This Valentine’s Day, protect those you love with comprehensive health insurance.

[CharlieH]

 

Show your love this Valentine's Day with a gift that lasts: health insurance. It's a profound expression of love and care for those you hold dear. 

Unlike fleeting gifts like chocolates or flowers, health insurance provides long-term security and invaluable peace of mind. It serves as a safeguard, ensuring your loved ones have access to essential care when they need it most.

Why health insurance is essential for your loved ones

Health insurance acts as a vital safety net that protects your loved ones' health without straining your budgets.

• Financial security: Medical costs can quickly become overwhelming, especially when faced with unexpected illnesses, accidents, or emergencies. Health insurance acts as a buffer against these potentially devastating expenses.

• Access to quality healthcare: Health insurance opens doors to a network of trusted doctors, specialists, and reputable hospitals. This access ensures that your family receives timely and appropriate medical attention.

• Peace of mind: Knowing that your loved ones are protected in case of illness or injury alleviates the constant worry about unexpected health issues.

• Preventive care and wellness: Most comprehensive health insurance plans include coverage for essential preventive services, such as regular check-ups, vaccinations, and health screenings. 

• Support for ongoing health needs: For those managing chronic conditions, health insurance covers the costs of necessary medications, regular doctor visits, and ongoing treatments.

Choosing the right plan

Before making your move and selecting the right health insurance plan for your family, there are a few things to keep in mind.

• Comprehensive coverage: Prioritise a plan that offers comprehensive coverage for a wide range of medical needs, including hospital stays, doctor visits, maternity care, specialised treatments, and preventive check-ups.

• Value of family plans: A family health insurance plan covers all family members under a single policy, simplifies policy management, and often results in significant cost savings compared to individual plans. 

• Global coverage: If your family frequently travels or lives abroad, a plan with global coverage ensures that your loved ones have access to quality medical care no matter where they are in the world.

• Efficient claims process: Look for a health insurance provider with a user-friendly and efficient claims process and a proven track record of paying claims quickly and smoothly.

• Network of hospitals and providers: Carefully review the list of hospitals and doctors included in the plan's network. A wider network translates to more options for quality care without incurring additional out-of-pocket expenses. 

Why is Cigna the perfect choice?

 

Cigna Health Insurance is a reputable choice for families seeking reliable health coverage, particularly for expatriates. Cigna offers a range of flexible plans tailored to meet a variety of needs and budgets, all with a strong focus on improving customer health and well-being

 

Key benefits of Cigna health insurance

• Inpatient care coverage: Cigna provides generous coverage for hospital stays, often with limits reaching up to US$1,000,000 per year. 

• Outpatient visits and consultations: Cigna plans typically include coverage for outpatient visits, with annual limits often reaching US$25,000, making routine consultations and appointments more affordable.

• Support for chronic conditions: Cigna offers coverage for the ongoing care and management of chronic illnesses, ensuring continuous treatment and support without prohibitive costs.

• Global emergency coverage: In the event of life-threatening emergencies, Cigna covers 100% of the costs associated with emergency evacuation, regardless of where you are in the world.

• Preventive care: Preventive care services, including routine check-ups, vaccinations, and health screenings, are typically included in Cigna plans.

 

Overview of Cigna plans designed for expat families

• Cigna Close Care: Tailored for expats living in Thailand, providing access to healthcare facilities in major cities all over the country. It covers essential healthcare services and is designed to comply with local regulations and requirements.

• Cigna Global: Ideal for expats who travel frequently or reside in multiple countries throughout the year. It offers worldwide coverage and access to an extensive network of hospitals all over the world.

• Inpatient and outpatient coverage: Both Cigna Close Care and Cigna Global Health plans provide comprehensive coverage for hospital stays, major surgeries, and regular doctor visits.

• Mental health support: Cigna plans often include coverage for outpatient counselling and therapy services.

Valentine's Day special offer

This Valentine's Day, Cigna is offering exclusive discounts and special promotions on family health insurance plans. Don't miss this limited-time offer to secure your family’s future health and well-being at an affordable price.

 

 

Why is health insurance the perfect gift?

 

Health insurance is much more than just a financial safety net; it brings reassurance and peace of mind to families.

 

• Reduces stress: Medical emergencies are inherently stressful, and health insurance eases this burden by covering medical expenses.

• Confidence in seeking care: With health insurance coverage, loved ones can visit the doctor without hesitation or fear of exorbitant costs. 

• Supports long-term well-being: Health insurance encourages preventive care. This proactive approach to early detection contributes to better long-term health outcomes.

Show your love this Valentine's Day

With tailored plans designed to meet diverse needs, health insurance is a meaningful and lasting way to protect your loved ones by offering financial security, ensuring access to quality healthcare, and providing peace of mind. 

 

 

This Valentine's Day, give your loved ones the ultimate gift of protection and care with Cigna health insurance. It's a thoughtful and meaningful way to demonstrate that their health and well-being are always your top priority. 

 

Original article by The Thaiger