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Marriage Visa (Non O) extension, bank statement?

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I have been doing a Non O marriage visa extension for many years now using the B400k in the bank method. I know about seasoning and the new BKK Bank B400k 4 month rule etc.

 

I would like to know if a 3 month bank statement is needed for another year's extension along with the letter even if I show constant withdrawals and deposits in the account (not dipping below B400k).

 

The KBank has closed at CW, so I transferred the +B400k to my BKK Bank acc.  I am afraid that if the IO requests a statement, will the BKK Bank in CW issue it on the spot if required by the IO?

 

Many thanks

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  • I know quite a few who just set and forget it and leave their 400 000 in an account and don't touch it.    

  • Assuming you don't have another bank account I would suggest you do the plan you stated above.    Leave a balance of 410k in your BBL account and put the rest into Mrs account or wherever. 

  • You base that on, what, a few questions from forum members that represent a fraction of the total expat community in Thailand. I've seen more posts like @Cuchulainn claiming to maintain the 400K

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6 minutes ago, Cuchulainn said:

I would like to know if a 3 month bank statement is needed for another year's extension along with the letter even if I show constant withdrawals and deposits in the account (not dipping below B400k)

The Bank Book with photocopies should be sufficient. 

Thinking you made things difficult by using BBL. 

The Bank Statement along with Bank letter do not need to be obtained on day of application. 

Granted the update does. 

I did this few days ago albeit retirement. 

I use K Bank and obtained statement + Letter couple of days prior and then updated early at local branch on day of application. 

 

Back to your questiin. Pretty sure BBL can do 3 months on the spot. 

  • Author

Thanks Jack.

 

I know BKK Bank is a law unto itself but it is preferable to have a branch at CW rather than have to traipse all the way to KBank IT Square if a statement or other urgent paperwork is needed on the day of application!

 

I usually get the bank letter the day before application.

 

So, you reckon that if an account is constantly in use (withdrawals and deposits), there should be no need for a 3 month statement?

24 minutes ago, Cuchulainn said:

So, you reckon that if an account is constantly in use (withdrawals and deposits), there should be no need for a 3 month statement

My experience is this: 

First up on retirement I need to show 12 months of bank book at CW for extension. 

Everything was fine for years. 

Then couple of years back I had issues as my dedicated bank account had zero transactions for 2 months. 

 

Immigration: you go get 12 month bank statement... 

Fortunately they let it slide, however since then I always obtain 12 month bank statement. 

 

Back to you: you only require proof of funds for two months. Immigration will accept your bank book photocopies if you have transactions each month. 

24 minutes ago, Cuchulainn said:

I know BKK Bank is a law unto itself but it is preferable to have a branch at CW rather than have to traipse all the way to KBank IT Square if a statement or other urgent paperwork is needed on the day of application!

That would not happen. 

Immigration would accept your bank statement + bank letter obtained days earlier. 

Granted you still need to update bank book. 

I'm bit lucky in that K bank has branch that opens 8.30am on way to immigration. 

So that was minor inconvenience. 

 

My blood is boiling with BBL. 

Personally wouldn't deal with them with this rogue 4 month prank 

 

Edit: off topic but my thinking is that CW will move to Bank Statements being required at some point in future

2 hours ago, Cuchulainn said:

Thanks Jack.

 

I know BKK Bank is a law unto itself but it is preferable to have a branch at CW rather than have to traipse all the way to KBank IT Square if a statement or other urgent paperwork is needed on the day of application!

 

I usually get the bank letter the day before application.

 

So, you reckon that if an account is constantly in use (withdrawals and deposits), there should be no need for a 3 month statement?

There is no problem obtaining an on the spot bank statement up to 6 months old from any Bangkok bank branch.

Only 12 month statements have to be pre-ordered 5 days in advance.

 

I always obtain a 3 month bank statement + letter and update passbook on the same day (not CW) within 20 minutes.

 

 

1 hour ago, DrJack54 said:

My blood is boiling with BBL. 

Personally wouldn't deal with them with this rogue 4 month prank 

Why, if it doesn't affect you.
It really only affects those on extensions based on Thai spouse who deposit the 400K 2 months prior, then seek to withdraw it after obtaining the extension.

