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Mobile Banking Drops Support for iOS 13/Android 9 from Feb 2026

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Just now, JamesPhuket10 said:

 

Well mine was young when I met her twenty years ago, but to me women are not commodities or sex machines so I do not trade them in for younger models. Yes you did mention multiple young women. 

 

Mine too has her own money, she is about to buy her tenth rental house.

 

She had a tour company in Phuket for many years when I met her, set up by herself. 

 

Both financially independent of each other but together and share the costs of day to day life.

 

But keep on kidding yourself about younger women thirty years younger, no one believes you though, we are not all dim.

 

"......you got super envious", why, if I wanted one I could also buy one like all the other old farangs with young women, what is special about that?

 

".......kept harping on about what should be discussed on another thread.", erm you started it. 😆

 

Oh and the term " another thread" is always used inaccurately, it should be "another topic", a thread can be part of a discussion just as the apps I write are made up of multiple threads all combine to make a single app. 

Mate - he is a Troll IMO - best not to let him bait you - ignore, block and move on is my advice.  

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  • Phone banking is a pain, there I was Again today waiting to pay with cash, and held up for five minutes, while a Thai kept trying to pay with her phone, I find it very annoying !.... 

  • So lots more  unneeded e-waste   and  expense for the customer because the banks can't keep their systems secured ?

  • The opposite I would have thought, the whole purpose is to stay secure using latest Android and iOS systems.

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10 minutes ago, TroubleandGrumpy said:

You can say that again - have another beer mate - I have no idea what you are talking about (see ya later).

 

 

" .....I have no idea what you are talking about..."

 

That had become very apparent after I had read the first sentence you wrote. 😆

 

But do and try and learn the simple difference between a scam and the use of a banking app. 

 

ps my comments are not to be taken seriously. 👍

 

 

3 minutes ago, TroubleandGrumpy said:

Mate - he is a Troll IMO - best not to let him bait you - ignore, block and move on is my advice.  

It is harmless fun, I take breaks between writing software on my computer and it is fun to do something simple like making daft comments on this blog.

 

On 11/28/2025 at 11:34 AM, Upnotover said:

"A Thai".  "5 minutes".

 

Yes s, 5minutes. It should be 30  seconds.

On 11/29/2025 at 2:04 AM, sungod said:

Or use an ATM / debit card perhaps?

 

Or cash money...

2 hours ago, zzzzz said:

 i have never seen a place that does not take cash in Phuket
I ONLY use Cash, dont even have a bank app on my phone

I can only speak for what I see in Pattaya. I enjoy the flexibility of being able to use cash and cashless.  Definitely more convenient than strictly cash. 

29 minutes ago, kimothai said:

I can only speak for what I see in Pattaya. I enjoy the flexibility of being able to use cash and cashless.  Definitely more convenient than strictly cash. 

how is it more convenient?  
If u Have a mobile phone u need the banking app and everywhere u go, u need take ur phone with u
i dont always carry my phone, ( no banking app anyway) and always carry cash, even out bicycling

I've never lost cash out of my pocket, BUT how many people have "lost" their phones  ?

U will need drag me kicking and screaming into this new and so called, "better" way   🙂 
 

42 minutes ago, zzzzz said:

how is it more convenient?  
If u Have a mobile phone u need the banking app and everywhere u go, u need take ur phone with u
i dont always carry my phone, ( no banking app anyway) and always carry cash, even out bicycling

I've never lost cash out of my pocket, BUT how many people have "lost" their phones  ?

U will need drag me kicking and screaming into this new and so called, "better" way   🙂 
 

Cashless is more convenient in many ways.  Just last week my insurance company sent me a renewal notice that included bank info.  I sent a bank transfer which saved me having to travel to the insurance co. office.  I use water filters and a friend who works at a hardware store can get me discounted filters, so he sends me a QR code for the cost.  One less useless trip to just pay.  Online shopping is much more convenient if you use a cc or bank xfer.  Made many payments for various items using mobile bank xfer.  Use cc mostly but bank xfer is also available for hotel bills when I travel.  The same goes for medical co-pays when I go to the hospital.  The list goes on including restaurants (as before mentioned), plus receiving discounts for going cashless.  I do carry small amounts of cash for the little things but never big wads of cash like I once used to do.  I've been carrying a phone for almost 30 years and have yet to lose one, but I have scaled down the size to a flip phone which makes it very convenient to carry.

3 hours ago, TroubleandGrumpy said:

Check out the reference post with details - $1.3 Trillion in phone scams/thefts in the last year (estimated).

Take it or leave it - but dont come complaining to me/AN if you get scammed/ripped.  BUT the reality is that people are extremely reluctant to do 2 things - Public Speaking and admitting they fell for a scam or were ripped off. 

