I want to know about covid insurance policy as mentioned in this forum which is mandatory for entering Thailand. If someone is found positive , will all of their hospital expenses be covered ?  They may be found positive on arrival, during quarantine or later on. 

 

I am asking this because in my country insurance companies deduct a lot of hospital expenses and they almost never pay the full hospital expenses to the insured person. 

The Sawadee one mentioned on here states no excess (deductible).

 

https://www.axa.co.th/en/axa-sawasdee-thailand-travel-insurance

 

The Safetywings one adds a premium if you want no excess.

 

https://safetywing.com/remote-health/pricing

 

The latter is customary in the UK where I'm from.  Where are you from that an excess is compulsory, if that's what you're asking?

 

Reading policy documents is probably better than asking on here.

32 minutes ago, treetops said:

.  Where are you from that an excess is compulsory, if that's what you're asking?

 

well, in my country how it works is that , no matter what health policy you buy. once u claim, the insurer would say we would not pay for this medicine, this injection, that injection,  this specialist doctor visit etc etc.

 

they deduct many things like this. never heard from anyone who gets 100% reimbursement for hospitalization. 

 

 

i cvid treatment i have heard that they dont pay for ppe kits etc worn by staff, the ppe kits cost is added to patient's bill. 

 

but if one of these policy ensures that the bill would be 0 baht for covid treatment  then i think its allright and i might try to get a visa for thailand