15 hours ago, PB172111 said:

It is related if you read the op post 

No. Where does the OP refer to incoming?

This thread is most confusing and contradictionary since long.

15 hours ago, pdebuck456 said:

Not sure what you call recently, but according to Kasikorn recently is beginning last week.

Everything done before is on the old limits.

And indeed only for foreigners (thanks Chinese scammers)

 

Also, for now only on accounts where you go into the bank branch to update your info.. 

Majority of Kasikorns account still can do all the limit changes, only those who did updates such face scan registration (since last week) get hammered with the new limits...

I just got hammered with the same and I have not been in the bank for months.

1 hour ago, bubblegum said:

I just got hammered with the same and I have not been in the bank for months.

Has you inbound also been impacted or did that still work fine for over 50k.

13 hours ago, scubascuba3 said:

The only effect on me is when buying a motorbike I'll need to use two bank accounts to pay, not sure what people will do when buying something more expensive like a car

You have to go to the Bank to transfer the Money.

58 minutes ago, UWEB said:

You have to go to the Bank to transfer the Money.

Try and go buy a computer, a TV at powerbuy, washing machine at homepro, ....anything over 20,000 Baht.

They are not set up to get payment by a bank transfer (regular staff does not have access to the bankaccounts to verify your payment, is likely a head/senior accountant at headoffice which goes home at 5pm) smaller shops like motorbikeshops might be more flexibele.

 

For such relatively common purchases (20K Baht does not buy that much anymore) you have to go withdraw cash in a bank branch and pay cash in the store. ATM card just got rendered useless in this scenario.

Only good is it might reduce impulse buys 😃

 

Welcome back to the good old days where cash is king...

2 hours ago, bubblegum said:

I just got hammered with the same and I have not been in the bank for months.

So they are in the background applying those scrappy low limits.

 

Utter idiots!

1 hour ago, sleepy99 said:

Has you inbound also been impacted or did that still work fine for over 50k.

Can't imagine it having any impact on inbound transfers.

Is not much of a risk for them when the account holder can't get it out.

To curtail the scammers they only need to constrain one direction of money movement.

By reducing online spending capacity they only cripple the account partially, you can still go in the bank and withdraw huge chunks of cash (after proper identity verification).

When reducing incoming capability they render the account truly useless (and they probably love the "caching" of incoming money to much 😅 )

On 7/18/2025 at 8:26 AM, BarryMC said:

They make you use the phone app.  The web-based (computer) site has this limit - there is no way to increase it. 

No they don't.

 

I have been using internet banking for years.

 

Whilst I have the KPlus app on my mobile, I still have not opened the app, nor will I.

6 minutes ago, pdebuck456 said:

Can't imagine it having any impact on inbound transfers.

Is not much of a risk for them when the account holder can't get it out.

To curtail the scammers they only need to constrain one direction of money movement.

By reducing online spending capacity they only cripple the account partially, you can still go in the bank and withdraw huge chunks of cash (after proper identity verification).

When reducing incoming capability they render the account truly useless (and they probably love the "caching" of incoming money to much 😅 )

Yes it is only logical,

The thing is, the only reason I've even been using Kplus is because thier WISE transfers are instant, compared to BBL. While I personally have many other Thai banks with no such app limit (already face scan-simcard corrected those as well but no issue). I problably see my self only using Kplus for inbound transfers now, but not for storing, need to gradually move it to store in other banks where I feel more at ease.  

8 minutes ago, sleepy99 said:

Yes it is only logical,

The thing is, the only reason I've even been using Kplus is because thier WISE transfers are instant, compared to BBL. While I personally have many other Thai banks with no such app limit (already face scan-simcard corrected those as well but no issue). I problably see my self only using Kplus for inbound transfers now, but not for storing, need to gradually move it to store in other banks where I feel more at ease.  

Am just worried other banks will follow, as they insisted it was not bank policy but government policy, and they have no choice but to comply.

 

I was hoping to open account at Kbank for the very same reasons, instant incoming wise transfers up to 2 million Baht in one go...

Bkk bank is out with their idiotic 4 month seasoning thing, where immigration only requires 2 months (marriage extension).

 

But alas, have not yet found even one single bank considering opening an account as the current apparently unbendeable requirement seems to be the need of holding a non immigrant B visa, which puts me in a classic catch 22 again (non O visa plus the need for showing 400k Baht in a Thai bank account, which I can't seem to open).