 

Once again you are mixing up scams (which of course exist) and online/mobile payments at merchants etc. So I know you won't listen but stop writing rubbish about things you just make up. Most people use a combination of cash and mobile/online payments depending on circumstances. Anyway done with you.

1 hour ago, kimothai said:

Cashless is more convenient in many ways.  Just last week my insurance company sent me a renewal notice that included bank info.  I sent a bank transfer which saved me having to travel to the insurance co. office.  I use water filters and a friend who works at a hardware store can get me discounted filters, so he sends me a QR code for the cost.  One less useless trip to just pay.  Online shopping is much more convenient if you use a cc or bank xfer.  Made many payments for various items using mobile bank xfer.  Use cc mostly but bank xfer is also available for hotel bills when I travel.  The same goes for medical co-pays when I go to the hospital.  The list goes on including restaurants (as before mentioned), plus receiving discounts for going cashless.  I do carry small amounts of cash for the little things but never big wads of cash like I once used to do.  I've been carrying a phone for almost 30 years and have yet to lose one, but I have scaled down the size to a flip phone which makes it very convenient to carry.

 

You are wasting your time trying to get some oldies to understand the convenience of using a mobile banking app, far safer and more convenient than carrying a large amount of cash around.

 

They are still trying to accept the fact a car is better than a horseless carriage, or electric trains over steam trains. 🤣

 

They also seem to think a scam and a banking app go hand in hand. 

41 minutes ago, JamesPhuket10 said:

You are wasting your time trying to get some oldies to understand the convenience of using a mobile banking app, far safer and more convenient than carrying a large amount of cash around.

 Safe and convenient !    maybe some of the oldies recognise the dangers of the digital panopticon ?

The youngsters better recognise the dangers too as they will be the ones living in digital slavery for the longer time..once in the prison there is no escape.... keep using cash.

4 minutes ago, johng said:

 Safe and convenient !    maybe some of the oldies recognise the dangers of the digital panopticon ?

The youngsters better recognise the dangers too as they will be the ones living in digital slavery for the longer time..once in the prison there is no escape.... keep using cash.

 

I am 69, I have been using online banking for decades, I am trying to work out where I am supposed to be a slave.

 

People who do not understand the tech are the ones in the prison, a self made prison. 😆

 

The world of finance would not be able to operate today without such technology.

 

Stick to your post office account and the rest of the world will follow the future.

 

I must say those horseless carriages have come a long way since "a were a lad."

 

People said the same thing about ATMs, credit cards, chip & PIN, contactless, and, yes, apparently those terrifying horseless carriages.

 

Technology isn’t the prison — ignorance is. I’d rather use Face ID and bank-grade encryption than walk around with a pocket full of easily-stealable Queen’s faces.

 

But hey, if someone wants to live like it’s 1953, that’s fine — just don’t confuse nostalgia with cybersecurity advice 😄

 

3 hours ago, zzzzz said:

how is it more convenient?  
If u Have a mobile phone u need the banking app and everywhere u go, u need take ur phone with u
i dont always carry my phone, ( no banking app anyway) and always carry cash, even out bicycling

I've never lost cash out of my pocket, BUT how many people have "lost" their phones  ?

U will need drag me kicking and screaming into this new and so called, "better" way   🙂 
 

 

The better way is not new, it has been around since the 1970's, you have just noticed? 🤣

1 hour ago, JamesPhuket10 said:

 

You are wasting your time trying to get some oldies to understand the convenience of using a mobile banking app, far safer and more convenient than carrying a large amount of cash around.

 

They are still trying to accept the fact a car is better than a horseless carriage, or electric trains over steam trains. 🤣

 

They also seem to think a scam and a banking app go hand in hand. 

Yes, I think your right, even being bit a bit of an oldy myself (79) I think I think I adapted easier than some since I worked and retired out of the electronic industry that was constantly changing from analog computers (in the beginning) to digital/software driven computers.

u all keep ur phones an use them to pay for everything

Sorry but i do not want my bank to know where i spend my money nor be part of a marketing campaign to drive targeted ads to my accounts>

Up to you how you want pay

Cash is king
 

I use atms to get my cash
use my cc online to pay for things I order

BY the way , its been proven people spend more money when they use their phone, qr codes, etc to buy things than when they use cash


chat gpt
"Overall, people tend to spend more when using digital payments due to the ease of transactions and the lack of physical limitations that cash imposes. Cash remains a preferred option for those looking to control their spending and for specific transactions."

 

People Are Twice As Likely To Spend More Money When Using Card Than Cash
"Today, our approach to spending money reflects a significant shift towards a cashless society. This transition is a transformation in consumer behavior and business operations, and not just the mode of payment. At the center of this change is a simple observation: People tend to spend more when using cards as opposed to cash. This tendency is backed by compelling data, suggesting a strong preference for card transactions among consumers."
https://www.forbes.com/advisor/business/software/people-twice-likely-spend-using-card-than-cash/

8 minutes ago, zzzzz said:

Sorry but i do not want my bank to know where i spend my money nor be part of a marketing campaign to drive targeted ads to my accounts>

 

Well that's the least of it..wait till the tyrants that brought you Covid

restrict  what where and when you can spend your money  or not

depending on your  compliance to their directives.

