Has anyone tried to buy a laptop PC from Lenovo since the new BoT transaction rules came into force?

I am trying to get a ThinkPad T16 Gen 4 (customized to my requirements) but the cost exceeds the transaction limits set by the BoT for seniors (I am obviously considered to be not competent to manage my own finances). It seems that I cannot make the purchase using my TTB VISA debit card or by using Prompt Pay / QR code. I spoke with someone on the TTB helpline to see if I could get the limit adjusted but got absolutely nowhere.

It may be possible to pay using a direct bank transfer but this would be a right PITA so I'd like to avoid it.

I also have an international account with Barclays - denominated in GBP, of course - so I might be able to use my international VISA debit card. It is not clear if Lenovo will accept this (trying to find out) and in any case it would incur a currency conversion fees of about 3%, which is why i would prefer to buy online, direct from Lenovo Thailand.

Any experiences with this sort of hassle - or advice?

I'm assuming the laptop is >30K so could you not take the interest free installment plan?

Failing that could you not use a friend to pay for it and give them the money over a number of installments.

I don't see why Lenovo wouldn't accept your Barclays Debit card but wouldn't use it personally as their charges are high (I would use my Revolut account as I already have THB in there so wouldn't incur any additional charges).

22 minutes ago, SamSpade said:

I'm assuming the laptop is >30K so could you not take the interest free installment plan?

Failing that could you not use a friend to pay for it and give them the money over a number of installments.

I don't see why Lenovo wouldn't accept your Barclays Debit card but wouldn't use it personally as their charges are high (I would use my Revolut account as I already have THB in there so wouldn't incur any additional charges).

I was not aware of the interest free option. I'll take a look as this would probably work.

Possibly another option is to split a prompt pay transaction into two payments - if Lenovo would accept this. I'm trying to get advice from them at the moment but they haven't got back to me yet. Not holding my breath on that score!

I don't have a Revolut account - I think that I would need a UK address to get one and I haven't lived there for more than 20 years. Barclaycard withdrew my UK credit cards for lack of a UK address so that is not an option either. They even kicked me out of my on-shore Barclays account, after 60 years of banking with them. Shabby treatment indeed! I still have my international account, for now.

11 minutes ago, doctormann said:

I was not aware of the interest free option. I'll take a look as this would probably work.

Possibly another option is to split a prompt pay transaction into two payments - if Lenovo would accept this. I'm trying to get advice from them at the moment but they haven't got back to me yet. Not holding my breath on that score!

I don't have a Revolut account - I think that I would need a UK address to get one and I haven't lived there for more than 20 years. Barclaycard withdrew my UK credit cards for lack of a UK address so that is not an option either. They even kicked me out of my on-shore Barclays account, after 60 years of banking with them. Shabby treatment indeed! I still have my international account, for now.

I tried to check but it seems that the option to pay via interest free installments only comes up on the Payment page (and I don't have 125K for the Laptop that I'd selected to go that far :) ).

Curious about your Barclays situation as I'm in the same situation but haven't told them that I left the UK 19 years ago (I'd assumed they knew this as it was them that sent me to work in Singapore for the first 6 of those years!). As you have a Barclays Debit Card, do you have an international account with them & if so how much are the fees?

I've tried everywhere (apart from Barclays themselves, that's my next plan when I'm in the UK) to try to find out whether I can use my Barclays Stockbrokers account in lieu of the £100K deposit you need to avoid the fees.

Thx

15 minutes ago, SamSpade said:

I tried to check but it seems that the option to pay via interest free installments only comes up on the Payment page (and I don't have 125K for the Laptop that I'd selected to go that far :) ).

Curious about your Barclays situation as I'm in the same situation but haven't told them that I left the UK 19 years ago (I'd assumed they knew this as it was them that sent me to work in Singapore for the first 6 of those years!). As you have a Barclays Debit Card, do you have an international account with them & if so how much are the fees?

I've tried everywhere (apart from Barclays themselves, that's my next plan when I'm in the UK) to try to find out whether I can use my Barclays Stockbrokers account in lieu of the £100K deposit you need to avoid the fees.

Thx

Yes, I have an international account, Barclays IoM. When I moved to Thailand in 2004, Barclays told me that I would need one in order to transfer funds to Thailand. This turned out not to be true and while I had my on-shore account I could happily make international transactions from there. I did, however, keep the international account active and it's a good job that I did because my on-shore accounts got closed, a few years ago. The international account works well but, because I don't have GBP 100k to park there, there is a monthly fee of GBP 40. I can live with this, albeit reluctantly, as I don't get charged for SWIFT transfers and the payments always show as 'international', which keeps Thai Immigration happy.