Do not worry about incoming transfer .with KK...., last month i filled up my K+ account for the 800K needed for starting again my ret ext.

I did it from my Home country bank branch in 1 stroke of 23000 Euros , it arrived 1 1/2 later ...no problem at all , and a follow up transfer of 5000 Euro by  myself computer way online using my Home country bank account  same straight arrival a day later . (mobile & Online banking = different transfer imits in my E.U. bank )

so no worry,s 

5 minutes ago, david555 said:

Do not worry about incoming transfer ....., last month i filled up my K+ account for the 800K needed for starting again my ret ext.

I did it from my Home country bank branch in 1 stroke of 23000 Euros , it arrived 1 1/2 later ...no problem at all , and a follow up transfer of 5000 Euro by  myself computer way online using my Home country bank account  same straight arrival a day later . (mobile & Online banking = different transfer imits in my E.U. bank )

so no worry,s 

Thanks for confirmation, but I don't think your Kplus has the 50K app limit imposed on you yet? trying to see if anyone who does have this imposed, but still made large transfer to the account without issue.

Anyway, I don't think it will be an issue, just being cautionary. I've used my Kbank to get money for over 4 years, plus if I really wanted to I guess I can still go to the branch to initiate large trasfer, but with current limit I can gradully move the funds over to my other Thail banks for long term storing, my BBL has a 2 mil perday, same as SCB, TTB, KTB

17 minutes ago, sleepy99 said:

Thanks for confirmation, but I don't think your Kplus has the 50K app limit imposed on you yet? trying to see if anyone who does have this imposed, but still made large transfer to the account without issue.

Anyway, I don't think it will be an issue, just being cautionary. I've used my Kbank to get money for over 4 years, plus if I really wanted to I guess I can still go to the branch to initiate large trasfer, but with current limit I can gradully move the funds over to my other Thail banks for long term storing, my BBL has a 2 mil perday, same as SCB, TTB, KTB

All is done by my arrival Th this month beginning date after 2 1/2 absence , face rec. including , new passbook , new debit card  , and few days later i put my limits higher as they were too low by the "new card standard limits" , the 50 000 limit means that FROM that amount you need to make it with face req. confirmation ..... do not be confused  by that 50 000 , i s the limit to start to do the face req.

48 minutes ago, pdebuck456 said:

Try and go buy a computer, a TV at powerbuy, washing machine at homepro, ....anything over 20,000 Baht.

They are not set up to get payment by a bank transfer (regular staff does not have access to the bankaccounts to verify your payment, is likely a head/senior accountant at headoffice which goes home at 5pm) smaller shops like motorbikeshops might be more flexibele.

 

For such relatively common purchases (20K Baht does not buy that much anymore) you have to go withdraw cash in a bank branch and pay cash in the store. ATM card just got rendered useless in this scenario.

Only good is it might reduce impulse buys 😃

 

Welcome back to the good old days where cash is king...

You can pay or transfer up to 50K a Day, 20K is the limit for Cardless withdrawals on an ATM.

9 minutes ago, david555 said:

All is done by my arrival Th this month beginning date after 2 1/2 absence , face rec. including , new passbook , new debit card  , and few days later i put my limits higher as they were too low by the "new card standard limits" , the 50 000 limit means that FROM that amount you need to make it with face req. confirmation ..... do not be confused  by that 50 000 , i9s the limit to do the face req.

I see where your coming from, however the facescan and all that I already done, still got the 50k per day via app limit for outbound transfers.

If anyone is interested, I found this recent Reddit discussion over the same issues, seems like more people are having this restrictions too, only for Kplus app
 

 

12 minutes ago, sleepy99 said:

I see where your coming from, however the facescan and all that I already done, still got the 50k per day via app limit for outbound transfers.

got the 50k per day via app limit

 

Try do transfer ONLINE by pc ...... possible by online banking you could do 

 

APP  & Online banking has even in my E.U. country different limits and possibility's

Using an address in my home country I now applied for a Wise card. Think I'll just keep most of it in there for emergencies. You see when one ends up in the hospital due to some unforeseen accident how will you pay the bill? Will the hospital say "sure pay the rest in terms" no they won't so this screws you foreword and backward.

The longer I'm here the more difficult live is becoming.

2 hours ago, sleepy99 said:

Has you inbound also been impacted or did that still work fine for over 50k.

