Question for US Citizen with US-based Charles Schwab Account

[connda]

I have a brokerage account that used to be Datek, then TDAmeritrade, and now Charles Schwab.

I've got a couple of questions for those who still hold a US based account with a US residence address.  Do any of you use your US address as your permanent physical address and your Thai address as a mailing address.  The reason I'm asking is that I've obviously have had a brokerage account for a long time but I'm considering opening a bank account with them now too as I have to begin pulling money out of my IRA and I might as well bank it with Charles Schwab.  Having a Charles Schwab debit card would be a plus with it's no foreign ATM fees. 
So I was curious to know if they would mail the debit card to a Thai address?  Has anyone done that? 

I know I could open a Charles Schwab International account, but I don't believe you can assign a beneficiary with that account.  That's important as I don't have a US "Will" and when I die those funds need to be transferred to my wife who is my beneficiary which is set up for my IRA and Individual brokerage account (TOD).  So at this time I'm not looking at the International account.
So just checking to see if anyone else with a US account and a US physical address has used a Thai mailing address to receive their debit card.