Bangkok Bank ATM debit card

[uli65]

Hello, I have used my debit visa card some times for online payments in Thailand  without problems. (Nokair, Thai Lion air)

yesterday I tried to transfer money to my crypto exchange account and I could not complete this transaction. are there any restriction for this use.

do I need a legit credit card? thanks for help

[colinneil]

OP you say you had problems using your Bangkok bank debit card.

Well here is a suggestion which might be useful, ask Bangkok bank, i think they would know better than folk on here.

[NanLaew]

40 minutes ago, colinneil said:

OP you say you had problems using your Bangkok bank debit card.

Well here is a suggestion which might be useful, ask Bangkok bank, i think they would know better than folk on here.

Good morning Colin. Asking a Thai bank employee... any Thai bank employee about the specifics of why a transaction wasn't processed by their own banking system? Seriously?

 

If I didn't know any better, I would say you need to get out more.

[nanglong218]

I think BKB is weaning everyone off VISA and M/C in preference for this crap Chinese alternative, Unionpay.

I've just opened a new a/c with SCB and have a Mastercard debit card now.

[KhunBENQ]

5 hours ago, uli65 said:

yesterday I tried to transfer money to my crypto exchange account

If I knew what this is.

Can you enlighten the unknowing?

Does it look like an account "abroad"?

 

Edited June 2, 2018 by KhunBENQ

[metisdead]

Moving to the Banking forum. 

[uli65]

yes it is an account abroad,  I talked  with my bank this morning. I got the standard answer that everything is ok with my card.  I will try to get real credit card but I am not sure they will offer me? or i change to another bank? any ideas

[Crossy]

1 minute ago, uli65 said:

I will try to get real credit card but I am not sure they will offer me?

Unless you are working you are unlikely to get a credit card from any Thai bank unless you place a deposit equivalent to the credit limit in a security account.

 

At least that type of card "should" work for your overseas transactions.

 

[Pib]

5 hours ago, uli65 said:

yes it is an account abroad,  I talked  with my bank this morning. I got the standard answer that everything is ok with my card.  I will try to get real credit card but I am not sure they will offer me? or i change to another bank? any ideas

So, you were basically trying to transfer funds out of Thailand.    Basically that's a no-can-do.   Bank of Thailand has strict regulations on outflow of funds which all Thai banks must follow.   

 

Now if your transaction is seen as a "purchase" that's a different story....can do.  But your transaction is most likely being seen as a transfer of funds to a foreign account.   Even an ATM withdrawal would have been allowed as that that is a cash transfer into "your" hands versus into a foreign account.

[KhunBENQ]

1 hour ago, Pib said:

So, you were basically trying to transfer funds out of Thailand. 

That's what I suspected.