Age 75 Vehicle Insurance

[sgtsabai]

I changed insurance companies last year after an attempt to scam me out of a considerable amount of money. I drive an expensive car, Thai import prices, Mustang GT. I carry first class ins. and always have on previous vehicles. Thai DL for 18 yrs. I'm 79 and still have first class insurance. If your insurance company chooses to not renew, I believe you can find another one. 

[Jaggg88]

On 12/29/2024 at 7:37 AM, bkk6060 said:

Have you had any claims?

I pay 20k a year for Class 1 with all the idiot drivers it is the only way to go in my opinion.  

Honda Insurance quoted me 20k but I got almost the same cover with Rooja for 9000. My wife didn't believe it and insisted on speaking with Rooja who confirmed I was correct. She was redfaced as she had just paid some stupid premium with BMW

[Negita43]

I thought in Thailand they insured the car not the driver.Currently I'm on class 3 for all my cars as they are ancient (like me) but when one of them was new I'm sure the policy (class 1) covered the car for any driver.

[vinny41]

1 hour ago, Negita43 said:

I thought in Thailand they insured the car not the driver.Currently I'm on class 3 for all my cars as they are ancient (like me) but when one of them was new I'm sure the policy (class 1) covered the car for any driver.

Car insurance rules have changed since yesterday for new cars all cars from January 1st 2026

Overhauling "car insurance" for the next 20 years, forcing name identification and calculating premiums based on risk

Because in reality, the risk of a car is not in the car itself but in the driver

 

[vinny41]

13 hours ago, crazykopite said:

I have 1st class because my vehicle cost 1.3 million baht hard cash I’m with Roojai I will be 74 in February and my current insurance expires September so it will be interesting to see if they insure me for another year if not I will have to use the government insurance only problem is it’s a very basic insurance unlike my 1st class  !

From January 1, 2026 onwards, all types of car drivers must have voluntary insurance with "named driver" policy

https://www.thaipbs.or.th/news/content/347517