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Do you aim to die with zero?

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  • Popular Post
17 hours ago, proton said:

very true that, i'm not leaving it to hospitals though just for a few extra months

Always put the hospital on a credit card, just in case....

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  • No.   I'd like to be ahead of the game and pop my clogs owing a lot of money to a bank.

  • No, I shall leave as much as I can to my partner (40 years younger than me). He already owns all property here in Thailand (land, house, car) and I have arrangements in place for him to receive the 2/

  • I told my old lady recently that I planned to spend all my money before the end. She goes, "what about me?" Well, what about you. I've bought 2 homes, 2 vehicles, you don't work, you don't save the mo

1 hour ago, Ralf001 said:

From a health point ive had a bit of an ordinary 2023.

Severe Pnumonia - Both lungs, induced coma and icu for two months, then 1 month ward recovery.

Perforated large intestine - emergency surgery to cut and shut and bypass to colostomy bag, reversal surgery after 3 months.

7cm malignant tumour on kidney -  removed last week.

 

Total stay in hospital for 2023 - 127 days.

 

Wont take much more for me to decide my quality of life has taken a turn for the worse but suffice to say if the cancer comes back it will bye bye everyone.

Wow - i hope 2024 is better for you.

 

If you don't mind me asking, what age are you?

On 12/28/2023 at 4:47 AM, scubascuba3 said:

The last 6 months are often medically very expensive

Yes it can be Scuba, that's why I gave my Thai Dr a copy of my signed DNR papers. She was surprised by this and I explained I don't want my families inheritance blown away while I'm in ICU waiting for the grim reaper.She totally agreed and said she wished more elderly folks (I'm 73) would do this.She explained that is the Thai Drs credo to prolong life for as long as possible.My medical insurance has a ton of exclusions because of a previous bypass surgery. And no, I hope they don't put under for a broken leg.555     

22 minutes ago, PJ71 said:

Wow - i hope 2024 is better for you.

 

If you don't mind me asking, what age are you?

 

in the 40 to 50 age range.

On 12/28/2023 at 8:38 AM, In Full Agreement said:

 

 

You'll make the first responders very happy.

Reminds my of a YT story about the 1st responders being filmed picking up a deceased foreigner out of his apartment. In one corner you could just see 2x 24 packs of Leo cans(unopened). As they filmed them packing the body into the back of their truck you could plainly see the 2 boxes of beer. I still laugh about this whenever I see a rescue truck. He won't be needing this stuff where he's going.555

It's an interesting one.  I've noticed a lot of Indians and Pakistanis run up huge debts on luxury cars and nice houses drag it out for a year and then do a runner.

 

I could do with a bit of that.

2 hours ago, Ralf001 said:

 

in the 40 to 50 age range.

Bummer. Good luck, I hope things take a turn for the better. 

2 hours ago, Ralf001 said:

 

in the 40 to 50 age range.

Sorry that's tough at your age.

 

Hope 2024 is a little kinder to you

  • Popular Post

I am planning a SKI holiday for my next, 77th birthday.

Spending the Kids Inheritance. 

6 minutes ago, georgegeorgia said:

My advice ....live life to fullest 😄

 

Iam.

Have a couple of million in cash sitting the the safe for emergencies.... The bank accounts are a target to deplete .... I can live day to day on my salary.

18 minutes ago, GinBoy2 said:

Sorry that's tough at your age.

 

Hope 2024 is a little kinder to you

 

 

cheers... but yeah not many <deleted> given so will live accordingly.

 

I can see an end date.

3 hours ago, Ralf001 said:

 

in the 40 to 50 age range.

 

Are you unsure of the actual number?

1 hour ago, noobexpat said:

 

Are you unsure of the actual number?

 

Am fairly certain of my age, what concerns do you have ?

  • Popular Post
On 12/28/2023 at 7:35 PM, Fat is a type of crazy said:

Why not. Sounds like he was a long time public servant in Australia if his partner can get it after he goes. Likely didn't retire early. Worked a hard days work. The question was asked. Good for him. 

I was told this joke by a former chairman of the Victorian EPA:

 

"Why do public servants never look out of the window in the morning?"

 

" Because then they would have nothing to do in the afternoon".

2 hours ago, Ralf001 said:

 

Am fairly certain of my age, what concerns do you have ?

 

Why not just write your age?

 

  • Popular Post
2 hours ago, noobexpat said:

 

Why not just write your age?