Far too many are blindly walking into the digital prison...cos its so easy and convenient  !!!

 

20 hours ago, TroubleandGrumpy said:

Check out the reference post with details - $1.3 Trillion in phone scams/thefts in the last year (estimated).

Take it or leave it - but dont come complaining to me/AN if you get scammed/ripped.  BUT the reality is that people are extremely reluctant to do 2 things - Public Speaking and admitting they fell for a scam or were ripped off. 

 

Which doesn't explain at all your claim that paying somchai on the market via QR is dangerous.

15 hours ago, zzzzz said:

u all keep ur phones an use them to pay for everything

Sorry but i do not want my bank to know where i spend my money nor be part of a marketing campaign to drive targeted ads to my accounts>

Up to you how you want pay

Cash is king
 

I use atms to get my cash
use my cc online to pay for things I order

BY the way , its been proven people spend more money when they use their phone, qr codes, etc to buy things than when they use cash


chat gpt
"Overall, people tend to spend more when using digital payments due to the ease of transactions and the lack of physical limitations that cash imposes. Cash remains a preferred option for those looking to control their spending and for specific transactions."

 

People Are Twice As Likely To Spend More Money When Using Card Than Cash
"Today, our approach to spending money reflects a significant shift towards a cashless society. This transition is a transformation in consumer behavior and business operations, and not just the mode of payment. At the center of this change is a simple observation: People tend to spend more when using cards as opposed to cash. This tendency is backed by compelling data, suggesting a strong preference for card transactions among consumers."
https://www.forbes.com/advisor/business/software/people-twice-likely-spend-using-card-than-cash/

 

You said, "Sorry but i do not want my bank to know where i spend my money nor be part of a marketing campaign to drive targeted ads to my accounts> ......"

You also said, "....use my cc online to pay for things I order"

 

Erm, so that means you do not mind if the bank tracks what you spend your money on unless you think they close their eyes when you use a credit card?

 

I do not spend more with cashless transactions, I decided I want to buy something and then pay for it by debit card, credit card, cash etc.

 

ChatGPT also states people withe credit cards tend to get themselves into more debt. 

 

I have £147,000 in available credit on my cards, I only use a fraction of that and then pay back every month,  it does not mean I will go out and spend it all as it has also been proven that SOME people using cards or apps tend to spend more.

 

I did buy a car using a credit card  once in the UK but that was just to make sure I had an extra guarantee in case it went wrong.

 

I can understand why some guys like to pay cash instead of other ways.

 

I can imagine a wife after having seen a husbands credit card/bank statement, "What is this twenty thousand baht you have been spending at Soapy Sue's Massage Parlour this month so far".

 

"Erm, I've got  a bit of a bad back dear, 'onest".

 

 

 

2 hours ago, stevenl said:

Which doesn't explain at all your claim that paying somchai on the market via QR is dangerous.

 

Don't you get it yet!

 

Somchai, is a Russian spy disguised as a Thai, when she processes your purchases she secretly copies all of you data, she hands it over to her handlers and they nick a load of money from your account in order to fund the war in the Ukraine, everyone one with simple inside knowledge knows that, why are you such a sheeple.

 

You will be telling me  next you think Covid was real and not just used as a pretence to keep us all hostage while a lot of  the governments who did that to us almost went bankrupt in a Kamikaze sort of way. 🤣

15 hours ago, johng said:

 

Well that's the least of it..wait till the tyrants that brought you Covid

restrict  what where and when you can spend your money  or not

depending on your  compliance to their directives.

Far too many are blindly walking into the digital prison...cos its so easy and convenient  !!!

 

 

I am speechless, whaaaaaa, it's not worth saying anything logical in reply. 🤣

 

There are far too many conspiracy nutters out there, I wonder what sort of mental illness they all share.

 

They have had the technology to do what you say for decades as money is controlled by computers etc, there is only a fraction of physical money in circulation compared to the past,  why have they not done it so far?

 

Boris Johnson was kicked out of the job as prime minister as he had a piece of cake and a beer while at work but yet you think they have the power to control how we spend our own money, so very, very funny. 🤣

 

2 hours ago, JamesPhuket10 said:

but yet you think they have the power to control how we spend our own money, so very, very funny. 🤣

 

Not too late yet  that's why we need to keep using cash...once everything is digital money (CBDC) then yes they will know everything you spend when and were   and will be able to dictate how  you spend it..once in the digital panopticon you can't get out..they boil the frog very slowly so it does not jump out of the pot

if you can't see this then

"whaaaaaa,it's not worth saying anything logical in reply. 🤣"

3 hours ago, JamesPhuket10 said:

There are far too many conspiracy nutters out there, I wonder what sort of mental illness they all share.

