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Any thoughts on what is the best term deposit rate on offer at the moment,…?

mikey88
in Chiang Mai

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Any suggestions greatly appreciated. I want to call on normal phone service….not internet etc?.

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    BTS bond rate were good a few months ago, not sure if the subscription is still open, I think it varied from something like 2.75% to 4% on 9months to X years, can't remember exactly but seemed something for everyone.  My googling isn't helping, but check if its still on the billboards - youd probably have to call if in CM I guess

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    13 minutes ago, farang9392 said:

    BTS bond rate were good a few months ago, not sure if the subscription is still open, I think it varied from something like 2.75% to 4% on 9months to X years, can't remember exactly but seemed something for everyone.  My googling isn't helping, but check if its still on the billboards - youd probably have to call if in CM I guess

    Thank you….is there a minimum figure for deposits.

    9 minutes ago, mikey88 said:

    Thank you….is there a minimum figure for deposits.

    100,000baht from what I remember

    • Thumbs Up 1

    Thailand rates are crap. Go over to Cambodia and get 8% pa paid monthly. Hattha bank, owned by Krungsri is one option. As a non-resident you'll pay 14% tax on the interest so giving you an effective 6.88%, or thereabouts. If you're able to get a long term visa, eg, a retirement extension after your first 30-day visa expires, plus a rent receipt for say six months from a guest house and then open your TD you get residence rates of 6% interest. They only check your visa when you open your account. You can transfer the interest to yourself in Thailand each month using Wing for a few $$ using the bank and Wing's mobile apps.  

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    How much are shares in banks paying?

    Like old mate always said...don't put money in the bank.

    Buy the bank

    • Thanks 1
    • 2 weeks later...

    And how did that work out for the SVB, First Republic and Credit Suisse stockholders? 

    On 5/31/2023 at 2:02 PM, wombat said:

    How much are shares in banks paying?

    Like old mate always said...don't put money in the bank.

    Buy the bank

     

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