 

Why are you bullying him?
It seems that he doesn't want to state his age in years, months, days or hours.

Leave it at that.

3 hours ago, Lacessit said:

I was told this joke by a former chairman of the Victorian EPA:

 

"Why do public servants never look out of the window in the morning?"

 

" Because then they would have nothing to do in the afternoon".

What's orange, has four wheels and sleeps six? 

 

CalTrans truck....

There was a popular financial advice book that I read over 20 years ago (forgot the name) that said the goal should be to die and have the check (remember those?) for your final arrangements bounce.

Of course for those that care about a legacy and leaving money to heirs that doesn't work, but I believed in it at the time.

My feeling now is that you should strive for a balance. 

It's very important to not run out of money before you die so it's almost impossible to be able to predict events that way.

But too many reach a point in older life when they can and should spend more, but through a life of "saving for retirement" find that very hard.

As another said, the last months and years are often incredibly medically expensive so it's more likely you'll go broke then BEFORE you die, then just at that point.

No easy answers on this one.

So my response to the topic title is that would be ideal, but it's not even close to a realistic goal. 

3 hours ago, Jingthing said:

There was a popular financial advice book that I read over 20 years ago (forgot the name) that said the goal should be to die and have the check (remember those?) for your final arrangements bounce.

Of course for those that care about a legacy and leaving money to heirs that doesn't work, but I believed in it at the time.

My feeling now is that you should strive for a balance. 

It's very important to not run out of money before you die so it's almost impossible to be able to predict events that way.

But too many reach a point in older life when they can and should spend more, but through a life of "saving for retirement" find that very hard.

As another said, the last months and years are often incredibly medically expensive so it's more likely you'll go broke then BEFORE you die, then just at that point.

No easy answers on this one.

So my response to the topic title is that would be ideal, but it's not even close to a realistic goal. 

And some people as they get old just don't want to do much. My mom was that way after my dad died. I/we used to try to get her to spend more, but she was happy living like she did. 

 

I told he when she died, I was going to buy a new Corvette. Her eyes lit up and she asked: Red? 

 

"Happiness is not getting what you want, it's wanting what you have."

  • Popular Post
11 hours ago, Yellowtail said:

And some people as they get old just don't want to do much. My mom was that way after my dad died. I/we used to try to get her to spend more, but she was happy living like she did. 

 

I told he when she died, I was going to buy a new Corvette. Her eyes lit up and she asked: Red? 

 

"Happiness is not getting what you want, it's wanting what you have."

I totally get that.

 

I really don't need anything more than I have, I've travelled the world seen a lot.

 

Now I'm pretty happy just being at home. Terribly boring for some I know, but having probably spent more nights in in a hotel bed than my own,  now just being in my own bed at night  is more than enough

11 hours ago, Yellowtail said:

And some people as they get old just don't want to do much. My mom was that way after my dad died. I/we used to try to get her to spend more, but she was happy living like she did. 

 

I told he when she died, I was going to buy a new Corvette. Her eyes lit up and she asked: Red? 

 

"Happiness is not getting what you want, it's wanting what you have."

 

I went to Homepro this morning to buy garden hose fittings.

 

Bought a 98" Tv for the bedroom !

 

I was happy with the 65" I had.

16 minutes ago, Ralf001 said:

 

I went to Homepro this morning to buy garden hose fittings.

 

Bought a 98" Tv for the bedroom !

 

I was happy with the 65" I had.

Nice! Are you happier with the new one? 

 

 

This is certainly my aim, and I've been perfecting this idea for many years :)

5 minutes ago, Yellowtail said:

Nice! Are you happier with the new one? 

 

 

Honestly, for the bedroom the 65" is the better fit.

But the 98" is <deleted> awesome !

 

 

2 minutes ago, simon43 said:

This is certainly my aim, and I've been perfecting this idea for many years :)

 

You can do it !.

 

My immediate aim is to delete the bank account balances and live month to month on salary.

 

 

2 minutes ago, Ralf001 said:

Honestly, for the bedroom the 65" is the better fit.

But the 98" is <deleted> awesome !

 

 

Enjoy it! 

2 minutes ago, Yellowtail said:

Enjoy it! 

pornhub in 4K on 98" is next level.

 

Prefer to fap in the loungeroom though as I have a projector set up @ 160" but it aint 4k.

 

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