Don't know, see that tomorrow when I get my pension.

6 minutes ago, david555 said:

got the 50k per day via app limit

 

Try do transfer ONLINE by pc ...... possible by online banking you could do 

 

APP  & Online banking has even in my E.U. country different limits and possibility's

Ok I see now. So your Kplus, also has the 50K per day transfer limit (outbound) but you recently had international transfers come in to this account of a large amount, and there was no issue. Got it, well then at least this sounds assuring. Again I already did all that facescan and Kplus still imits my daily spanding to no more than 50k THB.

As for making large transfers outside of Kplus, they said you can still visit a branch for that.

I will continue using KPlus for international transfers but will gradually move the funds to my other Thai bank accounts.

8 minutes ago, sleepy99 said:

As for making large transfers outside of Kplus, they said you can still visit a branch for that.

or use/try online banking ....

( in covid years preparing leaving Thailand , on 12 months ,'21 & '22 i I transfered OUT all my account in different parts to my 3 E.U. bank accounts (only last 400K for immigration problems to avoid 😁at last transfer )using K+ whiteout problems ..... there is always somwhere a work around , even more on a difficult way

2 minutes ago, david555 said:

or use/try online banking ....

( in covid years preparing leaving Thailand , on 12 months ,'21 & '22 i I transfered OUT all my account in different parts to my 3 E.U. bank accounts (only last 400K for immigration problems to avoid 😁at last transfer )using K+ whiteout problems ..... there is always somwhere a work around , even more on difficult way

 

I've heard that while KPlus has a 50,000 limit, you can get an additional 50,000 through the online KBank website. It seems like a loophole, so it's probably best to keep it quiet, and I'm not sure how long they'll allow it.

On 7/18/2025 at 5:33 AM, sleepy99 said:

Can no longer transfer more than 50k thb per day anymore, all I ever used the account was for getting money from Europe, twice a month on average with out issue to pay the wife and bills. This is despite me using a correct simcard and already did facial scan at the bank a while back. Probably gonna take a few days to move funds out gonna switch banks. This is utterly ridiculous.

If you basically only use the account for 'incoming' transfers, why are you bothered by limits on daily transactions. Strange.

I'm reading paying by QR code using a foreigners KBank account now limited to a measly 5000THB/day? Anyone experienced this, seems a small amount when buying something. Debit cards and wallets seem like the alternative to buy bigger ticket items cashless?

49 minutes ago, sleepy99 said:

I see where your coming from, however the facescan and all that I already done, still got the 50k per day via app limit for outbound transfers.

You are not reading or understanding correctly..reread the posts.

15 minutes ago, couchpotato said:

If you basically only use the account for 'incoming' transfers, why are you bothered by limits on daily transactions. Strange.

Because I like to have the option if I want to need to, that's basically it. I've used this bank account for years without issue, and already did everything they asked. Yet still got this imposed.

Another scnerio is say I transfered 100K over to this Kbank account, but need to pay for something that is 60K the same day? I can't cause I need 2 days to transfer 50K perday to a diffrent bank, the only option would be to go to branch and take out manully, but then again what if I am paying for a medical bill at night for some urgent care?

It's all about having that option avalible if needed! Not feeling like you are always. operating at the edge!

5 minutes ago, couchpotato said:

You are not reading or understanding correctly..reread the posts.

Enlighten me please.

1 hour ago, UWEB said:

You can pay or transfer up to 50K a Day, 20K is the limit for Cardless withdrawals on an ATM.

Nope, 20K limit is on cardless withdrawal, atm card withdrawal and atm card spending limit.

11 minutes ago, Hamus Yaigh said:

I'm reading paying by QR code using a foreigners KBank account now limited to a measly 5000THB/day? Anyone experienced this, seems a small amount when buying something. Debit cards and wallets seem like the alternative to buy bigger ticket items cashless?

Correct.

And bigger ticket items limited to 20000THB/day.

Anything over 20000 Baht you will have to withdraw cash in a branch, and then pay cash in the store.

23 minutes ago, couchpotato said:

If you basically only use the account for 'incoming' transfers, why are you bothered by limits on daily transactions. Strange.

Because fast incoming transfer when using Wise (Kasikorn is instant), and then transfer onto account from wife, other own account by other bank (where incoming Wise transfers is for example limited to 50000 Baht).