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Bank account frozen

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This could create a " Farang bank run" ,if other banks should follow  .....imaging we could not pay our rent or other  things .....( lucky i have still my supply  € notes i brought as a reserve ...)  🤑

 

Once more it is proven Cash is King 😁

 

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  • This is why people use an agent. No money that can be confiscated.

  • You can't catch a break can you? First jail. Now this?   What did you do in your previous life?

  • Who's fault is that? If you are living 1400k from you bank, it is time to open a local account.

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You know it's quite possible that the OP was planning on leaving the country in which case he would want full access to his funds - then maybe he gets a new visa next year or whenever.

They can't just lock down your money - what if you moved to Thailand and then decided after a couple of months that it's not for you - and go to Vietnam - you're left with a bank account in Thailand with no address and no access to your money?

 

43 minutes ago, Hellfire said:

ATM locked. The only explanation - a new policy. And somehow ot is related to all foreigners. No other details (not sure the woman new any additional details). Now I was sent to bring a rental agreement from my home. I did not violate any rules, anything. Was at my branch just a month ago, there were any issues regarding my account.

There is no new rule for all foreigners, something has triggered youraccount, could simply be they want to update your details, a foreigner sending and receiving money from/to other Thai bank accounts might trigger an account review or perhaps money you are sending to an account is under review, i hope any branch can sort it out, but do not be surprised if you are told to go to the branch you opened the account with

I went to Pattaya beach road branch. I brought passport, bank book, driving license and copy of condo contract. They told me they will send this information to their HQ for verification. In the meantime for the next few day the account will  'frozen" temporary 😅.

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An update: it is impossible to solve “the problem” in Khon Kaen since my bank account is in Pattaya. 20 hour ride now necessary. Just to get access to my money. In 12 days as a best case scenario. Do they think they can do whatever they wish to foreigners in this country? Do we have any human rights here?

The girl from my branch explained to me on the phone that the problem is that I opened the account on a tourist visa. Which is strange since I opened the account one year ago specifically in order to get a retirement visa.  And I visited my branch just acouple of months ago to get an extension for the retirement visa. I am quite confused now.

3 hours ago, Hellfire said:

Yes

So that is your problem. Dropped under 800K within the 3-month required for the extension.

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l was afraid of stuff like this years ago. It's the main reason why I lost interest in opening an account here.

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41 minutes ago, howerde said:

There is no new rule for all foreigners, something has triggered youraccount, could simply be they want to update your details, a foreigner sending and receiving money from/to other Thai bank accounts might trigger an account review or perhaps money you are sending to an account is under review, i hope any branch can sort it out, but do not be surprised if you are told to go to the branch you opened the account with

Look at the message right below yours. Guys are getting the same problem as me. And this is what they say to me in the bank - it is foreigner bank accounts’ related. 

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18 minutes ago, LespaulAN said:

I went to Pattaya beach road branch. I brought passport, bank book, driving license and copy of condo contract. They told me they will send this information to their HQ for verification. In the meantime for the next few day the account will  'frozen" temporary 😅.

This is more or less what I was told to do. Just in my case I need to travel 1500 km (two ways) to my branch. Even more embarrasing is the fact that I just returned from a trip to Pattaya 2 days ago.

Same as Hellfire, She told its because I open this account with the help of agent while I am on tourist visa last year when I just came here. But she did assure me that now that I am on proper non o visa, they just need to update this information.  I don't think even for these money grab banks in Thailand they would just take the money from us.  Finger crossed!

11 minutes ago, Hellfire said:

This is more or less what I was told to do. Just in my case I need to travel 1500 km (two ways) to my branch. Even more embarrasing is the fact that I just returned from a trip to Pattaya 2 days ago.

What caused the shortfall of 20K baht?

 

IMO your choices are to fix whatever the problem is at the branch, or try to deal with unsympathetic IO's when your extension is due.

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13 minutes ago, LespaulAN said:

Same as Hellfire, She told its because I open this account with the help of agent while I am on tourist visa last year when I just came here. But she did assure me that now that I am on proper non o visa, they just need to update this information.  I don't think even for these money grab banks in Thailand they would just take the money from us.  Finger crossed!

