I am single. I am thinking to buy life insurance when I have kids. I like to live here in Thailand. 

 

Which expat life insuranxe you recommend? Do they weasel out of paying too like health insurance? 

 

Thanks 

 

Could you say how old you are---- you dont have to have a Thai based Company,

especially if it is going to be some years before you decide to live here--and in years to come maybe another country may look a better deal then Thailand.........

Depends where you're from.

I am 32 years old Canadian. Single dude.  I could change my mind and live somewhere else. Thanks guys

Age, duration of stay ? lets start there.

Just now, CharlieH said:

Age, duration of stay ? lets start there.

32 years old, just 1 to 2 year, I might stay there or leave 

12 minutes ago, global expat said:

32 years old, just 1 to 2 year, I might stay there or leave 

You should strongly consider these people at your age for decent coverage and flexibility.

 

 

Obtaining life insurance may require a bit more planning and thought than taking out travel or medical insurance. There are fewer life insurers catering to the expat market.

 

If you have need for only a modest amount of life insurance and you live in Thailand, then a Thai insurer may be able to meet your needs. Most Thai insurers prefer to offer whole life instead of term life. For a number of reasons, Thai life insurance tends to be expensive when compared with cover offered in larger, more developed markets.

 

If you need a significant amount of life insurance, then you might want to look at other options, including Canadian insurers, but bear in mind that some Canadian insurers may not wish to cover someone who lives overseas. Talk to a broker and an estate planner in Canada if you need a large amount of life insurance and/or have a large or complex estate.

 

 

@Etaoin Shrdlu makes sense. It is better to buy life insurance in canada where the regulation is stromger. Thabks guys 

I have life insurance with William Russell which ensure insurance is part of in Asia I think.

I pay £54 a month for £120,000 insurance upon death. 

16 hours ago, oxo1947 said:

 

Could you say how old you are---- you dont have to have a Thai based Company,

especially if it is going to be some years before you decide to live here--and in years to come maybe another country may look a better deal then Thailand.........

....and laws are changing every year. Same as visas. 

So don't plan decades ahead.

@Sheryl Hi Sheryl, I know you recommend to buy  health insurance from a western based company under western regulation. What about your tips for expat Life insurance? Thanks 

7 hours ago, global expat said:

@Sheryl Hi Sheryl, I know you recommend to buy  health insurance from a western based company under western regulation. What about your tips for expat Life insurance? Thanks 

Sorry I am not knowledgable about Life Insurance. 

@Sheryl no worries. Out of curiosity, why did you choose april international insurance over axa from the UK, cigna, and Allianz? Thanks 

If it helps I personally recommend this Broker who helped me though the minefield that is Thai Medical Insurance and was very happy with them including help with all the claims I made, not just Medical but also the car and wife’s bike

https://www.aainsure.net/VIP-505