 

Personally, I find certain advantages to Bangkok bank over Kasikorn.

Using Wise, the transfers are coded as FTT, rather than requiring a credit receipt from Kasikorn.
You can update the passbook on the day without the need to make a deposit on the day to update.

  • Author

Thanks to Dr Jack and Liquorice.

 

I will show movement in my BBL acc every month and not get a 3 month statement.

 

IF needed, then I can run downstairs to BBL and get an on the spot 3 mth statement.

 

By the way, I hear 90 days had moved up a floor. What about reentry permit section? Still in the main office?

6 minutes ago, Liquorice said:

Why, if it doesn't affect you.

Allow me to introduce you to the word "principle" 

What BBL has done recently is perhaps the biggest nonsense I have ever read about a bank. 

As for your FTT which is BBL specific that is not required as per my recent extension report using K bank. 

I had 12 month statement printed in Thai and that bypasses any code issue. 

This week I obtained 12 month bank statement + bank letter on the spot Monday. 

Wed dropped into local K bank at 8.30am. Smooth as silk. 

BTW my transfers using WISE to K bank are instant. 

Have read mixed reports re BBL. 

Rubbish bank 

22 minutes ago, Liquorice said:

Using Wise, the transfers are coded as FTT, rather than requiring a credit receipt from Kasikorn.

Read my current thread re proof of transfers from abroad. 

Having 12 month statement in Thai language negates that. 

Also my WISE transfers with K bank are instant. 

Unlike some reports re BBL. 

Finally as a matter of principle I would have nothing to do with a rubbish bank that can "freeze" Account for 4 months. 

That's just insane

 

 

3 hours ago, DrJack54 said:

Back to your questiin. Pretty sure BBL can do 3 months on the spot.

Last year when I asked for a 3 month statement the guy looked at me strangely and mumbled something as he walked away from the counter, he returned with a 4 month statement, and presumably repeating what he had said earlier, told me that was what I needed.  still cost the same at 100 bt  yes they do it on the spot and at any branch, (in my experience)

5 minutes ago, Bday Prang said:

still cost the same at 100 bt  yes they do it on the spot and at any branch,

Brilliant, however only bank bank that cannot provide a 12 month bank statement on the spot. Bizarre. 

Good to see some banks still use courier pigeons

1 minute ago, DrJack54 said:

Brilliant, however only bank bank that cannot provide a 12 month bank statement on the spot. Bizarre

I have never needed one for immigration purposes , and I guess it could be a pain if one lives far from a bank, but,would several 3 or 4 month  or even 6 month statements, if available , running concurrently  be acceptable ?  Or is that a matter for each individual office to decide? 

32 minutes ago, Cuchulainn said:

By the way, I hear 90 days had moved up a floor. What about reentry permit section? Still in the main office?

Do you plan to do reentry on same visit. 

On last Wed I did annual extension with 1pm appointment + reentry permit 2.20pm

Worked perfect. 

One tip : with appointment for reentry permit do not obtain que ticket. 

Just approach empty desk C-2 and show hard copy print out of appointment

 

 

  • Author

Not until next year. Just getting my ducks in a row (withdraw & deposit every month) ready for the crapshoot!!

8 minutes ago, Cuchulainn said:

Not until next year. Just getting my ducks in a row (withdraw & deposit every month) ready for the crapshoot!!

No Crap shoot. Only if using BBL

 

So you have time. Also a Non O. 

Step 

1. Open bank account with Kasikorn or other normal bank 

2. In the two months prior to next extension obtain 3 month bank statement + Bank Letter. 

3. Plus all the standard stuff for your extension. 

Currently on tender hooks myself, Fully expecting to be called in to the bank to verify myself or whatever it is they are checking, but so far have heard nothing. My details are well out of date but I don't use internet banking or their App, so maybe that's why?  Keeping my fingers crossed.

26 minutes ago, DrJack54 said:

Brilliant, however only bank bank that cannot provide a 12 month bank statement on the spot. Bizarre. 

