RESPONSIBILITY. If you can't take responsibility for the damage caused, return to your countries and play golf there where laws probably say it's perfectly OK to hit someone in the eye but get away with it with impunity!

 

29 minutes ago, mvdf said:

Why is it ridiculous? Because a financially well-endowed long-nosed foreigner comes here to enjoy the sun and fun hits a local in the eye causing long-term ocular issues, then decides he shouldn't be responsible for what HE caused in the first place? He plays golf and he has two perfectly functioning eyes, wide enough to view, estimate and decide the golf ball's aiming point and obstacles! As usual, foreigners bickering about how or why they should be held responsible for their cross-eyed incapacity for driving a ball from point A to point B in a responsible manner! Then they make a brouhaha about they should not be responsible for the damage caused and instead be allowed to continue playing and wreaking havoc as if nothing happened. It's about RESPONSIBILITY. If you can't take responsibility for the damage caused, return to your countries and play golf there where laws probably say it's perfectly OK to hit someone in the eye but get away with it with impunity!

 

Oh stop your BS! It is the responsibility of the golf course to pay her. She is their employee and they are the company allowing her to work and Golfers being foreigners or Thai to use their facility. Responsibility is not  the Guest but the Establishment. Get it? do you golf? Have you ever golfed? Even professional golfers don't pay compensation. Get it?

This is one of several reasons I never understood why people want to live on the edge of a golf course.

 

The homes should be cheaper, not more expensive.

1 hour ago, holy cow cm said:

Oh stop your BS! It is the responsibility of the golf course to pay her. She is their employee and they are the company allowing her to work and Golfers being foreigners or Thai to use their facility. Responsibility is not  the Guest but the Establishment. Get it? do you golf? Have you ever golfed? Even professional golfers don't pay compensation. Get it?

I think you need a reality check fella! There are very few golf courses around the world that include golfers personal liability insurance in their green fees. It is incumbent on the golfer to ensure they are insured It is not only a caddy they might injure but possibly anyone else on or near the golf course they are playing .As for clubs insuring their caddies, well I would agree it is a separate issue but highly unlikely that clubs in Thailand provide them with it IMVHO.

Policies for golfers are available around the world and give world insurance.

See below for an example of what insurance companies offer.

What is Golfer’s Insurance?

It is a plan to indemnify you for loss or damage while playing or practicing at any recognized golf club or golf course.

It covers:

  • Protects your legal liability to third parties including accidental bodily injury to a caddie arising from accidents caused by you
On 7/14/2020 at 11:03 AM, webfact said:

MCOT reported that Phairin Kanthawong, 56, is asking for 500,000 baht in compensation

Is that her loss of income...

...for the next 15 years?

 

On 7/14/2020 at 12:52 PM, Hayduke said:

Only policies from selected and...'Trusted'...Thai companies are acceptable.

Run by in-laws of Immigration officers.

29 minutes ago, eyup said:

I think you need a reality check fella! There are very few golf courses around the world that include golfers personal liability insurance in their green fees. It is incumbent on the golfer to ensure they are insured It is not only a caddy they might injure but possibly anyone else on or near the golf course they are playing .As for clubs insuring their caddies, well I would agree it is a separate issue but highly unlikely that clubs in Thailand provide them with it IMVHO.

Policies for golfers are available around the world and give world insurance.

See below for an example of what insurance companies offer.

What is Golfer’s Insurance?

It is a plan to indemnify you for loss or damage while playing or practicing at any recognized golf club or golf course.

It covers:

  • Protects your legal liability to third parties including accidental bodily injury to a caddie arising from accidents caused by you

in California if unintentional you are not liable. If reckless playing within a certain bounds then yes. Sop as you may have a point, I thoroughly disagree. Just means the playing here in Thailand golf courses should have a small insurance fee for accidents that are unintentional playing within the rules.

. Yes, the woman should get some compensation...just because it's such a horrible thing to happen...but the price seems rather steep...and it was an accident....

 

But, dont know why she can't still work at the place...she still has one good eye ...and is not even blind in the other...just blurry vision...which actually might get better in the future.

9 hours ago, JimmyJ said:

This is one of several reasons I never understood why people want to live on the edge of a golf course.

 

The homes should be cheaper, not more expensive.

Sitting in my office about 40 feet from the edge of the fairway.  I love it.  Great views.  Lots of greenery around I don't have to maintain.  Quick access to play.  Does my house get hit by golf balls?  On occasion.  Been here 2 years and have a collection of about 40 golf balls that have ended up in my yard or pool.  So far no real damage and I bet I'm more at risk of a rattlesnake than serious injury from a golf ball.  

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