Hi both, Britmantoo - Thanks for your forthright response. I get the point., thanks but in this case the ISIPP provider is based in the UK and regulated by FCA. I have checked that funds held will be ringfenced from the operating entity and are guaranteed under financial compensation scheme up to 85k as a normal deposit would be. Their USP is offering a service to non resident/expats to hold investments in a range of funds very similar to those offered by a UK based SIPP (picking illustrative examples from their list : Aberdeen Mid-Cap Equity I Acc, Blackrock World Mining Trust plc or HSBC FTSE 100 Index Fund Dist - with most of the large names one might expect). Topt picked out the leader in the ISIPP market, Novia Global, that has a similar regulatory structure but is accessible only via a Financial Advisor The attraction for me is of ISIPP is to be able to drawdown in different tax years amounts of my choosing rather than having to receive the whole fund in one go, taxed at higher rates tax in the UK, and then have the net cash received subject to scrutiny of amounts moved from my Thai bank over the relatively low threshold here (is it 50,000 baht?) topt - the company currently holding my pension refuses the offer of any "financial product" because of non residence including annuities. They won't even hold cash, its either keeping the fund with them OR distribution of the whole lot in one go. Thanks for your comment about the credit agency check aspect, I just don't know how it might affect my UK banking. I might be overthinking it but an AI query says there is a regular sweep of data and specific events like running an ID check. The power of AI marches on, just wait for facial recognition to be the universal key.
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