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19
Do you owe money?
How would the world run without credit? I have £135,000 credit limit on my UK credit cards, I currently only owe £30,000 on them. That money is on deposit in banks paying me 5.2%, it costs me 2% every two years to transfer the money to other cards at 0% over the two years, hence a profit, it is not a lot but it is like a little hobby. I bought a car in Thailand using a 5-year loan at 1.5% interest fixed term, the cash I would have paid to buy it is also in a bank in the UK earning 5%. I have taken many short-term loans when I was developing property to sell, the interest rate was 8%, and the profit when sold was 30%. I agree it is totally stupid to buy loads of designer rubbish for example on a credit card, holidays, etc as that is just money down the drain. But without credit, the world would not operate. Of course, borrowing for a house in the UK for example long term is a good and healthy way to make a huge profit. Rent it out, use the rent as part of your pension and life is nice and easy here in Thailand. -
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Anyone use a UK postal address service?
Yip I agree expensive. I only get few letters every year. I need a UK address to keep my banks happy. If they new I was living here it's a good chance they would close my accounts -
2
AirAsia MOVE Unveils Big Discounts for Sustainable Travel Trends
Makes absolutely sense: Tony Fernandez is one of Schwab's YGL while VISA is one of the driving forces to introduce CBDCs and abolish cash. "Sustainability" is one of their means. Bingo! -
108
Stealing a Federal Election
no he wasn't. as clearly pointed out by several people on here for a year or more. including myself. it was political ideology blinding you from the reality of what was going on. even after the debate you were still saying biden would crush the 2nd one. so using occams razor.....well you get the idea. either we had foresight into the future and knew biden was a train wreck..... or you were being lied to and refused to open your eyes about it. do you think i can see into the future ? ps see stupid gotcha question i added on to make you smile ? -
73
Harris-Walz Campaign Opts for Media Silence as Election Nears
Of course Vance and the Orange Man are out there doing more interviews (to nonreputable agencies mostly)......for people to beieve a lie, you have to keep repeating it right? You already have the brain-washed MAGA cult members downing the Kool-Aid, you have to convince more yokels to join in line right???? -
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Labour Councillor’s Controversial Past Resurfaces After Promotion to Leadership
Maybe he spent a weekend in London post 2016? If so, a logical conclusion. -
65
The annoyance of the ++ prices
The service charge and VAT aren't nasty. Australia should use more VAT and less income tax. They aren't unexpected, as the percentages are listed up front at the bottom of the menu. One trip to a Thai restaurant teaches you look there if you never have and are interested. Moreover, our mathematically illiterate, seemingly quite a few here, don't need to suffer the onerous, time-consuming burden of trying to calculate a tip themselves, unless they'd hoped to lay down the usual generous 10 baht. The practice in no way detracts from the "experience," unless you just want an excuse to whinge. And so miss out on this delicious steak for your street food? The answer to that is- 1
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50
Shocking Revelations at Sean Diddy Combs Hamptons Sex Parties
anyone who wants to know about diddy watch a gene deal interview from about a year ago. gene is the former bodyguard of diddy. well known and respected in the hip hop community. -
137
Baht's Biggest Surge Since 1998 Poses Risk to Tourism And Exports
Finally you're talking about it, but the high baht problem has been going on for years by now. Which means that for tourists it is like to paying an extra taxation, in other words Thailand has become more expensive than the other neighboring countries. So I think it's time for the authorities to intervene and quickly, the high season is approaching -
33
Krabi mother scammed twice while trying to bail out son
Corruption and scammers everywhere you look. Unfortunately, it is common practice in Thailand that you can use “money under the table payments” to buy some shortcuts or relief in the official legal system. -
33
/Featured Quiz 20 September - Weekly Featured Quiz - General Knowledge.
I just completed this quiz. My Score 0/100 My Time 10 seconds -
45
Thai Baht Exchange Rate So Low How Are You Dealing With It?
I don't know why your comment attracted three 'confused' comments. It's completely correct. There's nothing at all that people who have to bring in a regular amount each month can do. Just bite the bullet and wait for the rate to reverse. Some people are just dense.... -
21
Price of olive oil at Makro
Makro Sattahip has the big jars of green olives with pomento. -
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