Countries Refusing to Supply Thai Immigration Bank Statements

[CqK]

I want to change my retirement visa from bt.800,000 in Thai savings a/c to monthly deposits of more than bt.65,000. I have monthly statements delineating repeating deposits on the same days every month and spelling out the sources of income. Thai Immigration wants verification. Verification, I assume, that the statements I have are real? 
My USA bank will not issue a verification letter. Apparently the USA is not the only country refusing to supply Thai Immigration verification letters. I’m curious as to 1) what the other countries are, that are refusing to issue said letters

and 2) has anyone here on a retirement visa had their immigration branch acknowledge the verification letter is redundant, allowing the bank statements alone as adequate proof of income?

[DrJack54]

8 minutes ago, CqK said:

Thai Immigration wants verification. Verification, I assume, that the statements I have are real?

Which immigration office? 

To change from money in Bank to Income method you would need to show 12 months + of transfers and in addition compliance to money in Bank method for current extension. 

The transfers shown as from abroad should be sufficient 

 

Discussed in this thread. 

https://aseannow.com/topic/1363952-question-about-changing-from-money-in-the-bank-to-income-method-for-retirement-eos/

 

[KhunBENQ]

Sorry for my confusion.

But isn't it a requirement that the monthly transfers go to a Thai bank account in your name (solely)?

And for proof you use statements from your Thai bank showing foreign transfers.

Or is this thread about requiring statements from the Thai bank AND from your foreign/home country bank?

 

I have shown Bangkok Bank statements printed, stamped and signed at the branch.

I will not try some downloaded self printed statements.

[DrJack54]

2 minutes ago, KhunBENQ said:

I have shown Bangkok Bank statements printed, stamped and signed at the branch.

And that's what is required and should be sufficient. 

The old issue of showing funds from abroad can be an issue if coded incorrectly. 

Credit advice from bank etc can solve this. 

OP has not indicated immigration office

[Digitalbanana]

46 minutes ago, CqK said:

Thai Immigration wants verification. Verification, I assume, that the statements I have are real? 

The Thai bank issues the verification, not other countries.

[CqK]

On 7/2/2025 at 12:24 PM, DrJack54 said:

Which immigration office? 

To change from money in Bank to Income method you would need to show 12 months + of transfers and in addition compliance to money in Bank method for current extension. 

The transfers shown as from abroad should be sufficient 

 

Discussed in this thread. 

https://aseannow.com/topic/1363952-question-about-changing-from-money-in-the-bank-to-income-method-for-retirement-eos/

 

NE immigration office, division 4

 

I transfer funds by ATM withdrawals and deposit the baht in a Thai bank account. My Stateside bank statements list my retirement receipts as well as other information I’m hoping I can black out. 
 

Between my Stateside account reflecting retirement income amounts and my Thai account showing a 65,000+ baht balance, I’m OK?
 

I misunderstood the bank letter origin. 

 

[DrJack54]

12 minutes ago, CqK said:

Between my Stateside account reflecting retirement income amounts and my Thai account showing a 65,000+ baht balance, I’m OK?

Doubt it.

Why weren't you doing monthly transfers via eg WISE or similar.

Direct transfers. Easily refected in bank statements 

[CqK]

On 7/2/2025 at 12:54 PM, KhunBENQ said:

I have shown Bangkok Bank statements printed, stamped and signed at the branch.

I will not try some downloaded self printed statements.

Now I’m confused. To show monthly income, I go to my bank every month? Or when applying annually for a visa extension…

[CqK]

I’ll stick with the the bt.800,000. I know how that one works. Thank you for trying to help.

[BrandonJT]

1 hour ago, CqK said:

NE immigration office, division 4

 

I transfer funds by ATM withdrawals and deposit the baht in a Thai bank account. My Stateside bank statements list my retirement receipts as well as other information I’m hoping I can black out. 
 

Between my Stateside account reflecting retirement income amounts and my Thai account showing a 65,000+ baht balance, I’m OK?
 

I misunderstood the bank letter origin. 

 

You can only use 65,000 baht transfer per month if it's an international transfer directly into your Thai bank account.  Going to the ATM and then depositing the money is not going to cut it. Immigration has no way to see that the money came from overseas, which is a hard requirement.

[Equatorial]

1 hour ago, CqK said:

I’ll stick with the the bt.800,000. I know how that one works. Thank you for trying to help.

 

For this extension it looks like 800,000 in the bank is the way to go. However, for the next extension, I would consider switching to the 65,000 deposits (done the correct way). It has a number of advantages over having funds tied up in a bank. 