Good to see some banks still use courier pigeons

annoyingly, I'm sure they could if they wanted too. Its hardly rocket science

4 minutes ago, Bday Prang said:

Currently on tender hooks myself, Fully expecting to be called in to the bank to verify myself or whatever it is they are checking, but so far have heard nothing. My details are well out of date but I don't use internet banking or their App, so maybe that's why?  Keeping my fingers crossed.

What is your current status in Thailand. 

Meaning on annual extension from a Non O or visa exempt entry entry OR? 

If you have extension from a Non O then zero issue

  • Author

I have always had 2 accs, Kbank and BBL.

 

The Kbank at CW closed last month so I transferred the +400k from Kbank to my BBL acc.

 

It's just I feel happier knowing there's a branch in CW in case of any unforeseen bank paperwork needed on day of extension.

 

I always keep +400k in an account specifically for immi purposes, so to be honest, although the BBL 4 month principle is annoying, it doesn't really affect me.

 

Anyway, thanks to all for your input and help

4 minutes ago, Cuchulainn said:

I always keep +400k in an account specifically for immi purposes, so to be honest, although the BBL 4 month principle is annoying, it doesn't really affect me.

Fine. So why even bother with the thread. 

Would suggest very few guys on marriage extension maintain the 400k all year round. 

For most it's just the two months seasoning. Many threads asking if funds can be withdrawn during under consideration period. 

 

So basically the thread is irrelevant. 

  • Author

No, not irrelevant. The thread was about if a 3 month statement needed. Thats all I wanted to know.

1 hour ago, DrJack54 said:

Read my current thread re proof of transfers from abroad. 

Having 12 month statement in Thai language negates that. 

As I've often advised, but you continually advise no bank statements required, just update passbook.
Wouldn't it be wise to air on the side of caution and advise to update passbook and obtain bank statement for the sake of 200 BHT.

 

1 hour ago, DrJack54 said:

Also my WISE transfers with K bank are instant. 

Same with Bangkok bank, it all depends on what time and how you do the transfer.

Time zones also make a difference, you know.

Australia is at least 4 hours ahead of Thai time.
UK is 6 hours behind Thai time.

 

 

23 minutes ago, DrJack54 said:

Would suggest very few guys on marriage extension maintain the 400k all year round. 

You base that on, what, a few questions from forum members that represent a fraction of the total expat community in Thailand.

I've seen more posts like @Cuchulainn claiming to maintain the 400K all year round.

11 minutes ago, Liquorice said:

As I've often advised, but you continually advise no bank statements required, just update passbook.

Absolute nonsense. 

I have been advising for last 2 years that CW require 12 month bank statement. 

And I have provided that. 

Obtained couple of days prior to application along with bank letter.

 

13 minutes ago, Liquorice said:

Same with Bangkok bank, it all depends on what time and how you do the transfer.

Nonsense. My transfers to my WISE account from Oz bank then to my Thai K bank is instant. 

I transfer 120k every month. Instant. 

 

 

36 minutes ago, Cuchulainn said:

No, not irrelevant. The thread was about if a 3 month statement needed. Thats all I wanted to know.

Then obtain a 3 month statement to cover bases. 

After all you need attend bank for Bank Letter. 

6 minutes ago, DrJack54 said:

Absolute nonsense. 

I have been advising for last 2 years that CW require 12 month bank statement. 

If you say so.

 

6 minutes ago, DrJack54 said:

Nonsense. My transfers to my WISE account from Oz bank then to my Thai K bank is instant. 

I transfer 120k every month. Instant. 

You completely negated the fact that time zones also make a difference.
 

4 minutes ago, Liquorice said:

You completely negated the fact that time zones also make a difference.

Funniest thing I have read in a long time. 

Every month I wake on #14th .. Open phone. Transfer 5k aud to my WISE "wallet" Step 2 (simultaneously) transfer from WISE wallet to Thai bank account. INSTANT. 

Think US guys have various issues with WISE. Not my concern

13 minutes ago, DrJack54 said:

Well they are foolish. 

Much better options to waste 400k in minimal %  account in Thai bank. Stop trolling. 

As foolish as those that choose to keep, 800K in the bank all year around.
Having a different opinion is not trolling.

 

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