I would work on the basis of "keeping quiet" as regards any existing accounts but thats just me
New debit cards one of my children could easily forward
I only actively use Royal Bank of Scotland and Chase but maintain a HSBC and Co Op accounts by churning through £500 a year or so
Never close an existing account you never know when you might need it
Nor would I have a state pension paid directly into a Thai account. (for a different reason lol)....always into UK account and transfer yourself
My experience used to be that all MC/VISA and electronic banking functions worked great internationally.
But it isn't always true.
This last year I had several weeks where I had to use bank transfers to pay online transactions because my card wasn't honored online. Also, when I was supposed to be sent an OTP code I wouldn't receive a code so the transaction could not be completed.
For one bank, when logging on to the website OTP by SMS didn't work, OTP by voice call did.
These are accounts opened in the US and the phone is on a US phone provider network.
I called and SMSed the US phone from my Thai phone and it worked fine.
The last week everything seems to be working great again.
So my question is, which principle overrules the other?
Occam's razor or Murphy's Law?
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