On 9/10/2025 at 2:34 PM, gamb00ler said:

Phones with facial recognition security are more secure than laptop/desktops.  I only use phone and it works great. 

 

No Thai bank does everything well.  Just use the one that covers your requirements better than the others.

 

I only use desktop to get an instant list of recent transactions to tally up monthly expenses.

 

3 hours ago, DrJoy said:

SCB cannot scan face for foreigners, almost every Thai bank can do now

My reference to facial scanning has nothing to do with Thai banks.  It has to do with biometric based security on your smartphone.  Banking apps can use that biometric security as part of their application security but it has nothing to do with bank transfers.

On 9/10/2025 at 2:50 PM, gamb00ler said:

Thai banks not offering as good a deal to falangs who live and have families here as they do to Thai citizens could be considered racist.  I doubt that there is a Thai law underpinning the bank's favoritism toward Thai nationals.  LH Bank explicitly states the 'best' savings account is only available to Thai nationals.

    It may be discriminatory but it's not racial discrimination, not racist.  Thai is not a race, neither is farang.  If a policy favors Thai citizens, who can be any race, it is a nationalistic policy, not a racist policy.  

On 9/10/2025 at 1:42 PM, gamb00ler said:

I could not find the 2% rate @ Krungsri bank.  Here's their current rate sheet:

https://www.krungsri.com/Krungsri2020/media/Banking-Rate/deposit-rates/en/deposit-rates-09092025-en.pdf

Time Deposits at the bottom of page 4 show only 1.1% for 24 months.

 

Check out the EZ Savings account at SCB.  Currently 1.5% up to 1M ฿ but only .45% for funds over 1M ฿.  Initially they offered that account for up to 2M, then dropped to 1M, then raised back to 2M...now back down to 1M ฿.

 

LH Bank used to offer an account called Pro-Fit but was only for Thais.  Now I can't find a link to it from their main website but I can find a page using Google search: 

https://www.lhbank.co.th/en/personal/deposits/pro-fit-digital-savings/

 

Thai bank offerings are very strange... it seems some of their special account offerings are meant to bamboozle their customers.

Yes , that SCB EZ account,  i have it and as you said it was originally 1.5% on 2 Million,  then they sneaked it down to 1 Million but didn't inform us. Then back up to 2 Million,  so a probably a lot of people like me put 2 Million in , then about 2 months ago changed it back to 1 Million,  again not informing us.

19 hours ago, alanrchase said:

The GBP is worth pretty much exactly the same against the Baht as it was 12 months ago. 42.8 last year, 42.9 today.

You make it sound like a beacon of stability - it's not - this is what happened between mid September 2024 and mid September 2025 :

7 hours ago, newnative said:

    It may be discriminatory but it's not racial discrimination, not racist.  Thai is not a race, neither is farang.  If a policy favors Thai citizens, who can be any race, it is a nationalistic policy, not a racist policy.  

Have you read the Oxford dictionary's definition of racism?  For your convenience:

The inability or refusal to recognize the rights, needs, dignity, or value of people of particular races or geographical origins. More widely, the devaluation of various traits of character or intelligence as 'typical' of particular peoples.

 

I'm guessing you don't really have open and unfiltered conversations with that many Thais.  Many Thais hold racist views even of other Thais from different regions.

 

Don't you think many Thai female's obsession with light skin tones is relevant?

 

For many decades it was nigh impossible for hill tribe members to be recognized as Thai citizens because of their culture's simplistic and undocumented traditions vs the government's inflexible attitude.

31 minutes ago, gamb00ler said:

Have you read the Oxford dictionary's definition of racism?  For your convenience:

The inability or refusal to recognize the rights, needs, dignity, or value of people of particular races or geographical origins. More widely, the devaluation of various traits of character or intelligence as 'typical' of particular peoples.

 

I'm guessing you don't really have open and unfiltered conversations with that many Thais.  Many Thais hold racist views even of other Thais from different regions.

 

Don't you think many Thai female's obsession with light skin tones is relevant?

 

For many decades it was nigh impossible for hill tribe members to be recognized as Thai citizens because of their culture's simplistic and undocumented traditions vs the government's inflexible attitude.

    Even with your looser definition it still isn't racism.  Farangs don't all have the same geographical origins.    Our origins come from many geographical areas.   I maintain that if a bank has a policy favoring Thai nationals, it is being nationalistic rather than racist.  No specific race or geographical origin is being singled out to be treated differently. 

   It's no different than a state college having a different price structure for in-state students, out-of-state students, and foreign students.  No specific race is being singled out, nor is one specific geographical origin.  Citizens are getting 'X', non-citizens are not.  Not racist.  

16 hours ago, DrJoy said:

SCB cannot scan face for foreigners,

Round eyes don't compute?