 

Maybe they have a few unanswered questions about the narratives spewed by  legacy media,3 letter agencies and governments on so many subjects  ????

6 hours ago, johng said:

 

Not too late yet  that's why we need to keep using cash...once everything is digital money (CBDC) then yes they will know everything you spend when and were   and will be able to dictate how  you spend it..once in the digital panopticon you can't get out..they boil the frog very slowly so it does not jump out of the pot

if you can't see this then

"whaaaaaa,it's not worth saying anything logical in reply. 🤣"

 

Whaaaaaaaaa, so funny, I have been a software engineer for decades and laugh at the sort of rubbish some people come out with relating as to how computerised systems work 🤣

 

But you do make me laugh. 

6 hours ago, johng said:

 

Maybe they have a few unanswered questions about the narratives spewed by  legacy media,3 letter agencies and governments on so many subjects  ????

 

And you lot ignore what science, scientists, engineers, doctors and all the other logical professional groups of people are saying. 

 

You are not trying to find evidence to prove something is true or not, you lot make assumptions, find there is no evidence for what you have dreamt up and then claim all the evidence has been hidden from the rest of us and only you lot have access to it.

 

So funny  🤣

10 hours ago, JamesPhuket10 said:

 

Whaaaaaaaaa, so funny, I have been a software engineer for decades and laugh at the sort of rubbish some people come out with relating as to how computerised systems work 🤣

 

But you do make me laugh. 

Laugh at this too then

 

5 hours ago, johng said:

Laugh at this too then

 

 

“Nothing new is happening. Gmail and Meta have been scanning messages since the mid-2000s for spam, viruses and security — not for humans to read. Gmail even stopped scanning email content for ads back in 2017. The checks now are automated and only look for malware, scams and unsafe links.

 

Meta can use public posts for AI training, but not private messages — and WhatsApp/Messenger encrypted chats can’t be read by anyone. They don’t keep readable archives of your life for ‘AI to browse’. Regulators would crucify them if they tried.

 

And no, this has nothing to do with smartphone banking apps. Mobile banking is end-to-end encrypted and audited — it’s safer than card payments or phone banking.

 

Also, “AI” is mostly a buzzword. What we have today is advanced pattern-matching software — powerful, yes, but nowhere near a thinking machine. There is no all-seeing super-intelligence secretly understanding your messages. It’s just algorithms doing the same filtering they’ve done for years, now with a trendier label slapped on.

 

I’m not guessing here — I have a Master’s degree in Software Engineering from Oxford University, plus 35 years experience as a freelance software engineer.

 

The people pushing these conspiracies usually have an O-level in woodwork from the University of Idiots.”

 

You said, "Laugh at this too then"

 

I had a very good laugh at it.🤣

 

 

On 11/30/2025 at 3:02 PM, bbi1 said:

This has got to be the funniest thing I've read all day. You seriously fly every month to the UK just to withdraw cash then fly back with the cash every month? You do this 12 times a year? LOL 🤣🤣

lookup sarcasm 

3 minutes ago, JamesPhuket10 said:

You said, "Laugh at this too then"

 

I had a very good laugh at it.🤣

 

Well I'm glad you had a good laugh

but I suspect an anything in woodworking will actually be more useful than software engineering very shortly...due to AI being able to software engineer  much faster and cheaper

but actuall skills like woodwork ,metalwork,plumbing,plastering,

painting changing a light bulb etc will still be done by actual humans for a while yet anyway.

Meanwhile you are seemingly blind to the control system built around you.

 

The Analyst: The sheeple aren’t going anywhere. They like my world. They don’t want this sentimentality. They don’t want freedom or empowerment. They want to be controlled. They crave the comfort of certainty.

 

and

 

The Matrix is a system, Neo. That system is our enemy. But when you're inside, you look around, what do you see? Businessmen, teachers, lawyers, carpenters. The very minds of the people we are trying to save. But until we do, these people are still a part of that system and that makes them our enemy. You have to understand, most of these people are not ready to be unplugged. And many of them are so inured, so hopelessly dependent on the system, that they will fight to protect it.

Morpheus, The Matrix

 

😁 :cheesy:

3 minutes ago, FritsSikkink said:

lookup sarcasm 

 

Yes, I agree.

 

I thought it was quite obvious my sarcasm was against people who think online banking/mobile banking is unsafe.

 

I makes people like us realise how easily people can be led into believe untruths as they can not understand simple statements and its intention from what they read. 😆

6 hours ago, johng said:

Laugh at this too then

 

 

That is just a bout a youtuber who was looking for his 5 minutes of fame.

Most of what he claims in that video isn't even correct

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