[WDSmart]

On 7/2/2025 at 12:17 PM, CqK said:

I want to change my retirement visa from bt.800,000 in Thai savings a/c to monthly deposits of more than bt.65,000. I have monthly statements delineating repeating deposits on the same days every month and spelling out the sources of income. Thai Immigration wants verification. Verification, I assume, that the statements I have are real? 
My USA bank will not issue a verification letter. Apparently the USA is not the only country refusing to supply Thai Immigration verification letters. I’m curious as to 1) what the other countries are, that are refusing to issue said letters

and 2) has anyone here on a retirement visa had their immigration branch acknowledge the verification letter is redundant, allowing the bank statements alone as adequate proof of income?

It is my understanding, and the way I extend my stay in Thailand with a retirement visa, that the THB 65K/month must be deposited into a Thai bank account, not an account in another country. I transfer at least THB 65K each month from my USA account into my Thai bank (Krungsri) account. When go to I apply for another one-year extension, Krungsri prints out my statements for the last 12 months (along with a letter from the bank), which I then submit to immigration.

No problem... 
 

[Yellowtail]

If your US bank is Chase, you can set up automatic recurring B65K transfers on say, the 5th each month. The exchange rate would not be great, but it would be trouble free, and you could use any Thai bank as the replicant. 

 

 

 

[Photoguy21]

Surely your bank here in Thailand can verify that. I get a certificate from my bank for my permission to stay on the basis of being married to a Thai national. I must add that the certificate is only valid for 7 days at least the one I get is.

[kiwikeith]

On 7/2/2025 at 5:17 PM, CqK said:

I want to change my retirement visa from bt.800,000 in Thai savings a/c to monthly deposits of more than bt.65,000. I have monthly statements delineating repeating deposits on the same days every month and spelling out the sources of income. Thai Immigration wants verification. Verification, I assume, that the statements I have are real? 
My USA bank will not issue a verification letter. Apparently the USA is not the only country refusing to supply Thai Immigration verification letters. I’m curious as to 1) what the other countries are, that are refusing to issue said letters

and 2) has anyone here on a retirement visa had their immigration branch acknowledge the verification letter is redundant, allowing the bank statements alone as adequate proof of income?

I do the pension thing, I get verification of income from the pension department not from the bank , it is nothing to do with banks its the govt that issues your pension, so get in touch with them , i had to write to NZ foreign affairs pension portability to apply for the pension to be issued in Thailand they issued me a letter stating what my monthly income would be and the  bank it would be paid into, my BK bank I had to supply them with my bank book copy and swift codes.

They issued me with a letter by email, stating what will be paid into my account every 28 days.

 I had to get this letter verified by the NZ embassy, very simple email it to them along with the fee and they issue you with a stamped letter, immigration then sent this letter to the department of internal affairs to acquire another stamp, took about 2 weeks all in total I dont know why immigration did the second approval but they handled that and the letter was all stamped and done no problem, then they issued me a non o based on marriage to a Thai.

Once I had waited for approval of the visa after using a sixty day and one month extension they asked to see my BK bank statements, the bank issued these and asked was it for visa ,  said yes they took a copy of PP and stamped every page of my printout and we both signed the statements, Thai immigration were very happy , no problems

 

 

[soisanuk]

1 hour ago, Yellowtail said:

If your US bank is Chase, you can set up automatic recurring B65K transfers on say, the 5th each month. The exchange rate would not be great, but it would be trouble free, and you could use any Thai bank as the replicant. 

 

 

 

I use Chase Bank, but refuse to use their international global transfer system.  When they first introduced it, the fee was US$5 but it had to be in Thai baht converted by Chase at an extremely lousy exchange rate.  I use Wise to do my transfers. I did a comparison at the time of transferring US$2,000 by Chase and by Wise - the amount of baht that would be deposited in my account was at the then exchange rate about US$50 less using Chase vs Wise.

 

As to the original post, I use the 65k method and do my renewals at Chonburi (Pattaya) Immigration Office on Jomtien Beach soi 5.  After the US Embassy quit issuing monthly income letters, Immigration has always required I get a letter from my Thai bank showing all foreign transfers into my account AND bank statements certified by the bank for the previous 12 months.  I renewed my extension on the 3rd of July 2025 and this was still the requirement.

 

Taking funds from an ATM and depositing it into a Thai bank account does not verify that the baht being deposited came from outside of Thailand.  Thus the Thai bank would be unable to provide such a letter. 

