Ants & insurance

[sticky]

I have an infestation of ants in my Toyota Vigo which has done considerable damage to the electrical system especially the security system which has necessitated

the removal of the steering wheel and dashboard to get at the relevant parts. i am presently waiting on parts and I am anticipating a hefty bill.  I would appreciate

opinions on whether my insurance would consider a claim for this?

[gdgbb]

The only opinion that matters is that of your insurance company, ask them first.

[transam]

Get someone to read the small print of your policy, you may be lucky...

 

 

[thedemon]

17 hours ago, gdgbb said:

The only opinion that matters is that of your insurance company, ask them first.

 

The op asks because he is smarter than you.

 

He knows that an insurance company may not admit their liability when asked. So he asks whether others have had a similar experience and what the outcome was.

 

That is what forums are for.

[gdgbb]

3 hours ago, thedemon said:

 

The op asks because he is smarter than you.

 

He knows that an insurance company may not admit their liability when asked. So he asks whether others have had a similar experience and what the outcome was.

 

That is what forums are for.

"He knows that an insurance company may not admit their liability when asked."

So what's the point of asking such a specific question on a forum where no one except the insurer will know the answer?  Will forum member's opinions about ant damage make any difference to his claim?

 

Thanks for your revealing comment about my perceived smartness which says a lot about yours.   You didn't notice that my comment was addressed to the OP, not you?

Edited January 6, 2017 by gdgbb

[stevenl]

On 1/6/2017 at 10:04 AM, thedemon said:

 

The op asks because he is smarter than you.

 

He knows that an insurance company may not admit their liability when asked. So he asks whether others have had a similar experience and what the outcome was.

 

That is what forums are for.

The only place the OP will find his answer is in the policy conditions.