I am saddened to read of those having issues with transfers of money into Thailand taking longer than they want.
Why not keep a small amount in a Thailand bank as a 'buffer' ? Why all this last minute money transfer of money?
ie have enough money in Thailand to pay 2 months worth of bills, and continually, every month, replenish that, such that buffer is always in place and only drops when there is a delay due to Wise or Revolut, or Swift, or how ever one does the transfer. Then the delay has far less impact.
Yes - I know, one will not get as much interest, in a Thai bank , for that 2 months of financial margin (as a buffer) that one will get in a European or North American bank, but unless one has a MASSIVE monthly expense, we are not talking about a lot of money, nor a lot of interest.
To me keeping some small amount of money in Thailand makes all of this concern about a 'timely transfer' go away.
Anyway - best wishes and good luck to all trying to get the most out of how you time the transfers. i do hope this works out for the better. Again - good luck and best wishes.
It's not the effectiveness. It's more about priorities.
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