[Yellowtail]

3 minutes ago, soisanuk said:

I use Chase Bank, but refuse to use their international global transfer system.  When they first introduced it, the fee was US$5 but it had to be in Thai baht converted by Chase at an extremely lousy exchange rate.  I use Wise to do my transfers. I did a comparison at the time of transferring US$2,000 by Chase and by Wise - the amount of baht that would be deposited in my account was at the then exchange rate about US$50 less using Chase vs Wise.

 

As to the original post, I use the 65k method and do my renewals at Chonburi (Pattaya) Immigration Office on Jomtien Beach soi 5.  After the US Embassy quit issuing monthly income letters, Immigration has always required I get a letter from my Thai bank showing all foreign transfers into my account AND bank statements certified by the bank for the previous 12 months.  I renewed my extension on the 3rd of July 2025 and this was still the requirement.

 

Taking funds from an ATM and depositing it into a Thai bank account does not verify that the baht being deposited came from outside of Thailand.  Thus the Thai bank would be unable to provide such a letter. 

When I started using Chase's swift transfer, they were free with my account. Now it's free to use it to do transfers in THB, and $45 to do transfers in USD. 

 

Doing swift transfers in USD, and paying the $45 fee I find the break-even point against wise at about $12K, over that, swift is cheaper. 

 

I only transfer once a year, so swift is cheaper, (I think) safer and easier for me.

[Srikcir]

On 7/2/2025 at 12:54 PM, KhunBENQ said:

I have shown Bangkok Bank statements printed, stamped and signed at the branch.

When I was on the 12 monthly foreign deposits method, in addition to the KB summary of the 12 monthly deposits 65k (usually greater), I went to the KB once a month to collect the twelve associated Credit Account Reports (CAR) that will match with each of the twelve foreign transfer deposits coded in your passbook.

I now have a LTR visa so no longer need to prove foreign transfers.

[flexomike]

4 hours ago, Yellowtail said:

If your US bank is Chase, you can set up automatic recurring B65K transfers on say, the 5th each month. The exchange rate would not be great, but it would be trouble free, and you could use any Thai bank as the replicant. 

 

 

 

never send baht to Thailand, always use US dollars, if you are worrying about it going under 65000 baht,  just increase it to say 70,000 and you would be covered. 

[flexomike]

3 hours ago, Photoguy21 said:

Surely your bank here in Thailand can verify that. I get a certificate from my bank for my permission to stay on the basis of being married to a Thai national. I must add that the certificate is only valid for 7 days at least the one I get is.

ATM won't work, has to show as a foreign transfer

[NedR69]

Other countries?   What does that have to do with anything?! IME.

[sandyf]

On 7/2/2025 at 6:17 AM, CqK said:

Thai Immigration wants verification.

Immigration want a letter from the Thai bank verifying the account and they want a 12 month statement showing the transfers that have been made.

Depending on the office they may want verification of where the funds have come from or even the actual source of the funds.

I supplied the remittance advice that was automatically issued by the remitting bank each time a transfer was made. Others have used similar documents without a problem.

I have never heard of a case where immigration required a letter from a remitting bank.

[soisanuk]

15 hours ago, sandyf said:

Immigration want a letter from the Thai bank verifying the account and they want a 12 month statement showing the transfers that have been made.

Depending on the office they may want verification of where the funds have come from or even the actual source of the funds.

I supplied the remittance advice that was automatically issued by the remitting bank each time a transfer was made. Others have used similar documents without a problem.

I have never heard of a case where immigration required a letter from a remitting bank.

You apparently do not do your retirement extensions at Chonburi (Pattaya) Immigration.  As most of us should know, each Immigration Office can have requirements that differ from other Offices.  My first renewal of my extension at Pattaya Immigration after the US Embassy quit providing "income affidavits/letters", I had bank certified statements for the preceding 12 months - even so, they wanted a letter from my bank listing all the foreign transfers and even gave me an example to show my bank.  This has continued to be their requirement. 

[sandyf]

On 7/7/2025 at 3:10 AM, soisanuk said:

You apparently do not do your retirement extensions at Chonburi (Pattaya) Immigration.  As most of us should know, each Immigration Office can have requirements that differ from other Offices.  My first renewal of my extension at Pattaya Immigration after the US Embassy quit providing "income affidavits/letters", I had bank certified statements for the preceding 12 months - even so, they wanted a letter from my bank listing all the foreign transfers and even gave me an example to show my bank.  This has continued to be their requirement. 

Feel free to say the same thing differently.