For Americans with Social Security Questions

[sqwakvfr]

The Social Security Administration's Federal Benefits Unit (SSA/FBU) will provide services on Thursday, July 22nd from 8:30 AM to 12:30 PM at Conference Room "Hor Prawat", Sirindhorn Learning Resource Center, Floor 4, Payap University.

No appointment is required. However, we encourage you to arrive early as we anticipate having to turn away some late-arriving customers if they exceed our service capacity.

For more details, please visit https://th.usembassy.gov/.../federal.../social-security/.

[ricklev]

 

8 minutes ago, sqwakvfr said:

The Social Security Administration's Federal Benefits Unit (SSA/FBU) will provide services on Thursday, July 22nd from 8:30 AM to 12:30 PM at Conference Room "Hor Prawat", Sirindhorn Learning Resource Center, Floor 4, Payap University.

No appointment is required. However, we encourage you to arrive early as we anticipate having to turn away some late-arriving customers if they exceed our service capacity.

For more details, please visit https://th.usembassy.gov/.../federal.../social-security/.

Maybe they should get a bigger venue then and extend the service hours!  FFS!

[sqwakvfr]

1 minute ago, ricklev said:

 

Maybe they should get a bigger venue then!  FFS!

Yup.  The liine of people waiting in the morning could be long.  Ironically I am scheduled for "my call" with SSA FBU on July 21.  Of course this is 5 months after i applied for retiremne at 62.  Heck I might just show up and see what they can or cannot do.  If you read further on the link it does state "accept applications".  This is might take some time.  Also, a location in the city might be a littel easier for most of us who live in CNX but it's the consualte after all. 

[atpeace]

Off topic but is there any benefit of taking social security until it is forced on you at 69 I think?  Assuming you don't need it.  At 69 it would be greater than my monthly budget now and seems to be  a good safety net if all else went to hell.  2/3 of the benefit at 63 is tempting though...

[sqwakvfr]

7 minutes ago, sqwakvfr said:

Yup.  The liine of people waiting in the morning could be long.  Ironically I am scheduled for "my call" with SSA FBU on July 21.  Of course this is 5 months after i applied for retiremne at 62.  Heck I might just show up and see what they can or cannot do.  If you read further on the link it does state "accept applications".  This is might take some time.  Also, a location in the city might be a littel easier for most of us who live in CNX but it's the consualte after all. 

I dont need it. I have a state pension and other income but at 62 I do not take it for granted that I will see 70 or beyond. I am in good health but knew people who were in better health who never saw their 60th birthday.  I would rather take what I am enttiled to now than nothing later. Just my point of view and others will see it differenlty. 

[gamb00ler]

16 minutes ago, atpeace said:

Off topic but is there any benefit of taking social security until it is forced on you at 69 I think?  Assuming you don't need it.  At 69 it would be greater than my monthly budget now and seems to be  a good safety net if all else went to hell.  2/3 of the benefit at 63 is tempting though...

SSA is never forced on anyone.  If you never apply they will never bother you.

 

Perhaps you're referring to the increase offered through Delayed Retirement Credits.  For each year you delay collecting benefits after reaching FRA (Full Retirement Age) you will get an extra 8% added to your benefits.  You FRA is 67, assuming you're 63 now.  You would get 100% at 67, 108% at 68, etc.  You will get max benefits if you wait until age 70.

 

Many experts say if you don't need the benefits now, then wait until you do or age 70.  Due to aging and health decline it is better to have higher benefits when you're older.

[TheAppletons]

56 minutes ago, atpeace said:

Off topic but is there any benefit of taking social security until it is forced on you at 69 I think?  Assuming you don't need it.  At 69 it would be greater than my monthly budget now and seems to be  a good safety net if all else went to hell.  2/3 of the benefit at 63 is tempting though...

 

  The "break even" point for most people is somewhere around 80 years of age (give or take 1-2 years.)

 

  To oversimplify, if you expect to live beyond 80, you'd receive more in SS payments over the course of your lifetime if you wait until 70 to collect (because the checks are larger than if you collect earlier.)

 

  Conversely, if you don't expect to live until 80, you'd receive more in SS payments of the course of your lifetime by taking it early (because you receive more checks albeit of a smaller amount.)

 

https://www.aarp.org/social-security/faq/break-even-age/

 

  

[flexomike]

1 hour ago, atpeace said:

Off topic but is there any benefit of taking social security until it is forced on you at 69 I think?  Assuming you don't need it.  At 69 it would be greater than my monthly budget now and seems to be  a good safety net if all else went to hell.  2/3 of the benefit at 63 is tempting though...

If you don't need it wait and get more, if you drop dead before you start collecting at an older age, you beneficiary, will still get $250.00. Because of health reasons a lot of people start collecting at 62, I waited until I was almost 66. No regrets for not waiting longer.