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Marriage Visa (Non O) extension, bank statement?

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21 hours ago, DrJack54 said:

400k left in bank is a personal choice. 

IMO a poor option. 

When I originally deposited 400K in a Thai bank for Immigration purposes, the exchange rate was 52 BHT - £1.
Discounting transfer fees that equated to £780.

If I were to withdraw those funds after receiving an extension, then top up to 400K again 2 months prior to the next extension, the current exchange rate is 42.5 BHT to £1.

I would have to transfer £950 now to meet the 400K requirement.

 

I'd be nuts to withdraw now and top up next year, unless I could find an investment fund offering a growth of more than 21% over 9 months.

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  • I know quite a few who just set and forget it and leave their 400 000 in an account and don't touch it.    

  • Assuming you don't have another bank account I would suggest you do the plan you stated above.    Leave a balance of 410k in your BBL account and put the rest into Mrs account or wherever. 

  • You base that on, what, a few questions from forum members that represent a fraction of the total expat community in Thailand. I've seen more posts like @Cuchulainn claiming to maintain the 400K

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22 hours ago, DrJack54 said:

You must have Thai wife (400k) make sure you have a will. 

The 400k does not necessarily ensure easy access for wife. 

Even without a Will under Thai Inheritance laws, the wife is rightful heir (no children),
Takes 30 days to obtain a Court Order to immediately release the funds.
Speaking from experience.

26 minutes ago, Liquorice said:

Even without a Will under Thai Inheritance laws, the wife is rightful heir (no children),

No one is suggesting that ultimately the wife would not have access to deceased husbands bank account. 

 

Your experience of 30 has been posted previously. 

There are a zillion threads on this in other forums. 

 

Many do not outline the simple process you outline. 

Then of course there is also the MANY farang that have long term relationship without marriage. (realize this thread concerns marriage) 

https://aseannow.com/topic/1317531-800000-baht-account-after-i-die-can-the-partner-access-the-account/

 

11 minutes ago, DrJack54 said:

Then of course there is also the MANY farang that have long term relationship without marriage. (realize this thread concerns marriage) 

https://aseannow.com/topic/1317531-800000-baht-account-after-i-die-can-the-partner-access-the-account/

Yes, and you've outlined as having an unmarried partner and using monthly overseas transfers, how you then transfer these funds to your partner's account.
That certainly circumvents any need for a Will, and her financial future is in her own hands.

 

In the case of those unmarried, extensions based on retirement using the 800K funds, then they should make a Will.
Whether this is straightforward for a partner to obtain a court order to release funds is dependent on other parties challenging the Will.

A good friend of mine passed away a couple of years ago, Thai carer, retirement extension, made a Will leaving his 800K + in an FTD account and 200K + in his savings account to his Thai carer.

A month for an appointment to appear before the family court, who issued the order, but held it for 30 days to allow his 2 brothers (natural next in line heirs) to challenge the Will.
Neither did (already aware of his wishes) so a month later the court released the order and the bank transferred all funds to her account.

 

On 11/13/2025 at 1:47 PM, Liquorice said:

When I originally deposited 400K in a Thai bank for Immigration purposes, the exchange rate was 52 BHT - £1.
Discounting transfer fees that equated to £780.

If I were to withdraw those funds after receiving an extension, then top up to 400K again 2 months prior to the next extension, the current exchange rate is 42.5 BHT to £1.

I would have to transfer £950 now to meet the 400K requirement.

 

I'd be nuts to withdraw now and top up next year, unless I could find an investment fund offering a growth of more than 21% over 9 months.

Not to mention, 
depositing the 400k into your account each year
will make that 400k look like accessible income
even if it is the exact same 400K you withdrew months earlier
If you have other funds to live off, there is literally no reason at all to withdraw it
Just to then deposit it again.
For myself at present, it is literally the only thing I use banks for,
and only done as required to, and closest bank to me now to withdraw is an hour drive.

It was nice to turn up at the big bank yesterday 30 mins down the road from me to get letter for immigration,
only to find that bank completely shut.
 

  • 2 weeks later...
On 10/14/2025 at 9:23 AM, BrandonJT said:

It's been confirmed by multiple that it's 4 months from the date you get the letter, and it's for the full balance in the account at the time the letter is produced. That's because the letter states how much is in the account, so that's how much they freeze.  Best if you can withdraw or transfer any money you need over what immigration requires, get the letter/freeze, and then transfer back if this is an account you use for every day expenses.

For me only 400k was frozen 

Leaving any amount above that 

Was shown as an available balance in app which of course could be spent 

 

33 minutes ago, stix40 said:

For me only 400k was frozen 

Leaving any amount above that 

Was shown as an available balance in app which of course could be spent 

 

They might be finally adapting the procedure to more closely match immigration requirements.  But if that were the case the 4 month for retirement is overkill and ANY freeze for marriage visa is stupid.

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