She does not pay me back?

[ctxa]

1 hour ago, Pilotman said:

No its not.  Telling the truth about this transaction on social media. or to the school authorities,  is neither defamatory nor criminal.  It is only either of those things if it is wrong. I also suggested 'threatening' to do it, that may well be enough. 

With this attitude of yours in which you think you yourself know everything, here in Thailand you can expect two outcomes in the long term. 

 

1. Behind bars for defamation. 

2. In the morgue with a couple of bullets in your brain after you threaten some Thai person and make them lose face. 

 

If OP says anything on social media about that she borrowed money and never gave it back, OP WILL end up paying a fine and doing time.

Edited February 6, 2021 by ctxa

[2530Ubon]

6 minutes ago, teacherclaire said:

I got a baby back after nine months. 

OK - This just got interesting. You lent someone a baby?

[WineOh]

Lesson learned, right mate?

never borrow another soul here anything of value.

[CharlieH]

6 minutes ago, 2530Ubon said:

OK - This just got interesting. You lent someone a baby?

No, that was the return on the deposit made. ????????

[teacherclaire]

21 minutes ago, PatOngo said:

She did'nt render you any services by chance, did she? ???? 

 

 Perhaps she did take him for a ride. An expensive one.

 

She's gotta ticket to ride, she's gotta ticket to ride but she don't care. lalalala

[teacherclaire]

34 minutes ago, 2530Ubon said:

OK - This just got interesting. You lent someone a baby?

No, just some body fluid. 

[soi3eddie]

Dear OP,

 

Money is to be spent. If you had saved money and not spent it then clearly you had no need for that money. By lending the money it has now been spent. Problem solved.

 

You don't say whether Thai or Foreign borrower but either way, without any agreement, you're unlikely to see it again. I would keep sending friendly reminders or, as another poster mentioned, try to get an agreement from the borrower. Maybe then you might just be able to leverage some repayment. 

 

For goodness sake do NOT threaten or defame the borrower. That will only land you in a shed load of <deleted>. As crazy as it seems, telling the truth in Thailand can be criminal. 

 

Best of luck to you.

soi3eddie

 

Ps. Can you lend me a few thousand?

 

Edited February 6, 2021 by soi3eddie

[scammed]

if you didnt take in possession anything from her as a guarantee,

and didnt make a contract on interest, then we are both made out of the same cloth and we mustnt work as banker

[hanuman2543]

1 hour ago, Pilotman said:

No its not.  Telling the truth about this transaction on social media. or to the school authorities,  is neither defamatory nor criminal.  It is only either of those things if it is wrong. I also suggested 'threatening' to do it, that may well be enough. 

It is not true for private matters:

Under Section 326 of the Thai Criminal Code, defamation is defined as whoever imputes anything about another person to a third person in a manner likely to impair the person’s reputation or place the person in contempt or hatred by others. When defamation is committed by publication or other media made visible by any means, the offender is liable for imprisonment for up to two years and a fine of up to 200,000 baht. If the person who is accused of defamation is able to prove that the statement is true, the person shall not be punished. But the truth is not a defense for private matters that is not a benefit to the public (Section 330).

[ICELANDMAN]

There is a system that in Europe goes back to the Middle Ages but that you could use, simply follow it and she always ask for the money back, sometimes it works.

Next time, seeing that you are a teacher and that you are reading and writing, make a written loan in front of two witnesses who sign in accordance with Thailand law.

[KC 71]

3 hours ago, Stocky said:

Expensive lesson I suspect. As a rule of thumb in Thailand never lend money unless you're willing to consider it a gift.

But surely 'it's the principal'

Or maybe They lent it to the principal !

[KC 71]

3 hours ago, ukrules said:

How much are we talking about? Tens of thousands of dollars?

But surely it's the 'principal'

or did the principal borrow the money !

 

[richard_smith237]

Lent a ‘friend’ in the work place some money.

‘Friend’ won’t pay it back. 

 

Op doesn’t know what to do: The answer is simple, escalate or forget about it. 

 

Forgetting about it clearly depends on the amount. If 5,000 baht its not such a big deal, but there is a principle. 

If its 50,000 baht it becomes a big deal and a matter of principle.

 

If you have an overlapping supervisor get them to help out. You need to get this ‘friend’ to admit to taking the loan in front of the supervisor. 

 

Question: Is your ‘friend’ capable of returning the money? i.e. is she working ?

[Leaver]

 

How much is making a point of this worth to you?  

 

If you have the resources, why not throw good money after bad, and enjoy the ride?

 

Outspend her with legal proceedings.  

 

She may just pay up, once she realizes she will be forced to spend more on lawyers than what she owes you.   ????

 

Sometimes it's worth paying the extra money for the satisfaction.  ???? 

 

Edited February 6, 2021 by Leaver

[RyanWalker]

Thanks for the advice guys. Yeah so I lent the money to a farang girl. She is a colleague. I tried to help her but like you guys said, juat got to let it go I guess. Also it's $3500. Lesson learned I guess. Thanks fpr the advice really appreciate it. 

[RyanWalker]

54 minutes ago, richard_smith237 said:

Lent a ‘friend’ in the work place some money.

