Car and bike insurance ?

[Joinaman]

Hope this is the right place to ask 

Can anyone advise me on the best place to get insurance for the car and bike

wanr class 1 insurance for car, but basic for. Bike

just been to the tax office to tax and insure the car and bike

i think I have taxed them both, and go back tomorrow to collect "discs"

turns out I only have 3rd party basic insurance for car and NO insurance for bike

told no need for bike ??????

was told class 1 insurance was expensive, and not need , but if really wanted, was 300,00 baht

after around 20 minutes of biting my tongue and asking about the insurance, I still don't know how much it would cost to buy, except "expensive"

dont know why it covers, only it's 300,000 baht

finally gave up and walked out 

SO, any advise on what to ask, look for , where to buy and how much would be much appreciated

[SpokaneAl]

Whichever level of insurance you choose, no matter what others say, when/if you have an accident, you will be basically standing alone. I purchase class one insurance each year, and while relatives like to tell me that I am spending too much money, I do it because I want that coverage. I also believe in insurance coverage on a motorcycle as well. Driving in a country with the most dangerous roads in the world means that I want the insurance. I also have a dash cam, which can save you a small amount on the insurance - usually almost enough to pay for the dash cam.

 

 

Sent from my iPad using Thaivisa Connect

 

[transam]

Email AA Insurance Brokers (Thailand) with your details, they will reply in English as the owner is a farang..

To be "cash safe" you should ask for first class insurance for the car, up to you for the bike. When your road taxed the rides you automatically paid for government compulsory insurance which everyone must buy regardless of personal cover..

[Joinaman]

Thanks guys

you say I'm automatically covered for both the car and bike when I taxed them

but only have paperwork for the cars insurance

So I have to pay over 600 baht for the minimum insurance that comes with the tax, then pay whatever the class 1 costs too ?

Could I not refuse the minimum cover and just pay for the class1 ?

thats what I tried to do and got nowhere so gave up

The bike is a Honda wave, mostly used just in the village, so not need full cover, but would like at least the basic, which i thought was the legal requirement anyway

[Peterw42]

The insurance that comes with the tax is person only, injuries to you or passenger or someone you hit etc. You pay it when you pay the car/bike tax but it doesnt cover the vehicle

[transam]

You cannot tax any ride without the gov compulsory insurance which on the whole is useless.

If you do not have first class insurance any plaintiff will be knocking at your door for bundles..With first class they deal with that stuff..

 

Just did the tax and gov insurance on the bike, 400bht total..

[Joinaman]

just been back to pick up tax discs for bike and car

missus asked about insurance for bike, they say NO

give her grief about why is rich Faland wanting class 1 insurance for cheap car ( 1 year old Nissan Almera)

why he have cheap Honda bike

she has a ding dong with them and walks out

SOOO, still no insurance for the bike, and she wonders why i go mad at stupid thais

 

[transam]

5 minutes ago, Joinaman said:

just been back to pick up tax discs for bike and car

missus asked about insurance for bike, they say NO

give her grief about why is rich Faland wanting class 1 insurance for cheap car ( 1 year old Nissan Almera)

why he have cheap Honda bike

she has a ding dong with them and walks out

SOOO, still no insurance for the bike, and she wonders why i go mad at stupid thais

 

You have gov insurance for the bike....

[Joinaman]

i have ?

but no paperwork for it !

[johng]

If you have tax disc you will have the compulsory insurance 

just a small slip of paper  sometimes they fold it up and put it in a little envelope

 

If you want better insurance for car or bike then go to an Insurance broker  AA have been mentioned already

the "better" insurance has to be supplementary to the compulsory government insurance.

[Joinaman]

Ahhhh

thanks for that

have proper paperwork for the basic car insurance, so was looking for the same for the bike

i have that paperwork, so will copy and carry in bike

Just chasing A A insurance up now for the car, thank you

[JAS21]

Have a look at your PM .....

[jakestevernson]

All my family advise to get first class insurance. However, I believe it is no where near 300,000b!!!!!

Sent from my Moto G (4) using Tapatalk

[johng]

The premium might be 30,000 baht and coverage 300,000 baht maybe ?