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Posted

Slightly off-topic, but what is a "throw away insurance policy" and do you have any links to where to obtain such insurance policies?

Posted

I did this about 10 years ago. I went to the US Embassy in Laos to have it done, and everything worked out well.

  • Confused 2
Posted
2 hours ago, erectem said:

Had same problem with OA and beginning of covid.  Too old to get med. ins. so got an agent for 2 consecutive estensions to do renewals.  When covid restrictions wetre lifted, I went to Vientienne (with out re entry permit effectively cancelling oa) and got a 60 day tourist visa.  entered Thailand and 15+ days before expiration applied at C. Wattanna for 90 day thing. Non. imm. 0. for retirement. and now I get 1 year extension  easy peasy. 

Great 👍🏻 Looking forward to ditching the OA 

Posted
47 minutes ago, Confuscious said:

Slightly off-topic, but what is a "throw away insurance policy" and do you have any links to where to obtain such insurance policies?

To get my original OA visa and to get my extension, I needed a health insurance policy of at lease 4,000,000 TBaht. My previous policy covered me for $10,000,000 USD so exponentially more than required. However, the Thai government requires holders of any non-Thai policies to have a letter signed by the insurance company stating that they sold you the policy. Sounds straightforward and simple enough, but every company I contacted for insurance would not sign such a letter. So, despite being covered by my existing policy for $10,000,000 USD, I had to fork out (throw away) $350 on one of the “approved” Thai insurance policies. These Thai policies do not require a signed letter. The Thai policy covers me for the minimum 4,000,000 baht required for the visa, but has a 300,000 Baht deductible, making it virtually useless for anything but the most serious cases. So basically, insurance companies sell them to people like me, who are forced to buy them in order to get a visa. When I transition to a regular O visa, there is no such requirement from the Thai government. 

Posted
42 minutes ago, WDSmart said:

I did this about 10 years ago. I went to the US Embassy in Laos to have it done, and everything worked out well.

Sweet! Glad it all worked out 👍🏻

Posted
1 hour ago, Confuscious said:

Slightly off-topic, but what is a "throw away insurance policy" and do you have any links to where to obtain such insurance policies?

I got the list from the Thai consulate website in Vancouver. longstay.tgia.org

Posted
23 hours ago, CanadaJoe said:

2) Leave Thailand, return on a Tourist visa and then apply for a new O visa

 

2) Leave Thailand, return on a Tourist visa and then apply for a new O visa
This ☝️

 

Now you know!

Posted
2 minutes ago, connda said:

 

2) Leave Thailand, return on a Tourist visa and then apply for a new O visa
This ☝️

 

Now you know!

Cheers 👍🏻

Posted
5 minutes ago, CanadaJoe said:

Cheers 👍🏻

There is no need to return on tourist visa that provides 60 day stamp.

Visa exempt also provides 60 day stamp and you can obtain Non O from that entry with a TM87 along with financial requirements. 

Posted
21 minutes ago, CanadaJoe said:

I got the list from the Thai consulate website in Vancouver. longstay.tgia.org

This list is about insurance companies but not specific about "throw away insurance policies".
Which insurance company produce such insurance policies?

  • Confused 1
Posted
11 minutes ago, Confuscious said:

This list is about insurance companies but not specific about "throw away insurance policies".

Think that you have not understood the expression.

It means a policy that does not provide meaningful coverage. 

Obtained to satisfy immigration office. 

 

Posted
6 hours ago, CanadaJoe said:

Got it, thanks for the info. When I leave Thailand, is it best to do so just before my current OA visa expires, so that it's already expired when I return? If I leave while my OA visa is still valid and try to re-enter on a visa exemption or a 90-day O visa, could that cause any issues?

If you leave shortly before it expires and come back after it has expired no problem

Posted
Just now, DrJack54 said:

Think that you have not understood the expression.

It means a policy that does not provide meaningful coverage. 

 

I am aware that it was a "legal" insurance policy but made virtually inalid due to the excessive own risk deduction and other clausules.
But I don't know any insurance company which allows such policies.
Hence my question, which company would allow such contracts?

 

Posted
2 hours ago, Confuscious said:

I am aware that it was a "legal" insurance policy but made virtually inalid due to the excessive own risk deduction and other clausules.
But I don't know any insurance company which allows such policies.
Hence my question, which company would allow such contracts?

 

I would say all or most of the companies on the list. I'm sure they are laughing all the way to the bank. 

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