‘Friend’ won’t pay it back. 

 

Op doesn’t know what to do: The answer is simple, escalate or forget about it. 

 

Forgetting about it clearly depends on the amount. If 5,000 baht its not such a big deal, but there is a principle. 

If its 50,000 baht it becomes a big deal and a matter of principle.

 

If you have an overlapping supervisor get them to help out. You need to get this ‘friend’ to admit to taking the loan in front of the supervisor. 

 

Question: Is your ‘friend’ capable of returning the money? i.e. is she working ?

Colleague, which makes it tough. We are work friends but not best friends. She also got her boyfriend to.message me that they don't have money. What annoys me is that her attitude is very bad. She clearly does not want to pay so she looked for a way out by causing a bit of trouble. Anyway, lesson learned I guess

[RyanWalker]

2 hours ago, soi3eddie said:

Dear OP,

 

Money is to be spent. If you had saved money and not spent it then clearly you had no need for that money. By lending the money it has now been spent. Problem solved.

 

You don't say whether Thai or Foreign borrower but either way, without any agreement, you're unlikely to see it again. I would keep sending friendly reminders or, as another poster mentioned, try to get an agreement from the borrower. Maybe then you might just be able to leverage some repayment. 

 

For goodness sake do NOT threaten or defame the borrower. That will only land you in a shed load of <deleted>. As crazy as it seems, telling the truth in Thailand can be criminal. 

 

Best of luck to you.

soi3eddie

 

Ps. Can you lend me a few thousand?

 

How much you need?????

[RyanWalker]

3 hours ago, teacherclaire said:

 

 Perhaps she did take him for a ride. An expensive one.

 

She's gotta ticket to ride, she's gotta ticket to ride but she don't care. lalalala

No mate lol.. I'm very selwctive.. Not interested????

[Bruce Aussie Chiang Mai]

I have always taken the view that if you loan someone money don't expect it back. If you get it back be grateful if not that's life.

A friend in need is a friend indeed.

Fools and their money usually part easily.

????????????????

[RyanWalker]

3 hours ago, WineOh said:

Lesson learned, right mate?

never borrow another soul here anything of value.

Lesson learned mate

[soi3eddie]

7 minutes ago, RyanWalker said:

How much you need?????

 

As much as possible but please don't ask for any repayment contract ????

 

 

[elliss]

4 hours ago, Stocky said:

Expensive lesson I suspect. As a rule of thumb in Thailand never lend money unless you're willing to consider it a gift.

 

    Correct , especially lending money to farlangs .

      Been there , and done it ...

 

[jvs]

1 hour ago, RyanWalker said:

Lesson learned mate

Talk to her parents?

 

[richard_smith237]

2 hours ago, RyanWalker said:

Colleague, which makes it tough. We are work friends but not best friends. She also got her boyfriend to.message me that they don't have money. What annoys me is that her attitude is very bad. She clearly does not want to pay so she looked for a way out by causing a bit of trouble. Anyway, lesson learned I guess

 

In that case she is no longer a friend. 

Her BF messaged you that they can’t pay you back - so you have ‘some’ proof of the loan. 

 

The School you both work at may be able to help you. Ask them to assist before you approach the police - this may trigger them into assisting you resolve the issue.

 

As they are a BF/GF couple and the BF is also getting involved he could contribute to paying you back if he wanted to. 

 

Are they both still earning ????

 

IF so, they can pay you back, but they have chosen not to. 

 

Don’t feel bad about escalating the situation - in not paying you back and treating you like this they have forced you to become someone you don’t want to be. Thats ok - its not on you if they refuse to act responsibly and even attempt to pay back a smaller amount each month. 

 

 

[orchis]

I once asked HR at a state-owned company (TG) to kindly tell an employee of theirs (I included his badge number) to contact me about a loan he
must have forgotten to pay back and I had the money in my account within a week. Worth trying.

[mike787]

Take it out in trade...negotiate for happy endings and massages until satisfaction is achieved...otherwise, welcome to LOS, enjoy your stay here...

[TC17]

Haha, when you share your money in Thailand, it is always a gift ????  If you get it back, it is a surprise.   ????  ????

[2530Ubon]

Well it looks like you have evidence in the form of text messages that she owes you money. As it's a farang, you could threaten to talk to the school if she doesn't set up a payment plan with you. You don't have to do it, and I wouldn't recommend it, but the threat of being embarrased might be enough.

That should be enough to get her to agree to something in writing, even a text message would suffice. If you have something in writing it makes your life a lot easier. 

Good luck

[FritsSikkink]

19 hours ago, Pilotman said:

No its not.  Telling the truth about this transaction on social media. or to the school authorities,  is neither defamatory nor criminal.  It is only either of those things if it is wrong. I also suggested 'threatening' to do it, that may well be enough. 

It is, doesn't matter if you tell the truth. If you make somebody look bad (when they actually are) it is still defamation.

[Pilotman]

1 hour ago, FritsSikkink said:

It is, doesn't matter if you tell the truth. If you make somebody look bad (when they actually are) it is still defamation.

a dumb law, among many