I don’t believe they intend to take our money. This is just another example of bureaucracy doing what it does best: creating unnecessary problems for ordinary people. These dehumanizing systems exist only for their own sake and are, at their core, deeply inhuman structures.

 

I advise everyone to keep at least some of their money in crypto stablecoins like USDT. No police, no bureaucracy, no other inhuman social construct will ever be able to arbitrarily restrict your access to what is rightfully yours.

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30 minutes ago, Hellfire said:

An update: it is impossible to solve “the problem” in Khon Kaen since my bank account is in Pattaya. 20 hour ride now necessary. Just to get access to my money. In 12 days as a best case scenario. Do they think they can do whatever they wish to foreigners in this country? Do we have any human rights here?

The girl from my branch explained to me on the phone that the problem is that I opened the account on a tourist visa. Which is strange since I opened the account one year ago specifically in order to get a retirement visa.  And I visited my branch just acouple of months ago to get an extension for the retirement visa. I am quite confused now.

 

I see it as a major problem that they make THEIR ineptitude OUR problem.

 

You opened your bank account as a tourist last year, when that was still allowed. You went there a few months ago, so they could have updated your visa status - as you're now on a longterm extension.

 

They failed and make it your problem by freezing your account. I think that's completely unacceptable, surely they could have given you some advance warning at the very least. Reading all these reports makes me very disappointed with Bangkok Bank.

 

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10 minutes ago, Lacessit said:

What caused the shortfall of 20K baht?

 

IMO your choices are to fix whatever the problem is at the branch, or try to deal with unsympathetic IO's when your extension is due.

Since the problem does not seem to be related to the 800k, I would prefer not to continue discussing this topic within the scope of this discussion.

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41 minutes ago, Hellfire said:

Khon Kaen since my bank account is in Pattaya. 20 hour ride now necessary.

Are you going by bicycle?

Not sure it's your account frozen, but it's your banking app frozen.

If you haven't done the facial recognition at any bank branch, that's the reason.

 

Happened to me a couple of months back, branch staff didn't have a clue, and gave me same old lies, need to visit original branch, all bs by lazy incompetent staff.

 

Hold your ground, they'll give in and set up the facial recognition, your app will start working again.

7 minutes ago, Hellfire said:

I don’t believe they intend to take our money. This is just another example of bureaucracy doing what it does best: creating unnecessary problems for ordinary people. These dehumanizing systems exist only for their own sake and are, at their core, deeply inhuman structures.

 

I advise everyone to keep at least some of their money in crypto stablecoins like USDT. No police, no bureaucracy, no other inhuman social construct will ever be able to arbitrarily restrict your access to what is rightfully yours.

And HOW you go collect in cash money in Thailand if needed ,in a case like now ?? As banks now already making it difficult to take your own money cash in the simplest shape ....bills

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1 minute ago, WorriedNoodle said:

Are you going by bicycle?

It is not less than 15 hours ride both ways. Non stop. If you stop here and there 17-18 hours easily. I just returned from the trip, quite exhausted. 2000+ baht petrol expenses. 

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2 minutes ago, BritManToo said:

Not sure it's your account frozen, but it's your banking app frozen.

If you haven't done the facial recognition at any bank branch, that's the reason.

 

Happened to me a couple of months back, branch staff didn't have a clue, and gave me same old lies, need to visit original branch, all bs by lazy incompetent staff.

 

Hold your ground, they'll give in and set up the facial recognition, your app will start working again.

My ATM card is locked too. My funds are unaccessible which was confirmed by the bank clerks.

36 minutes ago, Hellfire said:

This is more or less what I was told to do. Just in my case I need to travel 1500 km (two ways) to my branch. Even more embarrasing is the fact that I just returned from a trip to Pattaya 2 days ago.

Who's fault is that? If you are living 1400k from you bank, it is time to open a local account.

