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How are you going to die?


thailiketoo

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There is no free medical care for foreigners in Thailand and concepts like pain control and end-of-life care are a couple generations behind what is practiced in the west --.

 

Right so even if you could afford and have the insurance after 70 lets say, and you get cancer, the backward Thai health care would still see you dying in a lot of pain and discomfort? This is a pretty worrying scenario and the only answer might well be to see yourself off before a very unpleasant end

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There is no free medical care for foreigners in Thailand and concepts like pain control and end-of-life care are a couple generations behind what is practiced in the west --.

 
Right so even if you could afford and have the insurance after 70 lets say, and you get cancer, the backward Thai health care would still see you dying in a lot of pain and discomfort? This is a pretty worrying scenario and the only answer might well be to see yourself off before a very unpleasant end


It's more important to plan ahead here -- to have a primary care physician, an Advance Directive (Living Will), a Health Care Advocate, discussions with your family/friends about how you want to die. Even about things we take for granted. For example, my husband had a high PSA reading and the urologist wanted to do a biopsy. OK. He had the foresight to ask about anesthetic. Doc said "no need -- pain just last a little while" huh? Hubby found another doctor. A friend wasn't so lucky with the doc who did her colonoscopy recently. He just kept pushing ahead saying "moment please" as she lay on the table in agony. Don't assume the Thai medical system will provide the same level of pain control as in the west -- discuss and demand it in advance of treatment and have an advocate to act on your behalf when you can't.
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im determined not to  be a " jumper "  

 

Agreed but I would still prefer that to the prospect of ending up like some of the derelict Farang currently calling Coconut Bar home. 

 

well at least they,ll die happy 

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some years ago had friend lived in bush in oz told had not long to live then went around and borrowed money
where ever he could. banks. credit cards. where every loan places would give.
he made a coffin out of sheets of roof iron. then flew to sydney and booked into high class hotel
then payed for 3high class escorts to stay with him drinking best and most expensive around
spending about 12000$ a day . 12days came back died 3wks later but said got even with banks. credit companys
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i know this already. it will be suicide. but no immediate or even short term need. one step in front of the other going nowhere special till then.

 

As morbid as this sounds, and since we all have to go, and no one wants to suffer too much or too long or at all, what are the best quickest easiest etc... methods???
 

 

 

Ulysses G. method

...but with the added extra of an elastic band & plastic bag to be sure.

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So, if you didn't catch this post the first time round ... worth a read again ...

 

I actually had a near death experience, was about as close as you could possibly get.

I was at work and managed to get myself hooked onto an electric resistor panel carrying 500 v DC.

I spent a minute or so while being blasted lucidly reflecting on

1. How I came to be in this predicament.

2. Angry that I was going to die at work.

3. Sadness that I was going to die

My last thought was for my son and that I was no longer going to be there for him. That was it. It all went peaceful and I was unconscious. I was found by a work mate completely blue and he managed to get me off the power and I came to. DC power does not defribrillate the heart, just stops it. It made a huge mess of my arm and had big exit wounds all over me though.

So it's worthwhile remembering. When you are about to die you don't think of your money, homes, toys. Just the people you care most for.

 

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Not to change the maudlin direction this thread has taken but I really wanted the topic to be, "have you known anyone who used long term health insurance in Thailand when they died?"  Is it available or necessary?  I know all the nanny guys think it is but they are not going to die in Thailand are they? 

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Not to change the maudlin direction this thread has taken but I really wanted the topic to be, "have you known anyone who used long term health insurance in Thailand when they died?"  Is it available or necessary?  I know all the nanny guys think it is but they are not going to die in Thailand are they?


Yes. As mentioned, some polices pay out internationally. Also, our financial manager in the U.S. said he's had experience with overseas expats who have policies that pay out only for U.S. care, but when the client told the insurance company they were returning to the U.S. to go into a nursing home, the insurance company was willing for them to stay in Thailand or Mexico (or whereever it was that they'd been living overseas) and set up care there and the insurance company would pay because it was cheaper for the insurance company than having the client return to a U.S. nursing home.
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Not to change the maudlin direction this thread has taken but I really wanted the topic to be, "have you known anyone who used long term health insurance in Thailand when they died?"  Is it available or necessary?  I know all the nanny guys think it is but they are not going to die in Thailand are they?


Yes. As mentioned, some polices pay out internationally. Also, our financial manager in the U.S. said he's had experience with overseas expats who have policies that pay out only for U.S. care, but when the client told the insurance company they were returning to the U.S. to go into a nursing home, the insurance company was willing for them to stay in Thailand or Mexico (or whereever it was that they'd been living overseas) and set up care there and the insurance company would pay because it was cheaper for the insurance company than having the client return to a U.S. nursing home.

 

 

Can an old guy living in Thailand buy a long term health care policy in the USA?
 

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Not to change the maudlin direction this thread has taken but I really wanted the topic to be, "have you known anyone who used long term health insurance in Thailand when they died?"  Is it available or necessary?  I know all the nanny guys think it is but they are not going to die in Thailand are they?


Yes. As mentioned, some polices pay out internationally. Also, our financial manager in the U.S. said he's had experience with overseas expats who have policies that pay out only for U.S. care, but when the client told the insurance company they were returning to the U.S. to go into a nursing home, the insurance company was willing for them to stay in Thailand or Mexico (or whereever it was that they'd been living overseas) and set up care there and the insurance company would pay because it was cheaper for the insurance company than having the client return to a U.S. nursing home.

 
Can an old guy living in Thailand buy a long term health care policy in the USA?


I doubt it.

Hubby and I started ours when we were in our 20s (nothing like planning ahead!). Unfortunately, in that era, they only offered U.S. coverage. When we got ready to retire to Thailand (in our mid-late 50s) I talked with the insurer about switching to a policy with international coverage. The monthly rate was going to be about five or six times higher because we would have been considered as "new" customers. The insurance company lady, in effect, said "don't worry, we'll probably still pay out in Thailand" without coming right out and saying it. Our financial manager was more direct because he'd had experience with clients who owned policies from this same insurer.
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My death....How?...........Well, I don't have all the minor details, but one possibility........ a lot of noise, a motorbike and someone shouting something like ....."I got this" and ending with an explosion  you can see from space, If you gotta go, go big!

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We invariably never die the way we would like to.Like a thief in the night we are caught unawares.As the thais like to say'dont think too much"

You might want to think enough to read the OP which says, "If my math is right that's about 60% died in Thailand and didn't use any health insurance during that process.  So maybe if one looks at the actual way old folks die in Thailand health insurance is not such a big deal here?  It is nice to have health insurance but what are the odds that an old guy in Thailand really needs it? "
 

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i know this already. it will be suicide. but no immediate or even short term need. one step in front of the other going nowhere special till then.

I have no wish to be a long term resident of a nursing home ( assuming I don't get sick or have an accident before then ), so I'm hoping voluntary euthanasia will be legal when I get that bad. Otherwise it may be time to fly.

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living in the fast lane means an early demise for those in LOS .

maybe better than the old folks home back home?

they prolly wont have any health care insurance to help them in old age thats the trouble

 

OP If my math is right that's about 60% died in Thailand and didn't use any health insurance during that process.  So maybe if one looks at the actual way old folks die in Thailand health insurance is not such a big deal here?  It is nice to have health insurance but what are the odds that an old guy in Thailand really needs it? "
 

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You can't really get health Insurance if you are old anyway, I tried.

 

Yes you can, it justs costs more.. Had a quote from Cigna this week who have no age limit at entry and guarantee renewal on 'normal' terms

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