13 minutes ago, Hellfire said:

I don’t believe they intend to take our money. This is just another example of bureaucracy doing what it does best: creating unnecessary problems for ordinary people. These dehumanizing systems exist only for their own sake and are, at their core, deeply inhuman structures.

 

I advise everyone to keep at least some of their money in crypto stablecoins like USDT. No police, no bureaucracy, no other inhuman social construct will ever be able to arbitrarily restrict your access to what is rightfully yours.

I think you created your own problems and now want to blame "the system".

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1 minute ago, mikebike said:

I think you created your own problems and now want to blame "the system".

How exactly I created it?

13 minutes ago, Caldera said:

 

I see it as a major problem that they make THEIR ineptitude OUR problem.

 

You opened your bank account as a tourist last year, when that was still allowed. You went there a few months ago, so they could have updated your visa status - as you're now on a longterm extension.

 

They failed and make it your problem by freezing your account. I think that's completely unacceptable, surely they could have given you some advance warning at the very least. Reading all these reports makes me very disappointed with Bangkok Bank.

 

Why have I not experienced this "ineptitude"? Hmmm... Maybe because it is not all that difficult to stay on top of this stuff? Just sayin', peeps LOVE to whinge.

Just now, Hellfire said:

How exactly I created it?

By having an account 1500k away that you whinge about accessing and not having 800k in when they looked.

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1 hour ago, Hellfire said:

ATM locked. The only explanation - a new policy. And somehow ot is related to all foreigners. No other details (not sure the woman new any additional details). Now I was sent to bring a rental agreement from my home. I did not violate any rules, anything. Was at my branch just a month ago, there were any issues regarding my account.

You are jumping the gun a bit. When a bank says it is visa related, it cannot be assumed it has to do with funds for an extension.

Back in 2014 I got an email saying I had to visit the branch and show passport or i would  lose access to online banking. They wanted to check I had a long term visa, I had a Non O ME at the time and that was considered acceptable.

In the last day or so a message has appeared on my phone from  TTB  that I must visit "a branch" with passport by 9th Sept 2025. Only a couple of week notice and I seldom take notice of messages, there was one on there for weeks about FATCA, ignored that one.

If I don't go what is likely to happen.

 

Its not only you. I got the same message just half an hour ago. I opened the account early this year on a tourist visa as I was purchasing a condo. Now I am halfway around the world...

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1 minute ago, mikebike said:

By having an account 1500k away that you whinge about accessing and not having 800k in when they looked.

I think this is only a secondary problem. The real issue is waking up in the morning and finding out that you suddenly have no money for your everyday life. Yesterday, before going to sleep, you had more than enough, and now you are practically bankrupt. And all of this just because someone at the bank decided to introduce a new policy?

 

What if I had children who needed food? What if I myself had planned to buy expensive medicine this morning? There are thousands of possible “ifs” — but who cares? At the bank, I was told it would take at least 12 days before I could regain access to my own money.

 

Closed in seconds — opened only after weeks, if not longer.

1 minute ago, jimaz said:

Its not only you. I got the same message just half an hour ago. I opened the account early this year on a tourist visa as I was purchasing a condo. Now I am halfway around the world...

Funny how sovereign countries have rules, eh. They might not be the same as your country, but if you don't understand them, and the fact that rules will change over time, you will end up in these situations. Deal with it 

5 hours ago, Cameroni said:

This is why people use an agent. No money that can be confiscated.

No money has been confiscated in the OP's case.

2 minutes ago, Hellfire said:

I think this is only a secondary problem. The real issue is waking up in the morning and finding out that you suddenly have no money for your everyday life. Yesterday, before going to sleep, you had more than enough, and now you are practically bankrupt. And all of this just because someone at the bank decided to introduce a new policy?

 

What if I had children who needed food? What if I myself had planned to buy expensive medicine this morning? There are thousands of possible “ifs” — but who cares? At the bank, I was told it would take at least 12 days before I could regain access to my own money.

 

Closed in seconds — opened only after weeks, if not longer.

See my post above. You assumed, for no particular reason, that things were good. You are either naive or very simple.

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